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Balance Sheets Overview

Debt to Asset Ratio
94.34%
Unit: Thousand (K) dollars
Assets Breakdown
    • Cash and due from banks
    • Held to maturity, at cost and ne...
    • Premises and equipment, net
    • Others
Liabilities Breakdown
    • Time
    • Interest-bearing demand
    • Noninterest-bearing demand
    • Others
Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and due from banks
733,223
845,150
753,629
714,313
Federal funds sold
544
551
554
557
Cash and cash equivalents
733,767
845,701
754,183
714,870
Interest-earning time deposits with banks
250
250
250
250
Available for sale, at fair value (cost of 859,464 and 674,139, respectively)
853,913
676,592
374,335
397,573
Held to maturity, at cost and net of allowance for credit losses of 150 (estimated fair value of 265,579 and 268,094, respectively)
322,939
322,675
322,413
322,149
Goodwill
-
0
0
12,900
Investment securities
1,176,852
999,267
696,748
719,722
Federal home loan bank stock, at cost
10,324
10,206
10,079
9,956
Loans, net of unearned income
1,924,577
2,069,802
2,279,741
2,410,505
Less allowance for credit losses
38,488
40,755
85,713
58,871
Net loans
1,886,089
2,029,047
2,194,028
2,351,634
Premises and equipment, net
58,753
59,585
59,979
66,035
Intangible assets, net
2,429
2,638
2,847
3,056
Other real estate, net
28,872
35,084
12,050
7,657
Accrued interest receivable
13,920
12,455
14,776
13,305
Other assets
47,286
84,088
52,396
70,196
Total assets
3,958,542
4,078,321
3,797,336
3,969,581
Noninterest-bearing demand
411,764
414,604
396,906
442,267
Interest-bearing demand
1,100,162
1,165,061
1,390,219
1,402,960
Savings
217,316
213,936
215,077
247,120
Time
1,778,302
1,839,276
1,352,695
1,388,991
Total deposits
3,507,544
3,632,877
3,354,897
3,481,338
Repurchase agreements
7,119
7,119
7,117
7,117
Accrued interest payable
22,558
17,637
16,333
19,498
Long-term advances from federal home loan bank
135,000
135,000
135,000
135,000
Senior long-term debt
14,210
14,203
14,196
14,186
Junior subordinated debentures
29,820
29,805
29,790
29,775
Other liabilities
18,301
15,462
18,928
19,579
Total liabilities
3,734,552
3,852,103
3,576,261
3,706,493
Non-cumulative perpetual 34,500 shares issued and outstanding
33,058
33,058
33,058
33,058
Common stock, 1 par value - 100,600,000 shares authorized 16,028,044 and 15,793,433 shares issued and outstanding
16,028
15,793
15,353
15,120
Surplus
172,209
170,621
168,682
167,041
Retained earnings
16,058
14,055
12,342
58,078
Accumulated other comprehensive (loss) income
-13,363
-7,309
-8,360
-10,209
Total shareholders' equity
223,990
226,218
221,075
263,088
Total liabilities and shareholders' equity
3,958,542
4,078,321
3,797,336
3,969,581
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans, net of unearnedincome$1,924,577K Available for sale, at fairvalue (cost of 859,464...$853,913K Held to maturity, atcost and net of...$322,939K Cash and due frombanks$733,223K Federal funds sold$544K Net loans$1,886,089K Investment securities$1,176,852K Cash and cashequivalents$733,767K Premises and equipment,net$58,753K Other assets$47,286K Other real estate, net$28,872K Accrued interestreceivable$13,920K Federal home loan bankstock, at cost$10,324K Intangible assets, net$2,429K Interest-earning time depositswith banks$250K Less allowance forcredit losses$38,488K Total assets$3,958,542K Total liabilities andshareholders' equity$3,958,542K Total liabilities$3,734,552K Total shareholders'equity$223,990K Accumulated othercomprehensive (loss) income-$13,363K Total deposits$3,507,544K Long-term advances fromfederal home loan bank$135,000K Junior subordinateddebentures$29,820K Accrued interestpayable$22,558K Other liabilities$18,301K Senior long-term debt$14,210K Repurchase agreements$7,119K Surplus$172,209K Non-cumulative perpetual34,500 shares issued...$33,058K Retained earnings$16,058K Common stock, 1 parvalue - 100,600,000...$16,028K Time$1,778,302K Interest-bearing demand$1,100,162K Noninterest-bearing demand$411,764K Savings$217,316K

First Guaranty Bancshares, Inc. (FGBI)

First Guaranty Bancshares, Inc. (FGBI)