fisi: the income statement

MyFinsight

For the quarter ending 2025-09-30, FISI made $165,780K in revenue. $20,112K in net income. Net profit margin of 12.13%.

Income Overview

Revenue
$165,780K
Net Income
$20,112K
Net Profit Margin
12.13%
EPS
$0.99
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Deposits
Salaries and employee benefits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Interest and fees on loans	72,338
Interest and dividends on investment securities	11,740
Other interest income	344
Total interest income	84,422
Deposits	30,376
Short-term borrowings	668
Long-term borrowings	1,589
Total interest expense	32,633
Net interest income	51,789
Provision (benefit) for credit losses	2,732
Net interest income after provision for credit losses	49,057
Service charges on deposits	1,137
Insurance income	2
Card interchange income	2,006
Investment advisory	3,023
Company owned life insurance	2,849
Investments in limited partnerships	223
Loan servicing	181
Income from derivative instruments, net	847
Net gain on sale of loans held for sale	285
Net gain on sale or call of securities	703
Net (loss) gain on sale and disposal of other assets	-281
Net loss on tax credit investments	-513
Other	1,594
Total noninterest income	12,056
Salaries and employee benefits	18,522
Occupancy and equipment	3,814
Professional services	1,688
Computer and data processing	5,789
Supplies and postage	559
Fdic assessments	1,227
Advertising and promotions	491
Amortization of intangibles	103
Restructuring charges	0
Deposit-related charged-off items expense	144
Other	3,538
Total noninterest expense	35,875
Income before income taxes	25,238
Income tax expense	4,761
Net income	20,477
Preferred stock dividends	365
Net income available to common shareholders	20,112

Basic earnings per common share	1
Diluted earnings per common share	0.99
Total basic weighted average common shares outstanding	20,122,000
Total diluted weighted average common shares outstanding	20,336,000

MyFinsight

Income Overview

Revenue
$165,780K
Net Income
$20,112K
Net Profit Margin
12.13%
EPS
$0.99
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Revenue
$165,780K
Net Income
$20,112K
Net Profit Margin
12.13%
EPS
$0.99
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$165,780KNet Income$20,112KNet Profit Margin12.13%EPS$0.99Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansDepositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$165,780KNet Income$20,112KNet Profit Margin12.13%EPS$0.99Unit: Thousand (K) dollarsRevenue BreakdownInterest and fees on loansDepositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$165,780K
Net Income
$20,112K
Net Profit Margin
12.13%
EPS
$0.99
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Deposits
Salaries and employee benefits
Others

Revenue
$165,780K
Net Income
$20,112K
Net Profit Margin
12.13%
EPS
$0.99
Unit: Thousand (K) dollars
Revenue Breakdown
Interest and fees on loans
Deposits
Salaries and employee benefits
Others