Fifth District Bancorp, Inc. (FDSB)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Non-interest income (in-scope of topic 606)-Atm And Check Card Fees | 87 | - | - | - |
| Non-interest income (in-scope of topic 606)-Deposit Service And Account Maintenance And Insufficient Funds Fees | 52 | - | - | - |
| Other | 10 | 14 | 2 | 149 |
| Gain on sale of real estate owned | 1 | - | - | - |
| Bank owned life insurance | 100 | - | - | - |
| Gain on insurance proceeds | 3,469 | - | - | - |
| Bank owned life insurance | - | 88 | 91 | 98 |
| Gain on sale of real estate owned | - | 13 | - | - |
| Non-interest income (in-scope of topic 606) | - | 147 | 159 | 153 |
| Total non-interest income (loss) | 3,719 | 262 | 252 | 400 |
| Other | 192 | 191 | 149 | 150 |
| Directors | 64 | 73 | 73 | 73 |
| Salaries and employee benefits | 2,536 | 1,822 | 1,774 | 1,607 |
| Data processing | 320 | 318 | 284 | 313 |
| Federal deposit insurance | 53 | 53 | 52 | 51 |
| Advertising | 25 | 19 | 30 | 48 |
| Professional and legal | 76 | 60 | 55 | 38 |
| Occupancy and equipment | 474 | 479 | 460 | 466 |
| Charitable contributions | 8 | - | 1,263 | - |
| Audit and examination | 84 | 85 | 103 | 63 |
| Total non-interest expense | 3,832 | 3,100 | 4,243 | 2,809 |
| Financing receivable, credit loss, expense (reversal) | - | - | - | -1,000 |
| Off-balance-sheet, credit loss, liability, credit loss expense (reversal) | - | - | -110 | - |
| Provision for loan, lease, and other losses | - | - | -110 | - |
| Deposits | 2,332 | 2,272 | 2,310 | 2,367 |
| Total interest expense | 2,332 | 2,272 | 2,310 | 2,367 |
| Other interest-earning assets | 257 | 293 | 558 | 324 |
| Investment securities | 1,018 | 901 | 772 | 508 |
| Loans, including fees | 4,205 | 4,015 | 3,863 | 3,809 |
| Total interest and dividend income | 5,480 | 5,209 | 5,193 | 4,641 |
| Net interest income | 3,148 | 2,937 | 2,883 | 2,274 |
| Net interest income after recovery of credit losses | 3,148 | 2,937 | 2,993 | 3,274 |
| Income (loss) before income taxes | 3,035 | 99 | -998 | 865 |
| Income tax expense (benefit) | -91 | 21 | -210 | 182 |
| Net income (loss) | 3,126 | 78 | -788 | 683 |
| Earnings per share, basic | 0.61 | 0.02 | -0.15 | - |
| Earnings per share, diluted | 0.61 | 0.02 | -0.15 | - |
| Weighted average number of shares outstanding, basic | 5,145 | 5,139 | 5,125,000 | - |
| Weighted average number of shares outstanding, diluted | 5,145 | 5,139 | 5,125,000 | - |