Financial insights of FIISO

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$20,621K
EPS
$1.04
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Interest and fees on loans	69,495	69,442*	72,338	70,886
Interest and dividends on investment securities	11,785	11,725*	11,740	11,571
Other interest income	283	890*	344	410
Total interest income	81,563	82,056*	84,422	82,867
Deposits	27,232	31,027*	30,376	31,803
Short-term borrowings	640	320*	668	386
Long-term borrowings	1,698	2,090*	1,589	1,556
Total interest expense	29,570	33,436*	32,633	33,745
Net interest income	51,993	48,620*	51,789	49,122
Provision for credit losses	2,239	3,685*	2,732	2,562
Net interest income after provision for credit losses	49,754	44,935*	49,057	46,560
Service charges on deposits	1,044	1,021*	1,137	1,089
Insurance income	-	4*	2	3
Card interchange income	1,892	1,880*	2,006	1,937
Investment advisory	3,061	2,858*	3,023	2,885
Company owned life insurance	2,772	2,658*	2,849	2,965
Investments in limited partnerships	224	607*	223	307
Loan servicing	151	151*	181	180
Income from derivative instruments, net	239	767*	847	339
Net gain on sale of loans held for sale	125	100*	285	140
Net loss on sale of investment securities	328	-128*	703	3
Net loss on other assets	-481	-84*	-281	0
Net loss on tax credit investments	-452	-447*	-513	-512
Other	1,770	1,563*	1,594	1,281
Total noninterest income	10,673	10,946*	12,056	10,617
Supplies and postage	-	505*	559	503
Salaries and employee benefits	18,601	17,480*	18,522	18,070
Restructuring charges	-	-	0	0
Occupancy and equipment	3,865	3,796*	3,814	3,982
Professional services	1,350	1,808*	1,688	1,451
Computer and data processing	6,211	5,587*	5,789	5,879
Fdic assessments	986	1,142*	1,227	1,392
Advertising and promotions	524	331*	491	495
Amortization of intangibles	98	103*	103	105
Provision for litigation settlement	-	0*	-	-
Deposit-related charged-off items	-	40*	-	-
Deposit-related charged-off items (recoveries) expense	109	-	144	233
Other	3,851	3,835*	3,538	3,572
Total noninterest expense	35,595	34,626*	35,875	35,682
Income before income taxes	24,832	21,255*	25,238	21,495
Income tax expense	3,847	3,401*	4,761	3,963
Net income	20,985	17,854*	20,477	17,532
Preferred stock dividends	364	365*	365	364
Net income available to common shareholders	20,621	17,489	20,112	17,168

Basic EPS	1.05	0.871	1	0.85
Diluted EPS	1.04	0.861	0.99	0.85
Basic Average Shares	19,642,000	20,068,000	20,122,000	20,107,000
Diluted Average Shares	19,922,000	20,324,000	20,336,000	20,294,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$20,621K
EPS
$1.04
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$20,621K
EPS
$1.04
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$20,621KEPS$1.04Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$20,621KEPS$1.04Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$20,621K
EPS
$1.04
Unit: Thousand (K) dollars

Net Income
$20,621K
EPS
$1.04
Unit: Thousand (K) dollars