Financial insights of FCFS

MyFinsight

For the year ending 2025-12-31, FCFS made $3,661,043K in revenue. $330,375K in net income. Net profit margin of 9.02%.

Income Statement	2025-12-31	2024-12-31
Total revenue	3,661,043	3,388,514
Cost of retail merchandise sold	1,008,148	909,685
Depreciation of leased merchandise	319,121	433,306
Provision for lease losses	120,362	163,395
Financing receivable, credit loss, expense (reversal)	162,706	143,827
Cost of wholesale scrap jewelry sold	208,685	108,769
Other cost of revenue	1,414	-
Total cost of revenue	1,820,436	1,758,982
Net revenue	1,840,607	1,629,532
Operating expenses	933,729	900,978
Administrative expenses	232,844	173,199
Depreciation and amortization	111,806	104,941
Interest expense	121,293	105,226
Interest income	2,935	1,935
(gain) loss on foreign exchange	2,178	-2,641
Merger and acquisition expenses	14,369	2,228
Other nonoperating income (expense)	15,884	522
Total expenses and other income	1,393,044	1,286,756
Income before income taxes	447,563	342,776
Effective tax rate	117,188	83,961
Net income	330,375	258,815

Basic EPS	7.46	5.76
Diluted EPS	7.42	5.73
Basic Average Shares	44,314,000	44,965,000
Diluted Average Shares	44,526,000	45,168,000