| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Loans, including fees | 204,865 | 201,460 | ||
| Taxable | 36,421 | 36,243 | ||
| Tax-exempt | 2,195 | 2,233 | ||
| Total interest on investment securities | 38,616 | 38,476 | ||
| Other earning assets | 6,773 | 5,964 | ||
| Total interest income | 250,254 | 245,900 | ||
| Deposits | 77,766 | 75,484 | ||
| Short-term borrowings | 5,979 | 6,393 | ||
| Long-term borrowings | 6,023 | 5,754 | ||
| Total interest expense | 89,768 | 87,631 | ||
| Net interest income | 160,486 | 158,269 | ||
| Provision for credit losses-loans and leases | 8,612 | 9,084 | ||
| Provision for credit losses-unfunded commitments | 453 | 718 | ||
| Net interest income after provision for credit losses | 151,421 | 148,467 | ||
| Service charges on deposit accounts | 7,829 | 7,766 | ||
| Wealth management fees | 7,351 | 7,787 | ||
| Bankcard income | 3,589 | 3,737 | ||
| Client derivative fees | 1,876 | 1,674 | ||
| Foreign exchange income | 16,666 | 13,760 | ||
| Operating lease, lease income | 20,997 | 20,797 | ||
| Net gains from sales of loans | 6,835 | 6,687 | ||
| Net gain (loss) on investment securities | -42 | 243 | ||
| Other | 8,424 | 5,612 | ||
| Total noninterest income | 73,525 | 68,063 | ||
| Salaries and employee benefits | 80,607 | 74,917 | ||
| Net occupancy | 6,003 | 5,845 | ||
| Furniture and equipment | 3,582 | 3,441 | ||
| Data processing | 9,591 | 9,020 | ||
| Marketing | 2,359 | 2,737 | ||
| Communication | 695 | 681 | ||
| Professional services | 2,314 | 3,549 | ||
| Investment program, proportional amortization method, elected, equity method investment, income (loss) from tax credit investment | -112 | -111 | ||
| State intangible tax | 1,531 | 1,517 | ||
| Fdic assessments | 2,611 | 2,611 | ||
| Intangible amortization | 2,359 | 2,358 | ||
| Amortization of operating leases | 13,911 | 13,155 | ||
| Other | 8,594 | 8,729 | ||
| Total noninterest expenses | 134,269 | 128,671 | ||
| Income (loss) from continuing operations before income taxes, noncontrolling interest, total | 90,677 | 87,859 | ||
| Income tax expense | 18,754 | 17,863 | ||
| Net income | 71,923 | 69,996 | ||
| Average common shares outstanding - basic | 94,889,341 | 94,860,428 | ||
| Average common shares outstanding - diluted | 95,753,798 | 95,741,696 | ||
| Basic | 0.76 | 0.74 | ||
| Diluted | 0.75 | 0.73 | ||
FIRST FINANCIAL BANCORP OH (FFBC)
FIRST FINANCIAL BANCORP OH (FFBC)