For the quarter ending 2026-03-31, FISI has $6,294,783K in assets. $5,663,113K in debts. $85,451K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | |
|---|---|---|---|---|
| Cash and due from banks | 56,285 | 57,138 | 89,005 | |
| Interest-bearing deposits in other banks | 29,166 | 51,613 | 96,940 | |
| Total cash and cash equivalents | 85,451 | 108,751 | 185,945 | |
| Debt securities available for sale, due in one year or less, fair value | 99,790 | - | - | |
| Debt securities available for sale, due from one to five years, fair value | 3,043 | - | - | |
| Debt securities available for sale, due after ten years, fair value | 845,561 | - | - | |
| Securities available for sale, at fair value (amortized cost of 1,047,694 and 958,142, respectively) | 1,003,697 | 922,472 | 923,592 | |
| Securities held to maturity, at amortized cost (net of allowance for credit losses of 2) (fair value of 73,283 and 76,256, respectively) | 82,074 | 84,708 | 87,625 | |
| Loans held for sale | 1,034 | 3,365 | 2,252 | |
| Loan, held-in-portfolio, principal outstanding | 4,595,634 | - | 4,555,937 | |
| Net deferred loan (fees) costs | -31,953 | - | -34,486 | |
| Principal amount outstanding | 4,627,587 | 4,657,866 | 4,590,423 | |
| Beginning balance | 44,661 | 47,386 | 47,292 | |
| Loans (net of allowance for credit losses of 44,661 and 47,386, respectively) | 4,582,926 | 4,610,480 | 4,543,131 | |
| Company owned life insurance | 179,159 | 176,394 | 173,599 | |
| Premises and equipment | - | 104,665 | - | |
| Accumulated depreciation and amortization | - | 64,771 | - | |
| Premises and equipment, net | 38,417 | 39,894 | 39,198 | |
| Goodwill | 58,121 | 58,121 | - | |
| Goodwill and other intangible assets, net | - | - | 60,443 | |
| Other intangible assets, net | 2,124 | 2,222 | - | |
| Other assets | 261,780 | 267,733 | 272,267 | |
| Total assets | 6,294,783 | 6,274,140 | 6,288,052 | |
| Noninterest-bearing demand | 953,397 | 962,724 | 959,404 | |
| Interest-bearing demand | 744,690 | 672,323 | 776,445 | |
| Savings and money market | 1,984,048 | 1,884,801 | 1,955,832 | |
| Time deposits | 1,655,746 | 1,686,500 | 1,666,128 | |
| Total deposits | 5,337,881 | 5,206,348 | 5,357,809 | |
| Short-term borrowings | 114,000 | 109,000 | 55,000 | |
| Long-term borrowings, net of issuance costs of 1,379 and 1,347, respectively | 78,621 | 193,653 | 115,000 | |
| Other liabilities | 132,611 | 136,285 | 138,523 | |
| Total liabilities | 5,663,113 | 5,645,286 | 5,666,332 | |
| Series AThree Percentage Preferred Stock | 143 | 143 | 143 | |
| Series B1Eight Point Four Eight Percentage Preferred Stock | 17,142 | 17,142 | 17,142 | |
| Total preferred equity | 17,285 | 17,285 | 17,285 | |
| Common stock, 0.01 par value 50,000,000 shares authorized 20,699,556 shares issued | 207 | 207 | 207 | |
| Additional paid-in capital | 232,776 | 234,398 | 233,629 | |
| Retained earnings | 451,479 | 437,139 | 423,762 | |
| Accumulated other comprehensive loss | -39,327 | -33,030 | -36,758 | |
| Treasury stock, at cost 1,013,186 and 902,149 shares, respectively | 30,750 | 27,145 | 16,405 | |
| Total shareholders equity | 631,670 | 628,854 | 621,720 | |
| Total liabilities and shareholders equity | 6,294,783 | 6,274,140 | 6,288,052 | |
FINANCIAL INSTITUTIONS INC (FISI)
FINANCIAL INSTITUTIONS INC (FISI)