fgbi: the balance sheet

MyFinsight

For the quarter ending 2025-06-30, FGBI has $3,969,581K in assets. $3,706,493K in debts.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-06-30
Loans, net of unearned income	2,410,505
Less allowance for credit losses	58,871
Net loans	2,351,634
Available for sale, at fair value (cost of 398,112 and 284,321, respectively)	397,573
Held to maturity, at cost and net of allowance for credit losses of 150 (estimated fair value of 260,080 and 251,458, respectively)	322,149
Investment securities	719,722
Other real estate, net	7,657
Federal funds sold	557
Cash and due from banks	714,313
Cash and cash equivalents	714,870
Premises and equipment, net	66,035
Other assets	70,196
Accrued interest receivable	13,305
Intangible assets, net	3,056
Goodwill	12,900
Federal home loan bank stock, at cost	9,956
Interest-earning time deposits with banks	250
Total assets	3,969,581

Time	1,388,991
Noninterest-bearing demand	442,267
Interest-bearing demand	1,402,960
Savings	247,120
Total deposits	3,481,338
Repurchase agreements	7,117
Senior long-term debt	14,186
Other liabilities	19,579
Junior subordinated debentures	29,775
Accrued interest payable	19,498
Long-term advances from federal home loan bank	135,000
Total liabilities	3,706,493
Retained earnings	58,078
Non-cumulative perpetual 34,500 shares issued and outstanding	33,058
Common stock, 1 par value - 100,600,000 shares authorized 15,120,172 and 12,504,717 shares issued and outstanding	15,120
Surplus	167,041
Accumulated other comprehensive (loss) income	-10,209
Total shareholders' equity	263,088
Total liabilities and shareholders' equity	3,969,581