ffbc: the income statement

MyFinsight

FIRST FINANCIAL BANCORP OH (FFBC)

For the quarter ending 2025-06-30, FFBC made $313,963K in revenue. $69,996K in net income. Net profit margin of 22.29%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense	17,863
Operating lease, lease income	20,797
Other	5,612
Wealth management fees	7,787
Net gains from sales of loans	6,687
Client derivative fees	1,674
Net gain (loss) on investment securities	243
Service charges on deposit accounts	7,766
Foreign exchange income	13,760
Bankcard income	3,737
Total noninterest income	68,063
State intangible tax	1,517
Professional services	3,549
Other	8,729
Amortization of operating leases	13,155
Net occupancy	5,845
Marketing	2,737
Salaries and employee benefits	74,917
Data processing	9,020
Investment program, proportional amortization method, elected, equity method investment, income (loss) from tax credit investment	-111
Fdic assessments	2,611
Furniture and equipment	3,441
Communication	681
Intangible amortization	2,358
Total noninterest expenses	128,671
Provision for credit losses-unfunded commitments	718
Short-term borrowings	6,393
Long-term borrowings	5,754
Deposits	75,484
Total interest expense	87,631
Other earning assets	5,964
Loans, including fees	201,460
Tax-exempt	2,233
Taxable	36,243
Total interest on investment securities	38,476
Total interest income	245,900
Net interest income	158,269
Provision for credit losses-loans and leases	9,084
Net interest income after provision for credit losses	148,467
Income (loss) from continuing operations before income taxes, noncontrolling interest, total	87,859
Net income	69,996

Average common shares outstanding - basic	94,860,428
Average common shares outstanding - diluted	95,741,696
Basic	0.74
Diluted	0.73

Unit: Thousand (K) dollars (except for numbers of shares and EPS)