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Income Overview

Net Income
$384K
EPS
$0.08
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Non-interest income (in-scope of topic 606)-Deposit Service And Account Maintenance And Insufficient Funds Fees
53
53
55
54
Non-interest income (in-scope of topic 606)-Atm And Check Card Fees
100
97
119*
96
Bank owned life insurance
74
68
46
70
Loss on sale of real estate owned
2
-
-7*
-
Loss on insurance proceeds
-
-
3*
-
Other
10
11
6
8
Total non-interest income
239
229
221
228
Loans, including fees
4,619
4,432
4,317
4,304
Investment securities
1,026
1,040
1,058
1,106
Other interest-earning assets
151
180
301
283
Total interest and dividend income
5,796
5,652
5,676
5,693
Deposits
2,080
2,103
2,258
2,348
Total interest expense
2,080
2,103
2,258
2,348
Net interest income
3,716
3,549
3,418
3,345
Provision for (recovery of) credit losses on unfunded commitments
-
-
10
-
Total provision for (recovery of) credit losses
-
-
10
-
Net interest income after provision for credit losses
3,716
3,549
3,408
3,345
Salaries and employee benefits
2,065
1,912
1,526
1,783
Occupancy and equipment
493
503
614
463
Federal deposit insurance
53
54
54
55
Directors
67
66
39
64
Professional and legal
82
103
80
114
Audit and examination
81
79
79
84
Data processing
356
343
339
327
Advertising
47
38
35
26
Charitable contributions
4
4
-12
8
Other
222
186
258
215
Total non-interest expense
3,470
3,288
3,012
3,139
Income before income taxes
485
490
617
434
Income tax expense (benefit)
101
103
76
91
Net income
384
387
541
343
Basic EPS
0.08
0.08
0.106
0.07
Diluted EPS
0.08
0.08
0.106
0.07
Basic Average Shares
4,870,000
4,914,000
5,122,000*
5,143,000
Diluted Average Shares
4,870,000
4,914,000
5,122,000*
5,143,000
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans, including fees$4,619K (9.85%↑ Y/Y)Investment securities$1,026K (0.79%↑ Y/Y)Otherinterest-earning assets$151K (-41.25%↓ Y/Y)Total interest anddividend income$5,796K (5.77%↑ Y/Y)Net interest income$3,716K (18.04%↑ Y/Y)Non-interest income(in-scope of topic...$100K (14.94%↑ Y/Y)Bank owned lifeinsurance$74K (-26.00%↓ Y/Y)Non-interest income(in-scope of topic...$53K (1.92%↑ Y/Y)Other$10K (0.00%↑ Y/Y)Loss on sale of realestate owned$2K (100.00%↑ Y/Y)Total interestexpense$2,080K (-10.81%↓ Y/Y)Net interest incomeafter provision for...$3,716K (18.04%↑ Y/Y)Total non-interestincome$239K (-93.57%↓ Y/Y)Deposits$2,080K (-10.81%↓ Y/Y)Income before incometaxes$485K (-84.02%↓ Y/Y)Total non-interestexpense$3,470K (-9.45%↓ Y/Y)Net income$384K (-87.72%↓ Y/Y)Income tax expense(benefit)$101K (210.99%↑ Y/Y)Salaries and employeebenefits$2,065K (-18.57%↓ Y/Y)Occupancy and equipment$493K (4.01%↑ Y/Y)Data processing$356K (11.25%↑ Y/Y)Other$222K (15.63%↑ Y/Y)Professional and legal$82K (7.89%↑ Y/Y)Audit and examination$81K (-3.57%↓ Y/Y)Directors$67K (4.69%↑ Y/Y)Federal depositinsurance$53K (0.00%↑ Y/Y)Advertising$47K (88.00%↑ Y/Y)Charitable contributions$4K (-50.00%↓ Y/Y)

Fifth District Bancorp, Inc. (FDSB)

Fifth District Bancorp, Inc. (FDSB)