For the quarter ending 2025-09-30, FKYS has $1,582,377K in assets. $1,470,125K in debts. $147,255K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 13,016 | 10,813 | ||
| Interest-bearing deposits in other banks | 134,239 | 28,240 | ||
| Total cash and cash equivalents | 147,255 | 39,053 | ||
| Debt securities available-for-sale, at fair value | 407,770 | 368,341 | ||
| Marketable equity securities, at fair value | 1,715 | 1,606 | ||
| Restricted investment in bank stocks, at cost | 8,944 | 8,944 | ||
| Subtotal total loans | 957,012 | - | ||
| Net deferred fees and costs | 618 | - | ||
| Loans held for investment | 957,630 | 959,666 | ||
| Loans held for sale | 103 | 104 | ||
| Allowance for credit losses | 8,000 | 7,762 | ||
| Net loans | 949,733 | 952,008 | ||
| Premises and equipment, net | 19,693 | 19,943 | ||
| Operating lease right-of-use assets | 1,353 | 1,380 | ||
| Accrued interest receivable | 5,075 | 4,954 | ||
| Cash surrender value of bank owned life insurance | 26,189 | 26,017 | ||
| Investments in low-income housing partnerships | 4,538 | 4,743 | ||
| Deferred income taxes | 6,545 | 7,434 | ||
| Other assets | 3,567 | 2,966 | ||
| Total assets | 1,582,377 | 1,437,389 | ||
| Non-interest bearing | 215,166 | 202,977 | ||
| Interest bearing | 977,328 | 854,301 | ||
| Total deposits | 1,192,494 | 1,057,278 | ||
| Short-term borrowings | 132,856 | 129,551 | ||
| Long-term borrowings | 106,000 | 106,000 | ||
| Subordinated debentures | 25,000 | 25,000 | ||
| Operating lease liabilities | 1,885 | 1,908 | ||
| Accrued interest payable | 3,175 | 2,319 | ||
| Other liabilities | 8,715 | 7,786 | ||
| Total liabilities | 1,470,125 | 1,329,842 | ||
| Preferred stock, par value 2.00 per share authorized 1,000,000 shares as of september 30, 2025 and december 31, 2024 issued 0 as of september 30, 2025 and december 31, 2024 | 0 | 0 | ||
| Common stock, par value 2.00 per share authorized 20,000,000 shares as of september 30, 2025 and december 31, 2024 issued 6,477,768 as of september 30, 2025 and 6,450,392 as of december 31, 2024 outstanding 6,246,157 as of september 30, 2025 and 6,218,781 as of december 31, 2024 | 12,955 | 12,901 | ||
| Surplus | 45,484 | 45,072 | ||
| Retained earnings | 81,700 | 80,633 | ||
| Accumulated other comprehensive loss | -22,178 | -25,350 | ||
| Treasury stock, at cost, 231,611 shares as of september 30, 2025 and december 31, 2024 | 5,709 | 5,709 | ||
| Total stockholders' equity | 112,252 | 107,547 | ||
| Total liabilities and stockholders' equity | 1,582,377 | 1,437,389 | ||
FIRST KEYSTONE CORP (FKYS)
FIRST KEYSTONE CORP (FKYS)