For the quarter ending 2025-09-30, FDSB made $11,408K in revenue. $343K in net income. Net profit margin of 3.01%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2025-03-31 | 2024-12-31 |
|---|---|---|---|---|
| Loans, including fees | 4,304 | 4,205 | 4,015 | 3,474 |
| Investment securities | 1,106 | 1,018 | 901 | 647 |
| Other interest-earning assets | 283 | 257 | 293 | 284 |
| Short-term federal home loan bank advances | - | - | - | 1 |
| Total interest and dividend income | 5,693 | 5,480 | 5,209 | 4,405 |
| Deposits | 2,348 | 2,332 | 2,272 | 2,270 |
| Total interest expense | 2,348 | 2,332 | 2,272 | 2,272 |
| Net interest income | 3,345 | 3,148 | 2,937 | 2,133 |
| Recovery of credit losses on loans | - | - | - | -33 |
| Provision for (recovery of) credit losses on unfunded commitments | - | - | - | 0 |
| Total recovery of credit losses | - | - | - | -367 |
| Net interest income after recovery of credit losses | 3,345 | 3,148 | 2,937 | 2,500 |
| Non-interest income (in-scope of topic 606)-Deposit Service And Account Maintenance And Insufficient Funds Fees | 54 | 52 | - | - |
| Gain on sale of real estate owned | - | 1 | - | - |
| Non-interest income (in-scope of topic 606)-Atm And Check Card Fees | 96 | 87 | - | - |
| Non-interest income (in-scope of topic 606) | - | - | 147 | 154 |
| Bank owned life insurance | 70 | 100 | - | - |
| Other | 8 | 10 | 14 | -54 |
| Gain on sale of real estate owned | - | - | 13 | 35 |
| Bank owned life insurance | - | - | 88 | 82 |
| Loss on investments securities | - | - | - | -286 |
| Gain on insurance proceeds | - | 3,469 | - | - |
| Total non-interest income (loss) | 228 | 3,719 | 262 | -320 |
| Salaries and employee benefits | 1,783 | 2,536 | 1,822 | 1,664 |
| Occupancy and equipment | 463 | 474 | 479 | 447 |
| Federal deposit insurance | 55 | 53 | 53 | 51 |
| Directors | 64 | 64 | 73 | 66 |
| Professional and legal | 114 | 76 | 60 | 51 |
| Audit and examination | 84 | 84 | 85 | 69 |
| Data processing | 327 | 320 | 318 | 291 |
| Advertising | 26 | 25 | 19 | 27 |
| Charitable contributions | 8 | 8 | - | 6 |
| Other | 215 | 192 | 191 | 157 |
| Total non-interest expense | 3,139 | 3,832 | 3,100 | 2,831 |
| Income (loss) before income taxes | 434 | 3,035 | 99 | -651 |
| Income tax expense (benefit) | 91 | -91 | 21 | -165 |
| Net income (loss) | 343 | 3,126 | 78 | -486 |
| Earnings per share, basic | 0.07 | 0.61 | 0.02 | -0.02 |
| Earnings per share, diluted | 0.07 | 0.61 | 0.02 | -0.02 |
| Weighted average number of shares outstanding, basic | 5,143,000 | 5,145 | 5,139 | 2,000 |
| Weighted average number of shares outstanding, diluted | 5,143,000 | 5,145 | 5,139 | 2,000 |
Fifth District Bancorp, Inc. (FDSB)
Fifth District Bancorp, Inc. (FDSB)