ffin: the income statement

MyFinsight

FIRST FINANCIAL BANKSHARES INC (FFIN)

For the quarter ending 2025-06-30, FFIN made $205,683K in revenue. $66,658K in net income. Net profit margin of 32.41%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Income tax expense	15,078
Other noninterest income	2,934
Net gain on sale of other assets	6
Trust fees	12,746
Service charges on deposit accounts	6,126
Gain on sale and fees on mortgage loans	4,126
Net gain (loss) on sale of foreclosed assets	200
Loan recoveries	810
Debit card fees	5,218
Credit card fees	707
Total noninterest income	32,873
Other noninterest expense	10,160
Net occupancy expense	3,600
Salaries, commissions and employee benefits	42,575
Fdic insurance premiums	1,585
Equipment expense	2,478
Software amortization and expense	4,020
Amortization of intangible assets	86
Professional and service fees	2,730
Printing, stationery and supplies	473
Operational and other losses	720
Debit card expense	3,308
Total noninterest expense	71,735
Provision for credit losses	3,132
Interest on deposits	48,732
Interest on repurchase agreements and borrowings	348
Total interest expense	49,080
Exempt from federal income tax	8,541
Taxable	25,242
Interest and fees on loans	134,723
Interest on federal funds sold and interest-bearing demand deposits in banks	4,304
Total interest income	172,810
Net interest income	123,730
Net interest income after provision for credit losses	120,598
Earnings before income taxes	81,736
Net earnings	66,658

Earnings per share, basic, total	0.47
Earnings per share, diluted	0.47
Weighted average number of shares outstanding, basic, total	143,023,544
Weighted average number of shares outstanding, diluted	143,378,505

Unit: Thousand (K) dollars (except for numbers of shares and EPS)