| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-09-30 |
|---|---|---|---|---|
| Loans, including fees | 4,304 | 4,205 | 4,015 | 3,863 |
| Investment securities | 1,106 | 1,018 | 901 | 772 |
| Other interest-earning assets | 283 | 257 | 293 | 558 |
| Total interest and dividend income | 5,693 | 5,480 | 5,209 | 5,193 |
| Deposits | 2,348 | 2,332 | 2,272 | 2,310 |
| Total interest expense | 2,348 | 2,332 | 2,272 | 2,310 |
| Net interest income | 3,345 | 3,148 | 2,937 | 2,883 |
| Off-balance-sheet, credit loss, liability, credit loss expense (reversal) | - | - | - | -110 |
| Provision for loan, lease, and other losses | - | - | - | -110 |
| Net interest income after recovery of credit losses | 3,345 | 3,148 | 2,937 | 2,993 |
| Non-interest income (in-scope of topic 606)-Deposit Service And Account Maintenance And Insufficient Funds Fees | 54 | 52 | - | - |
| Gain on sale of real estate owned | - | 1 | - | - |
| Non-interest income (in-scope of topic 606)-Atm And Check Card Fees | 96 | 87 | - | - |
| Non-interest income (in-scope of topic 606) | - | - | 147 | 159 |
| Bank owned life insurance | 70 | 100 | - | - |
| Other | 8 | 10 | 14 | 2 |
| Gain on sale of real estate owned | - | - | 13 | - |
| Bank owned life insurance | - | - | 88 | 91 |
| Gain on insurance proceeds | - | 3,469 | - | - |
| Total non-interest income (loss) | 228 | 3,719 | 262 | 252 |
| Salaries and employee benefits | 1,783 | 2,536 | 1,822 | 1,774 |
| Occupancy and equipment | 463 | 474 | 479 | 460 |
| Federal deposit insurance | 55 | 53 | 53 | 52 |
| Directors | 64 | 64 | 73 | 73 |
| Professional and legal | 114 | 76 | 60 | 55 |
| Audit and examination | 84 | 84 | 85 | 103 |
| Data processing | 327 | 320 | 318 | 284 |
| Advertising | 26 | 25 | 19 | 30 |
| Charitable contributions | 8 | 8 | - | 1,263 |
| Other | 215 | 192 | 191 | 149 |
| Total non-interest expense | 3,139 | 3,832 | 3,100 | 4,243 |
| Income (loss) before income taxes | 434 | 3,035 | 99 | -998 |
| Income tax expense (benefit) | 91 | -91 | 21 | -210 |
| Net income (loss) | 343 | 3,126 | 78 | -788 |
| Earnings per share, basic | 0.07 | 0.61 | 0.02 | -0.15 |
| Earnings per share, diluted | 0.07 | 0.61 | 0.02 | -0.15 |
| Weighted average number of shares outstanding, basic | 5,143,000 | 5,145 | 5,139 | 5,125,000 |
| Weighted average number of shares outstanding, diluted | 5,143,000 | 5,145 | 5,139 | 5,125,000 |
Fifth District Bancorp, Inc. (FDSB)
Fifth District Bancorp, Inc. (FDSB)