FDSB: the balance sheet

MyFinsight

For the year ending 2025-12-31, FDSB has $534,394K in assets. $404,637K in debts. $33,852K in cash and cash equivalents.

Balance Sheets	2025-12-31
Cash and due from banks	4,993
Interest-bearing deposits at other financial institutions	28,859
Total cash and cash equivalents	33,852
Investment securities available-for-sale, at fair value (amortized cost 104,010 and 101,712 respectively)	99,077
Restricted stock	935
Loans receivable, net of unearned income	378,090
Allowance for credit losses	1,699
Loans receivable, net	376,391
Bank owned life insurance	7,689
Premises and equipment, net	11,636
Accrued interest receivable	1,999
Real estate owned	42
Deferred tax asset, net	1,722
Other assets	1,051
Total assets	534,394

Interest-bearing	391,364
Noninterest-bearing	1,798
Advances from borrowers for taxes, insurance, and repairs	6,178
Other liabilities	5,297
Total liabilities	404,637
Common stock - 0.01 par value 20,000,000 shares authorized 5,349,039 and 5,559,473 shares issued and outstanding at december 31, 2025 and december 31, 2024	54
Additional paid-in capital	51,195
Unearned esop stock	4,005
Retained earnings	86,941
Accumulated other comprehensive loss	-4,428
Total stockholders' equity	129,757
Total liabilities and stockholders' equity	534,394

Unit: Thousand (K) dollars (except for numbers of shares and EPS).