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First Guaranty Bancshares, Inc. (FGBI)

First Guaranty Bancshares, Inc. (FGBI)

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Cash Flow Overview

Change in Cash
-$111,934K
Free Cash flow
$50,426K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net decrease in loans
    • Proceeds from maturities, calls ...
    • Change in other assets and liabi...
    • Others
Negative Cash Flow Breakdown
    • Funds invested in afs securities
    • Net decrease in deposits
    • Amortization/accretion of invest...
    • Others
Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Net income (loss)
2,743
2,450
-45,003
-13,469
Provision for credit losses
2,625
2,638
47,933
31,158
Goodwill impairment
-
0
12,900
-
Depreciation and amortization
977
1,033
1,068
2,189
Change in right of use asset
229
130
128
251
Amortization/accretion of investments
1,112
440
581
2,105
(gain) loss on sale/call of securities
1
-
0
0
Gain on sale of assets
44
-261
-366
4
Repossessed asset write downs, gains and losses on dispositions
-50
-409
0
-24
Interest expense paid-in-kind
823
879
887
708
Fhlb stock dividends
118
127
123
250
Change in operating lease liabilities
-230
-122
-119
-233
Change in other assets and liabilities, net
-44,651
31,888
-11,969
31,197
Net cash provided by operating activities
50,593
-24,777
29,425
-12,928
Proceeds from maturities and calls of htm securities
0
970
-
0
Funds invested in federal home loan bank stock
-
0
0
0
Funds invested in htm securities
-
970
-
-
Proceeds from sale/redemption of federal home loan bank stock
-
0
0
0
Increase in interest bearing deposits
-
0
-
-
Proceeds from maturities, calls and sales of afs securities
54,245
17,335
64,108
119,937
Funds invested in certificates of deposit
-
-
0
-
Funds invested in afs securities
238,381
318,083
38,212
231,470
Net decrease in loans
-139,451
-138,926
-109,621
-268,151
Purchase of premises and equipment
167
527
688
481
Proceeds from sales of premises and equipment
338
-100
1,234
4
Proceeds from sales of other real estate owned
7,060
0
12
130
Net cash (used in) provided by investing activities
-37,454
-162,449
136,075
156,271
Net decrease in deposits
-125,333
277,980
-126,441
5,078
Net increase (decrease) in federal funds purchased and short-term borrowings
0
2
0
108
Proceeds of long-term borrowings, net of costs
-
0
-
-
Repayment of long-term borrowings
0
0
0
1,008
Proceeds from subordinated debentures
-
-
0
0
Proceeds from issuance of common stock
1,000
1,500
987
4,559
Dividends paid on preferred stock
582
583
582
1,164
Dividends paid on common stock
158
155
151
254
Net cash used in financing activities
-125,073
278,744
-126,187
7,319
Net (decrease) increase in cash and cash equivalents
-111,934
91,518
39,313
150,662
Cash and cash equivalents at the beginning of the period
845,701
754,183
564,208
-
Cash and cash equivalents at the end of the period
733,767
845,701
754,183
-
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Change in other assetsand liabilities,...-$44,651K Net income (loss)$2,743K Provision for creditlosses$2,625K Depreciation andamortization$977K Interest expensepaid-in-kind$823K Change in right of useasset$229K Repossessed asset writedowns, gains and losses...-$50K Net cash provided byoperating activities$50,593K Canceled cashflow$1,505K Net (decrease)increase in cash and cash...-$111,934K Canceled cashflow$50,593K Proceeds from issuance ofcommon stock$1,000K Net decrease inloans-$139,451K Proceeds frommaturities, calls and sales...$54,245K Proceeds from sales ofother real estate...$7,060K Proceeds from sales ofpremises and equipment$338K Amortization/accretion of investments$1,112K Change in operatinglease liabilities-$230K Fhlb stock dividends$118K Gain on sale of assets$44K (gain) loss onsale/call of securities$1K Net cash used infinancing activities-$125,073K Canceled cashflow$1,000K Net cash (used in)provided by investing...-$37,454K Canceled cashflow$201,094K Net decrease indeposits-$125,333K Dividends paid onpreferred stock$582K Dividends paid on commonstock$158K Funds invested in afssecurities$238,381K Purchase of premises andequipment$167K