For the quarter ending 2026-03-31, FGBI has $3,958,542K in assets. $3,734,552K in debts.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 733,223 | 845,150 | 753,629 | 714,313 |
| Federal funds sold | 544 | 551 | 554 | 557 |
| Cash and cash equivalents | 733,767 | 845,701 | 754,183 | 714,870 |
| Interest-earning time deposits with banks | 250 | 250 | 250 | 250 |
| Available for sale, at fair value (cost of 859,464 and 674,139, respectively) | 853,913 | 676,592 | 374,335 | 397,573 |
| Held to maturity, at cost and net of allowance for credit losses of 150 (estimated fair value of 265,579 and 268,094, respectively) | 322,939 | 322,675 | 322,413 | 322,149 |
| Goodwill | - | 0 | 0 | 12,900 |
| Investment securities | 1,176,852 | 999,267 | 696,748 | 719,722 |
| Federal home loan bank stock, at cost | 10,324 | 10,206 | 10,079 | 9,956 |
| Commercial Real Estate Portfolio Segment | - | - | 1,844,638 | - |
| Non Real Estate Portfolio Segment | - | - | 441,535 | - |
| Total loans before unearned income | 1,930,095 | 2,075,819 | 2,286,173 | - |
| Unearned income | 5,518 | 6,017 | 6,432 | - |
| Loans, net of unearned income | 1,924,577 | 2,069,802 | 2,279,741 | 2,410,505 |
| Less allowance for credit losses | 38,488 | 40,755 | 85,713 | 58,871 |
| Net loans | 1,886,089 | 2,029,047 | 2,194,028 | 2,351,634 |
| Premises and equipment, net | 58,753 | 59,585 | 59,979 | 66,035 |
| Intangible assets, net | 2,429 | 2,638 | 2,847 | 3,056 |
| Other real estate, net | 28,872 | 35,084 | 12,050 | 7,657 |
| Accrued interest receivable | 13,920 | 12,455 | 14,776 | 13,305 |
| Other assets | 47,286 | 84,088 | 52,396 | 70,196 |
| Total assets | 3,958,542 | 4,078,321 | 3,797,336 | 3,969,581 |
| Noninterest-bearing demand | 411,764 | 414,604 | 396,906 | 442,267 |
| Interest-bearing demand | 1,100,162 | 1,165,061 | 1,390,219 | 1,402,960 |
| Savings | 217,316 | 213,936 | 215,077 | 247,120 |
| Time | 1,778,302 | 1,839,276 | 1,352,695 | 1,388,991 |
| Total deposits | 3,507,544 | 3,632,877 | 3,354,897 | 3,481,338 |
| Repurchase agreements | 7,119 | 7,119 | 7,117 | 7,117 |
| Accrued interest payable | 22,558 | 17,637 | 16,333 | 19,498 |
| Long-term advances from federal home loan bank | 135,000 | 135,000 | 135,000 | 135,000 |
| Senior long-term debt | 14,210 | 14,203 | 14,196 | 14,186 |
| Junior subordinated debentures | 29,820 | 29,805 | 29,790 | 29,775 |
| Other liabilities | 18,301 | 15,462 | 18,928 | 19,579 |
| Total liabilities | 3,734,552 | 3,852,103 | 3,576,261 | 3,706,493 |
| Non-cumulative perpetual 34,500 shares issued and outstanding | 33,058 | 33,058 | 33,058 | 33,058 |
| Common stock, 1 par value - 100,600,000 shares authorized 16,028,044 and 15,793,433 shares issued and outstanding | 16,028 | 15,793 | 15,353 | 15,120 |
| Surplus | 172,209 | 170,621 | 168,682 | 167,041 |
| Retained earnings | 16,058 | 14,055 | 12,342 | 58,078 |
| Accumulated other comprehensive (loss) income | -13,363 | -7,309 | -8,360 | -10,209 |
| Total shareholders' equity | 223,990 | 226,218 | 221,075 | 263,088 |
| Total liabilities and shareholders' equity | 3,958,542 | 4,078,321 | 3,797,336 | 3,969,581 |
First Guaranty Bancshares, Inc. (FGBI)
First Guaranty Bancshares, Inc. (FGBI)