fcco: the income statement

MyFinsight

FIRST COMMUNITY CORP SC (FCCO)

For the quarter ending 2025-06-30, FCCO made $224K in revenue. $5,186K in net income. Net profit margin of 2315.18%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30	2024-09-30	2024-06-30
Deposit service charges	224	228	235
Other	1,225	1,167	1,240
Investment advisory fees and non-deposit commissions	1,751	1,595	1,508
Gain on sale of other real estate owned	127	-	-
Mortgage banking income	879	575	659
Gain on sale of other assets	-	5	-
Total non-interest income	4,206	3,570	3,642
Other	3,229	2,567	2,796
Occupancy	772	793	738
Marketing and public relations	208	477	258
Salaries and employee benefits	8,060	7,422	7,303
Other real estate expense, net	110	11	90
Fdic insurance assessments	274	290	302
Equipment	390	391	317
Amortization of intangibles	40	40	39
Total non-interest expense	13,083	11,991	11,843
Provision for credit losses	-237	-16	454
Securities sold under agreements to repurchase	681	506	497
Other borrowed money	269	956	1,020
Deposits	7,899	8,287	7,720
Total interest expense	8,849	9,749	9,237
Other short term investments and certificates of deposit	1,679	1,552	1,057
Investment securities - non taxable	345	355	359
Investment securities taxable	3,976	3,975	4,114
Loans, including fees	18,173	17,279	16,401
Total interest income	24,173	23,161	21,931
Net interest income	15,324	13,412	12,694
Net interest income after provision for credit losses	15,561	13,428	12,240
Net income before tax	6,684	-	-
Income tax expense	1,498	1,146	774
Net income before taxes	-	5,007	4,039
Net income	5,186	3,861	3,265

Basic earnings per common share	0.68	0.51	0.43
Basic shares	7,664,000	7,623,000	7,617,000
Diluted common shares outstanding	7,787,000	7,722,000	7,695,000
Diluted earnings per common share	0.67	0.5	0.42

Unit: Thousand (K) dollars (except for numbers of shares and EPS)