fitbi: the income statement

MyFinsight

For the quarter ending 2025-09-30, FITBI made $5,566M in revenue. $608M in net income. Net profit margin of 10.92%.

Unit: Million (M) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Interest and fees on loans and leases	1,909
Interest on securities	444
Interest on other short-term investments	166
Total interest income	2,519
Interest on deposits	750
Interest on federal funds purchased	2
Interest on other short-term borrowings	59
Interest on long-term debt	188
Total interest expense	999
Net interest income	1,520
Provision for credit losses	197
Net interest income after provision for credit losses	1,323
Wealth and asset management revenue	181
Commercial payments revenue	157
Consumer banking revenue	144
Capital markets fees	115
Commercial banking revenue	87
Mortgage banking net revenue	58
Other noninterest income (loss)	29
Securities gains, net	10
Total noninterest income	781
Compensation and benefits	685
Technology and communications	128
Net occupancy expense	89
Equipment expense	44
Loan and lease expense	39
Marketing expense	34
Card and processing expense	22
Other noninterest expense	226
Total noninterest expense	1,267
Income before income taxes	837
Applicable income tax expense	188
Net income	649
Dividends on preferred stock	41
Net income available to common shareholders	608

Average common shares outstanding - basic (in shares)	666,426,892
Average common shares outstanding - diluted (in shares)	670,877,546
Earnings per share - basic (in dollars per share)	0.91
Earnings per share - diluted (in dollars per share)	0.91