For the quarter ending 2025-09-30, FCF had $1,245K increase in cash & cash equivalents over the period.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 41,328 | 66,098 |
| Provision for credit losses | 11,327 | 18,393 |
| Deferred tax expense | 240 | 518 |
| Depreciation and amortization | 1,884 | 2,941 |
| Net gains on securities and other assets | 3,280 | 6,345 |
| Net amortization of premiums and discounts on securities | -15 | -18 |
| Redemption premium | 0 | 0 |
| Income from increase in cash surrender value of bank owned life insurance | 1,732 | 3,274 |
| (increase) decrease in interest receivable | 787 | 211 |
| Mortgage loans originated for sale | 76,211 | 125,825 |
| Proceeds from sale of mortgage loans | 81,115 | 130,480 |
| (decrease) increase in interest payable | 474 | -1,221 |
| Increase in income taxes payable | 646 | 854 |
| Increase (decrease) in other operating assets and liabilities, net | 5,522 | -3,865 |
| Net cash provided by operating activities | 49,497 | 86,291 |
| Proceeds from sale and maturity of held-to-maturity securities | 18,004 | 35,183 |
| Payments to acquire held-to-maturity securities | 0 | 127,860 |
| Proceeds from maturities and redemptions of available-for-sale securities | 0 | 69,862 |
| Proceeds from maturities and redemptions of available-for-sale securities | 59,976 | 120,778 |
| Payments to acquire debt securities, available-for-sale | 0 | 111,514 |
| Proceeds from sale of equity securities, fv-ni | 0 | 5,146 |
| Purchases of fhlb stock | 20,886 | 30,615 |
| Proceeds from the redemption of fhlb stock | 21,042 | 23,099 |
| Proceeds from sale of other investments | 0 | - |
| Proceeds from life insurance policy | 828 | 2,485 |
| Proceeds from sale of loans receivable | 18,380 | 38,073 |
| Proceeds from sale of other assets | 1,326 | 3,459 |
| Net cash received from business acquisition | 0 | 4,672 |
| Net increase in loans and leases | 168,777 | 323,303 |
| Payments for purchase of other assets | 3,528 | 10,399 |
| Net cash used in investing activities | -73,635 | -300,934 |
| Net increase (decrease) in other short-term borrowings | -76,317 | 143,235 |
| Net increase in deposits | 126,779 | 148,613 |
| Repayments of other long-term debt | 201 | 20,680 |
| Repayments of long-term capital lease obligations | 152 | 300 |
| Repayments of subordinated debt | 0 | 0 |
| Payments of dividends | 14,096 | 27,390 |
| Proceeds from reissuance of treasury stock | 0 | 237 |
| Purchase of treasury stock | 10,630 | 2,315 |
| Net cash provided by financing activities | 25,383 | 241,400 |
| Net increase in cash and cash equivalents | 1,245 | 26,757 |
| Cash and cash equivalents at beginning of period | 133,409 | - |
| Cash and cash equivalents at end of period | 161,411 | - |
FIRST COMMONWEALTH FINANCIAL CORP PA (FCF)
FIRST COMMONWEALTH FINANCIAL CORP PA (FCF)