FFBC: the balance sheet

Balance Sheets Overview

Debt to Asset Ratio

86.89%

Unit: Thousand (K) dollars

Assets Breakdown

Liabilities Breakdown

Balance Sheets

2025-12-31

Cash and due from banks

178,553

Interest-bearing deposits with other banks

597,338

Investment securities, available-for-sale

3,971,932

Held to maturity unrecognized gain-USTreasury Securities

Held to maturity unrecognized loss-USTreasury Securities

Held-to-maturity market value-USTreasury Securities

Held to maturity unrecognized gain-USGovernment Corporations And Agencies Securities

Held to maturity unrecognized loss-USGovernment Corporations And Agencies Securities

Held-to-maturity market value-USGovernment Corporations And Agencies Securities

Held to maturity unrecognized gain-Residential Mortgage Backed Securities

Held to maturity unrecognized loss-Residential Mortgage Backed Securities

Held-to-maturity market value-Residential Mortgage Backed Securities

Held to maturity unrecognized gain-Commercial Mortgage Backed Securities

Held to maturity unrecognized loss-Commercial Mortgage Backed Securities

3,392

Held-to-maturity market value-Commercial Mortgage Backed Securities

23,981

Held to maturity unrecognized gain-Mortgage Backed Securities

Held to maturity unrecognized loss-Mortgage Backed Securities

499

Held-to-maturity market value-Mortgage Backed Securities

5,589

Held to maturity unrecognized gain-USStates And Political Subdivisions

Held to maturity unrecognized loss-USStates And Political Subdivisions

179

Held-to-maturity market value-USStates And Political Subdivisions

8,215

Held to maturity unrecognized gain-Asset Backed Securities

Held to maturity unrecognized loss-Asset Backed Securities

Held-to-maturity market value-Asset Backed Securities

Held to maturity unrecognized gain-Other Debt Securities

Held to maturity unrecognized loss-Other Debt Securities

201

Held-to-maturity market value-Other Debt Securities

16,549

Investment securities held-to-maturity (fair value 54,334 at december31, 2025 and 68,989 at december31, 2024)

58,545

Other investments

129,564

Loans held for sale, at fair value

16,953

Commercial Portfolio Segment

4,632,241

Finance Leases Portfolio Segment

638,527

Construction Loans

677,339

Commercial Real Estate Portfolio Segment

4,384,556

Residential Portfolio Segment

1,832,184

Home Equity

1,005,204

Consumer Portfolio Segment

188,694

Credit Card Receivables

65,325

Financing receivable, excluding accrued interest, before allowance for credit loss

13,424,070

Financing receivable, allowance for credit loss, excluding accrued interest

186,487

Net loans and leases

13,237,583

Premises and equipment

204,760

Operating lease

214,003

Goodwill

1,099,524

Other intangibles

118,832

Accrued interest and other assets

1,301,792

Total assets

21,129,379

Interest-bearing demand

3,360,613

Savings

5,973,532

Time

3,622,227

Total interest-bearing deposits

12,956,372

Noninterest-bearing

3,465,470

Total deposits

16,421,842

Fhlb short-term borrowings

675,000

Other short-term borrowings

332

Total short-term borrowings

675,332

Long-term debt

514,052

Total borrowed funds

1,189,384

Accrued interest and other liabilities

748,937

Total liabilities

18,360,163

Common stock - no par value

1,647,618

Retained earnings

1,437,286

Unrealized gain (loss) on debt securities

-163,923

Aoci, cash flow hedge, cumulative gain (loss), after tax

Retirement obligation

25,069

Foreign currency translation

-1,044

Accumulated other comprehensive income (loss)

-189,942

Treasury stock, at cost, 5,760,068 shares in 2025 and 8,786,954 shares in 2024

125,746

Total shareholders' equity

2,769,216

Total liabilities and shareholders equity

21,129,379

Time Plot

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