For the quarter ending 2026-03-31, FDSB has $535,692K in assets. $406,380K in debts. $23,311K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 6,320 | 4,993 | 6,030 | 5,727 |
| Interest-bearing deposits at other financial institutions | 16,991 | 28,859 | 28,350 | 21,967 |
| Total cash and cash equivalents | 23,311 | 33,852 | 34,380 | 27,694 |
| Investment securities available-for-sale, at fair value (amortized cost 103,959 and 104,010 respectively) | 98,814 | 99,077 | 100,689 | 100,415 |
| Restricted stock | 941 | 935 | 929 | 922 |
| Loans receivable, net of unearned income | 390,059 | 378,090 | 380,989 | 381,306 |
| Allowance for credit losses | 1,699 | 1,699 | 1,699 | 1,699 |
| Loans receivable, net | 388,360 | 376,391 | 379,290 | 379,607 |
| Bank owned life insurance | 7,757 | 7,689 | 7,631 | 7,561 |
| Premises and equipment, net | 11,774 | 11,636 | 11,720 | 11,825 |
| Accrued interest receivable | 2,327 | 1,999 | 2,338 | 2,214 |
| Real estate owned | 42 | 42 | 42 | 42 |
| Deferred tax asset, net | 1,768 | 1,722 | 1,843 | 1,974 |
| Other assets | 598 | 1,051 | 638 | 7,553 |
| Total assets | 535,692 | 534,394 | 539,500 | 539,807 |
| Interest-bearing | 393,688 | 391,364 | 394,813 | 396,685 |
| Noninterest-bearing | 1,545 | 1,798 | 1,361 | 1,558 |
| Advances from borrowers for taxes, insurance, and repairs | 5,647 | 6,178 | 6,161 | 4,656 |
| Other liabilities | 5,500 | 5,297 | 5,867 | 6,010 |
| Total liabilities | 406,380 | 404,637 | 408,202 | 408,909 |
| Common stock - 0.01 par value 20,000,000 shares authorized 5,289,348 and 5,349,039 shares issued and outstanding at march 31, 2026 and december 31, 2025 | 53 | 54 | 55 | 56 |
| Additional paid-in capital | 50,764 | 51,195 | 52,842 | 53,190 |
| Unearned esop stock | 3,949 | 4,005 | 4,059 | 4,115 |
| Retained earnings | 87,032 | 86,941 | 87,097 | 86,897 |
| Accumulated other comprehensive loss | -4,588 | -4,428 | -4,637 | -5,130 |
| Total stockholders' equity | 129,312 | 129,757 | 131,298 | 130,898 |
| Total liabilities and stockholders' equity | 535,692 | 534,394 | 539,500 | 539,807 |
Fifth District Bancorp, Inc. (FDSB)
Fifth District Bancorp, Inc. (FDSB)