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Balance Sheets Overview

Debt to Asset Ratio
89.84%
Unit: Thousand (K) dollars
Assets Breakdown
    • Company owned life insurance
    • Securities held to maturity, at ...
    • Cash and due from banks
    • Others
Liabilities Breakdown
    • Savings and money market
    • Time deposits
    • Noninterest-bearing demand
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
59,552
56,285
57,138
89,005
Interest-bearing deposits in other banks
39,622
29,166
51,613
96,940
Total cash and cash equivalents
99,174
85,451
108,751
185,945
Securities available for sale, at fair value (amortized cost of 959,631 and 958,142, respectively)
910,466
1,003,697
922,472
923,592
Securities held to maturity, at amortized cost (net of allowance for credit losses of 2) (fair value of 70,899 and 76,256, respectively)
79,298
82,074
84,708
87,625
Loans held for sale
2,502
1,034
3,365
2,252
Principal amount outstanding
4,752,965
4,627,587
4,657,866
4,590,423
Beginning balance
47,497
44,661
47,386
47,292
Loans (net of allowance for credit losses of 47,497 and 47,386, respectively)
4,705,468
4,582,926
4,610,480
4,543,131
Company owned life insurance
182,013
179,159
176,394
173,599
Premises and equipment
-
-
104,665
-
Accumulated depreciation and amortization
-
-
64,771
-
Premises and equipment, net
38,058
38,417
39,894
39,198
Goodwill
58,121
58,121
58,121
-
Goodwill and other intangible assets, net
-
-
-
60,443
Other intangible assets, net
2,028
2,124
2,222
-
Other assets
257,824
261,780
267,733
272,267
Total assets
6,334,952
6,294,783
6,274,140
6,288,052
Noninterest-bearing demand
950,510
953,397
962,724
959,404
Interest-bearing demand
712,124
744,690
672,323
776,445
Savings and money market
1,964,402
1,984,048
1,884,801
1,955,832
Time deposits
1,672,429
1,655,746
1,686,500
1,666,128
Total deposits
5,299,465
5,337,881
5,206,348
5,357,809
Short-term borrowings
182,000
114,000
109,000
55,000
Long-term borrowings, net of issuance costs of 1,306 and 1,347, respectively
78,694
78,621
193,653
115,000
Other liabilities
131,352
132,611
136,285
138,523
Total liabilities
5,691,511
5,663,113
5,645,286
5,666,332
Series AThree Percentage Preferred Stock
143
143
143
143
Series B1Eight Point Four Eight Percentage Preferred Stock
17,142
17,142
17,142
17,142
Total preferred equity
17,285
17,285
17,285
17,285
Common stock, 0.01 par value 50,000,000 shares authorized 20,699,556 shares issued
207
207
207
207
Additional paid-in capital
233,455
232,776
234,398
233,629
Retained earnings
465,996
451,479
437,139
423,762
Accumulated other comprehensive loss
-43,349
-39,327
-33,030
-36,758
Treasury stock, at cost 993,196 and 902,149 shares, respectively
30,153
30,750
27,145
16,405
Total shareholders equity
643,441
631,670
628,854
621,720
Total liabilities and shareholders equity
6,334,952
6,294,783
6,274,140
6,288,052
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Principal amountoutstanding$4,752,965K Cash and due frombanks$59,552K Interest-bearing deposits inother banks$39,622K Loans (net ofallowance for credit...$4,705,468K Securities available forsale, at fair value...$910,466K Other assets$257,824K Company owned lifeinsurance$182,013K Total cash and cashequivalents$99,174K Securities held tomaturity, at amortized...$79,298K Goodwill$58,121K Premises and equipment,net$38,058K Loans held for sale$2,502K Other intangibleassets, net$2,028K Beginning balance$47,497K Total assets$6,334,952K Total liabilities andshareholders equity$6,334,952K Total liabilities$5,691,511K Total shareholdersequity$643,441K Accumulated othercomprehensive loss-$43,349K Treasury stock, at cost993,196 and 902,149...$30,153K Total deposits$5,299,465K Short-term borrowings$182,000K Other liabilities$131,352K Long-term borrowings, netof issuance costs...$78,694K Retained earnings$465,996K Additional paid-in capital$233,455K Total preferredequity$17,285K Common stock, 0.01 parvalue 50,000,000...$207K Savings and money market$1,964,402K Time deposits$1,672,429K Noninterest-bearing demand$950,510K Interest-bearing demand$712,124K Series B1Eight PointFour Eight...$17,142K Series AThreePercentage Preferred Stock$143K

FINANCIAL INSTITUTIONS INC (FISI)

FINANCIAL INSTITUTIONS INC (FISI)