FFIN: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Net earnings	180,270	128,004
Depreciation and amortization	10,331	6,462
Provision for credit losses	31,095	6,660
Securities premium amortization, net	-29,107	-19,416
Gain on sale of securities and other assets, net	49	171
Deferred federal income tax benefit	11,684	11,685
Stock-based compensation	5,058	3,458
Net tax benefit from stock-based compensation	-335	-200
Change in loans held-for-sale	17,210	24,200
Change in other assets	39,796	29,787
Change in other liabilities	13,735	16,374
Total adjustments	44,290	10,097
Net cash provided by operating activities	224,560	138,101
Maturities	5,564,259	5,397,243
Purchases	6,089,825	5,596,052
Net increase in loans held-for-investment	352,179	163,111
Purchases of bank premises, equipment and software	7,475	4,687
Proceeds from sale of bank premises and equipment and other assets	1,206	1,103
Net cash used in investing activities	-884,014	-365,504
Net increase (decrease) in noninterest-bearing deposits	98,221	91,018
Net increase in interest-bearing deposits	648,853	258,224
Net decrease in repurchase agreements and borrowings	-124,417	-126,840
Proceeds from stock option exercises/stock unit conversions/restricted stock activity	2,915	1,479
Dividends paid	78,735	51,529
Net cash provided by financing activities	546,837	172,352
Net (decrease) increase in cash and cash equivalents	-112,617	-55,051
Cash and cash equivalents at beginning of period	763,413	-
Cash and cash equivalents at end of period	650,796	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

FFIN: the cashflow