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The latest financial statement is for the year ending 2025-12-31.

Cash Flow Overview

Free Cash flow
$531,036K

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Cash Flow
2025-12-31
Net income
330,375
Depreciation of leased merchandise
319,121
Provision for lease losses
120,362
Provision for loan losses
162,706
Share-based compensation expense
20,250
Depreciation and amortization expense
111,806
Amortization of debt issuance costs
3,988
Net amortization of premiums, discounts and unearned origination fees on finance receivables
-67,174
Other income, net
0
Deferred income taxes, net
18,651
Accounts receivable, net
5,547
Inventories
21,294
Leased merchandise
425,329
Prepaid expenses and other assets
11,087
Accounts payable, accrued liabilities and other liabilities
5,371
Income taxes
23,743
Net cash flow provided by operating activities
585,942
Pawn loans made
2,094,228
Pawn loans repaid
1,197,038
Recovery of pawn loan principal through sale of forfeited collateral
759,333
Investments in finance receivables
440,576
Investments in finance receivables
342,272
Purchases of furniture, fixtures, equipment and improvements
54,906
Purchases of store real property
61,919
Acquisitions of pawn stores, net of cash acquired
475,059
Net cash flow used in investing activities
-828,045
Borrowings from credit facilities
796,280
Repayments of credit facilities
427,384
Issuance of senior unsecured notes
0
Debt issuance costs paid
0
Purchases of treasury stock
115,849
Payment of minimum withholding taxes on net share settlement of stock options exercised
5,764
Payments of dividends
70,875
Net cash flow provided by (used in) financing activities
176,408
Effect of exchange rate on cash, cash equivalent, restricted cash, and restricted cash equivalent, continuing operation
15,797
Change in cash and cash equivalents
-49,898
Cash and cash equivalents at beginning of period
175,095
Cash and cash equivalents at end of period
125,197
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

FirstCash Holdings, Inc. (FCFS)

FirstCash Holdings, Inc. (FCFS)