For the year ending 2025-12-31, FISI has $6,274,140K in assets. $5,645,286K in debts. $108,751K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 57,138 | |||
| Interest-bearing deposits in banks | 51,613 | |||
| Total cash and cash equivalents | 108,751 | |||
| Securities available for sale, at fair value (amortized cost of 958,142 and 972,720, respectively) | 922,472 | |||
| Securities held to maturity, at amortized cost (net of allowance for credit losses of 2) (fair value of 76,256 and 104,556, respectively) | 84,708 | |||
| Loans held for sale | 3,365 | |||
| Total loans | 4,657,866 | |||
| Allowance for credit losses - loans | 47,386 | |||
| Loans (net of allowance for credit losses of 47,386 and 48,041, respectively) | 4,610,480 | |||
| Company owned life insurance | 176,394 | |||
| Premises and equipment | 104,665 | |||
| Accumulated depreciation and amortization | 64,771 | |||
| Premises and equipment, net | 39,894 | |||
| Goodwill | 58,121 | |||
| Other intangible assets, net | 2,222 | |||
| Other assets | 267,733 | |||
| Total assets | 6,274,140 | |||
| Noninterest-bearing demand | 962,724 | |||
| Interest-bearing demand | 672,323 | |||
| Savings and money market | 1,884,801 | |||
| Time deposits | 1,686,500 | |||
| Total deposits | 5,206,348 | |||
| Short-term borrowings | 109,000 | |||
| Long-term borrowings, net of issuance costs of 1,347 and 158, respectively | 193,653 | |||
| Other liabilities | 136,285 | |||
| Total liabilities | 5,645,286 | |||
| Series AThree Percentage Preferred Stock | 143 | |||
| Series B1Eight Point Four Eight Percentage Preferred Stock | 17,142 | |||
| Total preferred equity | 17,285 | |||
| Common stock, 0.01 par value 50,000,000 shares authorized 20,699,556 shares issued | 207 | |||
| Additional paid-in capital | 234,398 | |||
| Retained earnings | 437,139 | |||
| Accumulated other comprehensive loss | -33,030 | |||
| Treasury stock, at cost 902,149 and 622,984 shares, respectively | 27,145 | |||
| Total shareholders equity | 628,854 | |||
| Total liabilities and shareholders equity | 6,274,140 | |||
FINANCIAL INSTITUTIONS INC (FISI)
FINANCIAL INSTITUTIONS INC (FISI)