Financial insights of FCFS

MyFinsight

For the quarter ending 2026-03-31, FCFS made $1,051,651K in revenue. $107,702K in net income. Net profit margin of 10.24%.

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Total revenue	1,051,651	1,058,419	935,579	830,622
Cost of retail merchandise sold	278,049	304,975	248,723	230,326
Depreciation of leased merchandise	81,059	76,002	76,028	78,272
Provision for lease losses	29,744	32,337	27,920	32,543
Provision for loan losses	42,844	44,238	40,347	41,761
Cost of wholesale scrap jewelry sold	76,727	70,206	68,220	34,904
Other cost of revenue	846	780	634	-
Total cost of revenue	509,269	528,538	461,872	417,806
Net revenue	542,382	529,881	473,707	412,816
Operating expenses	269,429	260,122	236,528	222,493
Administrative expenses	65,778	66,213	58,845	59,263
Depreciation and amortization	31,516	31,406	29,034	25,864
Interest expense	34,528	35,269	32,216	26,337
Interest income	227	271	908	527
Gain on foreign exchange	1,102	674	219	1,271
Merger and acquisition expenses	865	1,658	9,472	2,777
Other income, net	3,533	6,630	3,740	3,199
Total expenses and other income	397,254	387,093	361,228	331,737
Income (loss) before income taxes	145,128	142,788	112,479	81,079
Provision for income taxes	37,426	38,616	29,672	21,274
Net income	107,702	104,172	82,807	59,805

Basic EPS	2.44	2.366	1.87	1.35
Diluted EPS	2.43	2.352	1.86	1.34
Basic Average Shares	44,063,000	44,031,000	44,211,000	44,365,000
Diluted Average Shares	44,248,000	44,291,000	44,472,000	44,552,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.