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For the quarter ending 2025-09-30, FIISO has $6,288,052K in assets. $5,666,332K in debts. $185,945K in cash and cash equivalents.

Balance Sheets Overview

Debt to Asset Ratio
90.11%
Assets Breakdown
    • Loan, held-in-portfolio, princip...
    • Loans (net of allowance for cred...
    • Securities available for sale, a...
    • Others
Liabilities Breakdown
    • Savings and money market
    • Time deposits
    • Noninterest-bearing demand
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
Balance Sheets
2025-09-30
2025-06-30
Cash and due from banks
89,005 72,190
Interest-bearing deposits in bank
96,940 20,844
Total cash and cash equivalents
185,945 93,034
Securities available for sale, at fair value (amortized cost of 962,457 and 972,720, respectively)
923,592 916,149
Securities held to maturity, at amortized cost (net of allowance for credit losses of 2) (fair value of 78,477 and 104,556, respectively)
87,625 92,119
Loans held for sale
2,252 2,356
Loan, held-in-portfolio, principal outstanding
4,555,937 -
Net deferred loan (fees) costs
-34,486 -
Principal amount outstanding
4,590,423 -
Loans, allowance for credit losses
47,292 -
Loans (net of allowance for credit losses of 47,291 and 48,041, respectively)
4,543,131 4,488,711
Company owned life insurance
173,599 171,569
Premises and equipment, net
39,198 39,726
Goodwill and other intangible assets, net
60,443 60,546
Other assets
272,267 279,556
Total assets
6,288,052 6,143,766
Noninterest-bearing demand
959,404 940,341
Interest-bearing demand
776,445 704,871
Savings and money market
1,955,832 1,898,302
Time deposits
1,666,128 1,612,500
Total deposits
5,357,809 5,156,014
Short-term borrowings
55,000 101,000
Long-term borrowings, net of issuance costs of 0and 158, respectively
115,000 114,960
Other liabilities
138,523 170,124
Total liabilities
5,666,332 5,542,098
Series AThree Percentage Preferred Stock
143 143
Series B1Eight Point Four Eight Percentage Preferred Stock
17,142 17,142
Total preferred equity
17,285 17,285
Common stock, 0.01 par value 50,000,000 shares authorized 20,699,556 shares issued
207 207
Additional paid-in capital
233,629 232,968
Retained earnings
423,762 409,888
Accumulated other comprehensive loss
-36,758 -42,214
Treasury stock, at cost, 569,923 and 622,984 shares, respectively
16,405 16,466
Total shareholders equity
621,720 601,668
Total liabilities and shareholders equity
6,288,052 6,143,766
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Net deferred loan(fees) costs-$34,486K Loan,held-in-portfolio, principal...$4,555,937K Principal amountoutstanding$4,590,423K Interest-bearing deposits in bank$96,940K Cash and due frombanks$89,005K Other assets$272,267K Goodwill and otherintangible assets, net$60,443K Premises and equipment,net$39,198K Company owned lifeinsurance$173,599K Loans (net ofallowance for credit...$4,543,131K Loans held for sale$2,252K Securities held tomaturity, at amortized...$87,625K Securities available forsale, at fair value...$923,592K Total cash and cashequivalents$185,945K Loans, allowance forcredit losses$47,292K Total assets$6,288,052K Total liabilities andshareholders equity$6,288,052K Total shareholdersequity$621,720K Total liabilities$5,666,332K Treasury stock, at cost,569,923 and 622,984...$16,405K Accumulated othercomprehensive loss-$36,758K Retained earnings$423,762K Additional paid-in capital$233,629K Other liabilities$138,523K Long-term borrowings, netof issuance costs...$115,000K Short-term borrowings$55,000K Total deposits$5,357,809K Common stock, 0.01 parvalue 50,000,000...$207K Total preferredequity$17,285K Time deposits$1,666,128K Savings and money market$1,955,832K Interest-bearing demand$776,445K Noninterest-bearing demand$959,404K Series B1Eight PointFour Eight...$17,142K Series AThreePercentage Preferred Stock$143K

FINANCIAL INSTITUTIONS INC (FIISO)

FINANCIAL INSTITUTIONS INC (FIISO)