For the quarter ending 2025-09-30, FCCO had $10,125K increase in cash & cash equivalents over the period. $9,044K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 5,192 | 9,183 |
| Depreciation | 427 | 855 |
| Net premium amortization on investment securities available-for-sale | -781 | -1,501 |
| Net premium amortization on investment securities held-to-maturity | -178 | -334 |
| Provision for credit losses | 201 | 200 |
| Write-downs of other real estate owned | 0 | 100 |
| Origination ofloans held-for-sale | 31,975 | 57,685 |
| Sale of loans held-for-sale | 34,911 | 58,003 |
| Gain on sale of loans held-for-sale | 931 | 1,631 |
| Gain on sale of other real estate owned | 0 | 127 |
| Amortization of intangibles | 39 | 79 |
| Gain on fair value of equity securities | 1 | 0 |
| Decrease in other assets | -489 | -503 |
| Stock-based compensation | 644 | - |
| (decrease) increase in other liabilities | 1,129 | -1,442 |
| Net cash provided by operating activities | 9,166 | 6,203 |
| Purchase of investment securities available-for-sale | 12,775 | 29,764 |
| Purchase of other investments | 87 | 216 |
| Proceeds from sale of other investment securities | - | 0 |
| Maturity/call of investment securities available-for-sale | 18,457 | 12,036 |
| Maturity/call of investment securities held-to-maturity | 3,116 | 8,008 |
| Increase in loans | 19,268 | 39,513 |
| Proceeds from sale of other real estate owned | 0 | 376 |
| Purchase of property and equipment | 122 | 418 |
| Net disposals of property and equipment | 0 | -30 |
| Net cash used in investing activities | -10,680 | -49,460 |
| Increase in deposit accounts | 17,123 | 78,140 |
| Repayment of advances from the federal home loan bank | - | 0 |
| Shares retired / forfeited | - | -333 |
| Cost of issuance of common stock-deferred compensation | - | 0 |
| Increase (decrease) in securities sold under agreements to repurchase | -4,026 | 530 |
| Restricted stock units granted | - | 131 |
| Dividends paidcommon stock | 1,227 | 2,296 |
| Amortization of compensation on restricted stock | - | 533 |
| Dividend reinvestment plan | 100 | 192 |
| Net cash provided byfinancing activities | 11,639 | 76,897 |
| Net increase in cash and cash equivalents | 10,125 | 33,640 |
| Cash and cash equivalents at beginning of period | 149,828 | - |
| Cash and cash equivalents at end of period | 193,593 | - |
FIRST COMMUNITY CORP SC (FCCO)
FIRST COMMUNITY CORP SC (FCCO)