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For the year ending 2025-12-31, FFBC has $21,129,379K in assets. $18,360,163K in debts.

Balance Sheets Overview

Debt to Asset Ratio
86.89%
Assets Breakdown
    • Commercial Portfolio Segment
    • Commercial Real Estate Portfolio...
    • Investment securities, available...
    • Others
Liabilities Breakdown
    • Savings
    • Time
    • Noninterest-bearing
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-12-31
Cash and due from banks
178,553
Interest-bearing deposits with other banks
597,338
Investment securities, available-for-sale
3,971,932
Held to maturity unrecognized gain-USTreasury Securities
0
Held to maturity unrecognized loss-USTreasury Securities
0
Held-to-maturity market value-USTreasury Securities
0
Held to maturity unrecognized gain-USGovernment Corporations And Agencies Securities
0
Held to maturity unrecognized loss-USGovernment Corporations And Agencies Securities
0
Held-to-maturity market value-USGovernment Corporations And Agencies Securities
0
Held to maturity unrecognized gain-Residential Mortgage Backed Securities
0
Held to maturity unrecognized loss-Residential Mortgage Backed Securities
0
Held-to-maturity market value-Residential Mortgage Backed Securities
0
Held to maturity unrecognized gain-Commercial Mortgage Backed Securities
0
Held to maturity unrecognized loss-Commercial Mortgage Backed Securities
3,392
Held-to-maturity market value-Commercial Mortgage Backed Securities
23,981
Held to maturity unrecognized gain-Mortgage Backed Securities
0
Held to maturity unrecognized loss-Mortgage Backed Securities
499
Held-to-maturity market value-Mortgage Backed Securities
5,589
Held to maturity unrecognized gain-USStates And Political Subdivisions
60
Held to maturity unrecognized loss-USStates And Political Subdivisions
179
Held-to-maturity market value-USStates And Political Subdivisions
8,215
Held to maturity unrecognized gain-Asset Backed Securities
0
Held to maturity unrecognized loss-Asset Backed Securities
0
Held-to-maturity market value-Asset Backed Securities
0
Held to maturity unrecognized gain-Other Debt Securities
0
Held to maturity unrecognized loss-Other Debt Securities
201
Held-to-maturity market value-Other Debt Securities
16,549
Investment securities held-to-maturity (fair value 54,334 at december31, 2025 and 68,989 at december31, 2024)
58,545
Other investments
129,564
Loans held for sale, at fair value
16,953
Commercial Portfolio Segment
4,632,241
Finance Leases Portfolio Segment
638,527
Construction Loans
677,339
Commercial Real Estate Portfolio Segment
4,384,556
Residential Portfolio Segment
1,832,184
Home Equity
1,005,204
Consumer Portfolio Segment
188,694
Credit Card Receivables
65,325
Financing receivable, excluding accrued interest, before allowance for credit loss
13,424,070
Financing receivable, allowance for credit loss, excluding accrued interest
186,487
Net loans and leases
13,237,583
Premises and equipment
204,760
Operating lease
214,003
Goodwill
1,099,524
Other intangibles
118,832
Accrued interest and other assets
1,301,792
Total assets
21,129,379
Interest-bearing demand
3,360,613
Savings
5,973,532
Time
3,622,227
Total interest-bearing deposits
12,956,372
Noninterest-bearing
3,465,470
Total deposits
16,421,842
Fhlb short-term borrowings
675,000
Other short-term borrowings
332
Total short-term borrowings
675,332
Long-term debt
514,052
Total borrowed funds
1,189,384
Accrued interest and other liabilities
748,937
Total liabilities
18,360,163
Common stock - no par value
1,647,618
Retained earnings
1,437,286
Unrealized gain (loss) on debt securities
-163,923
Aoci, cash flow hedge, cumulative gain (loss), after tax
94
Retirement obligation
25,069
Foreign currency translation
-1,044
Accumulated other comprehensive income (loss)
-189,942
Treasury stock, at cost, 5,760,068 shares in 2025 and 8,786,954 shares in 2024
125,746
Total shareholders' equity
2,769,216
Total liabilities and shareholders equity
21,129,379
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Credit CardReceivables$65,325K Consumer PortfolioSegment$188,694K Home Equity$1,005,204K Residential PortfolioSegment$1,832,184K Commercial Real EstatePortfolio Segment$4,384,556K Construction Loans$677,339K Finance LeasesPortfolio Segment$638,527K Commercial PortfolioSegment$4,632,241K Financing receivable,excluding accrued...$13,424,070K Held-to-maturity marketvalue-Other Debt Securities$16,549K Held to maturityunrecognized loss-Other Debt...$201K Held-to-maturity marketvalue-USStates And Political...$8,215K Held to maturityunrecognized loss-USStates...$179K Held-to-maturity marketvalue-Mortgage Backed...$5,589K Held to maturityunrecognized loss-Mortgage...$499K Held-to-maturity marketvalue-Commercial Mortgage Backed...$23,981K Held to maturityunrecognized...$3,392K Accrued interest andother assets$1,301,792K Other intangibles$118,832K Goodwill$1,099,524K Operating lease$214,003K Premises and equipment$204,760K Net loans and leases$13,237,583K Loans held for sale, atfair value$16,953K Other investments$129,564K Investment securitiesheld-to-maturity (fair value...$58,545K Investment securities,available-for-sale$3,971,932K Interest-bearing deposits withother banks$597,338K Cash and due frombanks$178,553K Financing receivable,allowance for credit loss,...$186,487K Held to maturityunrecognized gain-USStates...$60K Total assets$21,129,379K Total liabilities andshareholders equity$21,129,379K Foreign currencytranslation-$1,044K Retirement obligation$25,069K Unrealized gain (loss) ondebt securities-$163,923K Total shareholders'equity$2,769,216K Total liabilities$18,360,163K Treasury stock, at cost,5,760,068 shares in 2025...$125,746K Accumulated othercomprehensive income (loss)-$189,942K Aoci, cash flow hedge,cumulative gain (loss),...$94K Retained earnings$1,437,286K Common stock - no parvalue$1,647,618K Accrued interest andother liabilities$748,937K Total borrowed funds$1,189,384K Total deposits$16,421,842K Long-term debt$514,052K Total short-termborrowings$675,332K Noninterest-bearing$3,465,470K Totalinterest-bearing deposits$12,956,372K Other short-termborrowings$332K Fhlb short-termborrowings$675,000K Time$3,622,227K Savings$5,973,532K Interest-bearing demand$3,360,613K

FIRST FINANCIAL BANCORP OH (FFBC)

FIRST FINANCIAL BANCORP OH (FFBC)