For the quarter ending 2025-09-30, FGBI has $3,797,336K in assets. $3,576,261K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 753,629 | 714,313 | ||
| Federal funds sold | 554 | 557 | ||
| Cash and cash equivalents | 754,183 | 714,870 | ||
| Interest-earning time deposits with banks | 250 | 250 | ||
| Available for sale, at fair value (cost of 372,873 and 284,321, respectively) | 374,335 | 397,573 | ||
| Held to maturity, at cost and net of allowance for credit losses of 150 (estimated fair value of 264,566 and 251,458, respectively) | 322,413 | 322,149 | ||
| Investment securities | 696,748 | 719,722 | ||
| Federal home loan bank stock, at cost | 10,079 | 9,956 | ||
| Commercial Real Estate Portfolio Segment | 1,844,638 | - | ||
| Non Real Estate Portfolio Segment | 441,535 | - | ||
| Total loans before unearned income | 2,286,173 | - | ||
| Unearned income | 6,432 | - | ||
| Loans, net of unearned income | 2,279,741 | 2,410,505 | ||
| Less allowance for credit losses | 85,713 | 58,871 | ||
| Net loans | 2,194,028 | 2,351,634 | ||
| Premises and equipment, net | 59,979 | 66,035 | ||
| Goodwill | 0 | 12,900 | ||
| Intangible assets, net | 2,847 | 3,056 | ||
| Other real estate, net | 12,050 | 7,657 | ||
| Accrued interest receivable | 14,776 | 13,305 | ||
| Other assets | 52,396 | 70,196 | ||
| Total assets | 3,797,336 | 3,969,581 | ||
| Noninterest-bearing demand | 396,906 | 442,267 | ||
| Interest-bearing demand | 1,390,219 | 1,402,960 | ||
| Savings | 215,077 | 247,120 | ||
| Time | 1,352,695 | 1,388,991 | ||
| Total deposits | 3,354,897 | 3,481,338 | ||
| Repurchase agreements | 7,117 | 7,117 | ||
| Accrued interest payable | 16,333 | 19,498 | ||
| Long-term advances from federal home loan bank | 135,000 | 135,000 | ||
| Senior long-term debt | 14,196 | 14,186 | ||
| Junior subordinated debentures | 29,790 | 29,775 | ||
| Other liabilities | 18,928 | 19,579 | ||
| Total liabilities | 3,576,261 | 3,706,493 | ||
| Non-cumulative perpetual 34,500 shares issued and outstanding | 33,058 | 33,058 | ||
| Common stock, 1 par value - 100,600,000 shares authorized 15,352,947 and 12,504,717 shares issued and outstanding | 15,353 | 15,120 | ||
| Surplus | 168,682 | 167,041 | ||
| Retained earnings | 12,342 | 58,078 | ||
| Accumulated other comprehensive (loss) income | -8,360 | -10,209 | ||
| Total shareholders' equity | 221,075 | 263,088 | ||
| Total liabilities and shareholders' equity | 3,797,336 | 3,969,581 | ||
First Guaranty Bancshares, Inc. (FGBI)
First Guaranty Bancshares, Inc. (FGBI)