For the quarter ending 2025-09-30, FCF made $311,812K in revenue. $41,328K in net income. Net profit margin of 13.25%.
| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Interest and fees on loans | 147,728 | - | ||
| Taxable interest | 13,614 | - | ||
| Interest exempt from federal income taxes | 90 | - | ||
| Dividends | 786 | - | ||
| Interest on bank deposits | 491 | - | ||
| Total interest income | 162,709 | - | ||
| Interest on deposits | 47,038 | - | ||
| Interest on short-term borrowings | 1,262 | - | ||
| Interest on subordinated debentures | 1,858 | - | ||
| Interest on other long-term debt | 1,389 | - | ||
| Interest on lease obligations | 39 | - | ||
| Total interest expense | 51,586 | - | ||
| Net interest income | 111,123 | - | ||
| Provision for credit losses - portfolio | 11,327 | - | ||
| Provision for credit losses - acquisition day 1 non-pcd | 0 | - | ||
| Net interest income after provision for credit losses | 99,796 | 93,584 | ||
| Gain losses maturities and impairment | 369 | 0 | ||
| Gain (loss) on equity securities | 0 | 0 | ||
| Trust income | 3,477 | 3,029 | ||
| Service charges on deposit accounts | 5,913 | 5,595 | ||
| Insurance and retail brokerage commissions | 3,499 | 3,097 | ||
| Income from bank owned life insurance | 1,712 | 1,938 | ||
| Gain on sale of mortgage loans | 2,132 | 1,836 | ||
| Gain on sale of other loans and assets | 1,085 | 2,217 | ||
| Card-related interchange income | 3,985 | 3,998 | ||
| Derivatives mark to market | 2 | 0 | ||
| Swap fee income | 243 | 439 | ||
| Other income | 2,440 | 2,600 | ||
| Total noninterest income | 24,857 | 24,749 | ||
| Salaries and employee benefits | 40,717 | 40,584 | ||
| Net occupancy expense | 5,110 | 4,894 | ||
| Furniture and equipment expense | 4,427 | 4,547 | ||
| Data processing expense | 4,260 | 4,085 | ||
| Advertising and promotion | 1,931 | 1,457 | ||
| Intangible amortization | 1,337 | 1,338 | ||
| Intangible amortization | 1,567 | 1,311 | ||
| Other professional fees and services | 1,843 | 1,903 | ||
| Fdic insurance | 1,653 | 1,550 | ||
| Loss on sale or write-down of assets | -87 | -71 | ||
| Litigation and operational losses | 582 | 470 | ||
| Amortization of debt issuance costs | 0 | 0 | ||
| Business combination, integration-related cost, expense | 165 | 3,955 | ||
| Other noninterest expense | 9,155 | 10,103 | ||
| Total noninterest expense | 72,834 | 76,268 | ||
| Income before income taxes | 51,819 | 42,065 | ||
| Income tax provision | 10,491 | 8,663 | ||
| Net income | 41,328 | 33,402 | ||
| Average shares outstanding (in shares) | 104,383,217 | 103,628,392 | ||
| Average shares outstanding assuming dilution (in shares) | 104,754,917 | 103,928,428 | ||
| Basic earnings per share (in dollars per share) | 0.4 | 0.32 | ||
| Diluted earnings per share (in dollars per share) | 0.39 | 0.32 | ||
FIRST COMMONWEALTH FINANCIAL CORP PA (FCF)
FIRST COMMONWEALTH FINANCIAL CORP PA (FCF)