For the quarter ending 2026-03-31, FKYS has $1,524,919K in assets. $1,410,744K in debts. $136,839K in cash and cash equivalents.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 9,007 | 8,755 | 13,016 | 10,813 |
| Interest-bearing deposits in other banks | 127,832 | 112,494 | 134,239 | 28,240 |
| Total cash and cash equivalents | 136,839 | 121,249 | 147,255 | 39,053 |
| Debt securities available-for-sale, at fair value | 386,864 | 394,226 | 407,770 | 368,341 |
| Marketable equity securities, at fair value | 1,984 | 1,810 | 1,715 | 1,606 |
| Restricted investment in bank stocks, at cost | 8,944 | 8,944 | 8,944 | 8,944 |
| Subtotal total loans | 931,620 | - | 957,012 | - |
| Net deferred fees and costs | 543 | - | 618 | - |
| Loans held for investment | 932,163 | 947,285 | 957,630 | 959,666 |
| Loans held for sale | 452 | 1,140 | 103 | 104 |
| Allowance for credit losses | 9,038 | 9,412 | 8,000 | 7,762 |
| Net loans | 923,577 | 939,013 | 949,733 | 952,008 |
| Premises and equipment, net | 19,169 | 19,377 | 19,693 | 19,943 |
| Operating lease right-of-use assets | 1,332 | 1,326 | 1,353 | 1,380 |
| Accrued interest receivable | 4,844 | 4,997 | 5,075 | 4,954 |
| Cash surrender value of bank owned life insurance | 26,532 | 26,362 | 26,189 | 26,017 |
| Investments in low-income housing partnerships | 4,129 | 4,333 | 4,538 | 4,743 |
| Deferred income taxes | 6,307 | 6,463 | 6,545 | 7,434 |
| Other assets | 4,398 | 2,877 | 3,567 | 2,966 |
| Total assets | 1,524,919 | 1,530,977 | 1,582,377 | 1,437,389 |
| Non-interest bearing | 217,354 | 206,823 | 215,166 | 202,977 |
| Interest bearing | 913,935 | 930,614 | 977,328 | 854,301 |
| Total deposits | 1,131,289 | 1,137,437 | 1,192,494 | 1,057,278 |
| Short-term borrowings | 136,084 | 136,845 | 132,856 | 129,551 |
| Long-term borrowings | 106,000 | 106,000 | 106,000 | 106,000 |
| Subordinated debentures | 25,000 | 25,000 | 25,000 | 25,000 |
| Operating lease liabilities | 1,871 | 1,862 | 1,885 | 1,908 |
| Accrued interest payable | 2,680 | 2,735 | 3,175 | 2,319 |
| Other liabilities | 7,820 | 8,038 | 8,715 | 7,786 |
| Total liabilities | 1,410,744 | 1,417,917 | 1,470,125 | 1,329,842 |
| Preferred stock, par value 2.00 per share authorized 1,000,000 shares as of march 31, 2026 and december 31, 2025 issued 0 as of march 31, 2026 and december 31, 2025 | 0 | 0 | 0 | 0 |
| Common stock, par value 2.00 per share authorized 20,000,000 shares as of march 31, 2026 and december 31, 2025 issued 6,527,849 as of march 31, 2026 and 6,503,746 as of december 31, 2025 outstanding 6,296,238 as of march 31, 2026 and 6,272,135 as of december 31, 2025 | 13,055 | 13,007 | 12,955 | 12,901 |
| Surplus | 46,302 | 45,888 | 45,484 | 45,072 |
| Retained earnings | 79,530 | 79,327 | 81,700 | 80,633 |
| Accumulated other comprehensive loss | -19,003 | -19,453 | -22,178 | -25,350 |
| Treasury stock, at cost, 231,611 shares as of march 31, 2026 and december 31, 2025 | 5,709 | 5,709 | 5,709 | 5,709 |
| Total stockholders' equity | 114,175 | 113,060 | 112,252 | 107,547 |
| Total liabilities and stockholders' equity | 1,524,919 | 1,530,977 | 1,582,377 | 1,437,389 |