For the quarter ending 2026-03-31, FITBI had $585M increase in cash & cash equivalents over the period. -$1,252M in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Net income | 165 | 731 | 649 | 627 |
| Provision for credit losses | 227 | 118 | 197 | 173 |
| Depreciation, amortization and accretion | 199 | 142 | 139 | 138 |
| Stock-based compensation expense | 145 | 28 | 27 | 35 |
| Provision for deferred income taxes | 13 | 97 | 56 | -18 |
| Securities losses, net | -9 | -1 | 15 | 18 |
| Msr fair value adjustment | 38 | 30 | 39 | 50 |
| Net gains on sales of loans and fair value adjustments on loans held for sale | 9 | 20 | 17 | 22 |
| Gain on the tra associated with worldpay, inc | - | 0 | - | - |
| Proceeds from sales of loans held for sale | 1,289 | 1,486 | 1,450 | 1,190 |
| Loans originated or purchased for sale, net of repayments | 1,812 | 1,563 | 1,387 | 1,344 |
| Dividends representing return on equity method investments | 12 | 10 | 9 | 12 |
| Equity and trading debt securities | 196 | 22 | 2 | 17 |
| Other assets | 566 | 108 | 16 | -84 |
| Accrued taxes, interest and expenses and other liabilities | -620 | -1 | -83 | 416 |
| Net cash (used in) provided by operating activities | -1,106 | 929 | 1,046 | 1,306 |
| Afs securities and other investments | 1,965 | 236 | 2,362 | 1,405 |
| Loans and leases | 90 | 102 | 66 | 94 |
| Proceeds From Sale Of Other | - | 0 | 0 | 0 |
| Proceeds From Sale Of | - | 0 | 0 | 0 |
| Proceeds from repayments and maturities of afs securities | 1,565 | 2,432 | 1,898 | 1,532 |
| Proceeds from repayments and maturities of htm securities | 488 | - | - | - |
| Afs securities | 6,334 | - | - | - |
| Afs and htm securities, equity method investments and other investments | - | 1,952 | 2,143 | 4,050 |
| Htm securities | 1,790 | - | - | - |
| Bank premises and equipment | 146 | 164 | 160 | 260 |
| Payments To Acquire | - | -117 | - | - |
| Proceeds from settlement of boli | 21 | 5 | 7 | 14 |
| Proceeds from sales and dividends representing return of equity method investments | 4 | 4 | 2 | 7 |
| Net cash received for divestitures | - | 0 | 0 | 0 |
| Net cash paid on acquisitions | - | 0 | 36 | - |
| Net cash received from acquisitions | 740 | - | - | - |
| Other short-term investments | -12,662 | 1,661 | 4,172 | -1,922 |
| Portfolio loans and leases | 3,463 | -152 | 1,135 | 475 |
| Operating lease equipment | - | 11 | 53 | 48 |
| Other, net | 388 | - | - | - |
| Net cash provided by (used in) investing activities | 5,414 | -857 | -3,364 | 2,442 |
| Net change in deposits | -3,387 | 5,250 | 2,362 | -1,298 |
| Net change in short-term borrowings | -60 | 67 | -14 | -15 |
| Proceeds from short-term fhlb advances | 750 | 0 | 2,200 | 1,500 |
| Repayment of short-term fhlb advances | 300 | 4,400 | 500 | 3,600 |
| Proceeds from long-term debt issuances/advances | 2,092 | 17 | 38 | 30 |
| Repayment of long-term debt | 2,434 | 104 | 898 | 113 |
| Dividends paid on common and preferred stock | 308 | 297 | 285 | 284 |
| Repurchases of treasury stock and related forward contract | 0 | 0 | 300 | 0 |
| Redemption of preferred stock, series l | - | 0 | 350 | - |
| Other, net | -76 | -7 | -6 | -5 |
| Net cash used in financing activities | -3,723 | 526 | 2,247 | -3,785 |
| Increase (decrease) in cash and due from banks | 585 | 598 | -71 | -37 |
| Cash and due from banks at beginning of period | 3,499 | 2,901 | 2,972 | 3,009 |
| Cash and due from banks at end of period | 4,084 | 3,499 | 2,901 | 2,972 |
FIFTH THIRD BANCORP (FITBI)
FIFTH THIRD BANCORP (FITBI)