fiiso: the income statement

MyFinsight

FINANCIAL INSTITUTIONS INC (FIISO)

For the quarter ending 2025-06-30, FIISO made $93,996K in revenue. $17,168K in net income. Net profit margin of 18.26%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Preferred stock dividends	364
Income tax expense	3,963
Other	1,281
Insurance income	3
Net gain on sale of loans held for sale	140
Net gain on sale of other assets	-
Income from derivative instruments, net	339
Net gain on sale or call of securities	3
Investment advisory	2,885
Company owned life insurance	2,965
Service charges on deposits	1,089
Loan servicing	180
Investments in limited partnerships	307
Net (loss) gain on tax credit investments	-512
Card interchange income	1,937
Total noninterest income	10,617
Supplies and postage	503
Restructuring charges	-
Professional services	1,451
Other	3,572
Occupancy and equipment	3,982
Advertising and promotions	495
Salaries and employee benefits	18,070
Computer and data processing	5,879
Fdic assessments	1,392
Amortization of intangibles	105
Deposit-related charged-off items expense (recoveries)	233
Total noninterest expense	35,682
Provision (benefit) for credit losses	2,562
Short-term borrowings	386
Long-term borrowings	1,556
Deposits	31,803
Total interest expense	33,745
Other interest income	410
Interest and fees on loans	70,886
Interest and dividends on investment securities	11,571
Total interest income	82,867
Net interest income	49,122
Net interest income after provision for credit losses	46,560
Income before income taxes	21,495
Net income	17,532
Net income available to common shareholders	17,168

Basic earnings per common share	0.85
Diluted earnings per common share	0.85
Total basic weighted average common shares outstanding	20,107,000
Total diluted weighted average common shares outstanding	20,294,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS)