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Balance Sheets Overview

Debt to Asset Ratio
92.48%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loans
    • Debt securities available-for-sa...
    • Total cash and cash equivalents
    • Others
Liabilities Breakdown
    • Interest bearing
    • Non-interest bearing
    • Long-term borrowings
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
9,004
9,007
8,755
13,016
Interest-bearing deposits in other banks
178,957
127,832
112,494
134,239
Total cash and cash equivalents
187,961
136,839
121,249
147,255
Debt securities available-for-sale, at fair value
369,084
386,864
394,226
407,770
Marketable equity securities, at fair value
2,358
1,984
1,810
1,715
Restricted investment in bank stocks, at cost
8,979
8,944
8,944
8,944
Loans held for investment
948,848
932,163
947,285
957,630
Loans held for sale
1,483
452
1,140
103
Allowance for credit losses
8,779
9,038
9,412
8,000
Net loans
941,552
923,577
939,013
949,733
Premises and equipment, net
19,028
19,169
19,377
19,693
Operating lease right-of-use assets
1,304
1,332
1,326
1,353
Accrued interest receivable
4,664
4,844
4,997
5,075
Cash surrender value of bank owned life insurance
26,706
26,532
26,362
26,189
Investments in low-income housing partnerships
3,924
4,129
4,333
4,538
Deferred income taxes
5,750
6,307
6,463
6,545
Other assets
3,005
4,398
2,877
3,567
Total assets
1,574,315
1,524,919
1,530,977
1,582,377
Non-interest bearing
230,888
217,354
206,823
215,166
Interest bearing
949,022
913,935
930,614
977,328
Total deposits
1,179,910
1,131,289
1,137,437
1,192,494
Short-term borrowings
135,604
136,084
136,845
132,856
Long-term borrowings
106,000
106,000
106,000
106,000
Subordinated debentures
25,000
25,000
25,000
25,000
Operating lease liabilities
1,847
1,871
1,862
1,885
Accrued interest payable
2,517
2,680
2,735
3,175
Other liabilities
4,981
7,820
8,038
8,715
Total liabilities
1,455,859
1,410,744
1,417,917
1,470,125
Preferred stock, par value 2.00 per share authorized 1,000,000 shares as of june 30, 2026 and december 31, 2025 issued 0 as of june 30, 2026 and december 31, 2025
0
0
0
0
Common stock, par value 2.00 per share authorized 20,000,000 shares as of june 30, 2026 and december 31, 2025 issued 6,554,012 as of june 30, 2026 and 6,503,746 as of december 31, 2025 outstanding 6,322,401 as of june 30, 2026 and 6,272,135 as of december 31, 2025
13,108
13,055
13,007
12,955
Surplus
46,717
46,302
45,888
45,484
Retained earnings
81,544
79,530
79,327
81,700
Accumulated other comprehensive loss
-17,204
-19,003
-19,453
-22,178
Treasury stock, at cost, 231,611 shares as of june 30, 2026 and december 31, 2025
5,709
5,709
5,709
5,709
Total stockholders' equity
118,456
114,175
113,060
112,252
Total liabilities and stockholders' equity
1,574,315
1,524,919
1,530,977
1,582,377
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans held forinvestment$948,848K (-1.13%↓ Y/Y)Interest-bearing deposits inother banks$178,957K (533.70%↑ Y/Y)Cash and due frombanks$9,004K (-16.73%↓ Y/Y)Loans held for sale$1,483K (1325.96%↑ Y/Y)Net loans$941,552K (-1.10%↓ Y/Y)Debt securitiesavailable-for-sale, at fair value$369,084K (0.20%↑ Y/Y)Total cash and cashequivalents$187,961K (381.30%↑ Y/Y)Cash surrender valueof bank owned life...$26,706K (2.65%↑ Y/Y)Premises and equipment,net$19,028K (-4.59%↓ Y/Y)Restricted investment inbank stocks, at cost$8,979K (0.39%↑ Y/Y)Deferred income taxes$5,750K (-22.65%↓ Y/Y)Accrued interestreceivable$4,664K (-5.85%↓ Y/Y)Investments in low-incomehousing partnerships$3,924K (-17.27%↓ Y/Y)Other assets$3,005K (1.31%↑ Y/Y)Marketable equitysecurities, at fair value$2,358K (46.82%↑ Y/Y)Operating leaseright-of-use assets$1,304K (-5.51%↓ Y/Y)Allowance for creditlosses$8,779K (13.10%↑ Y/Y)Total assets$1,574,315K (9.53%↑ Y/Y)Total liabilities andstockholders' equity$1,574,315K (9.53%↑ Y/Y)Total liabilities$1,455,859K (9.48%↑ Y/Y)Total stockholders'equity$118,456K (10.14%↑ Y/Y)Accumulated othercomprehensive loss-$17,204K (32.13%↑ Y/Y)Treasury stock, at cost,231,611 shares as of june...$5,709K (0.00%↑ Y/Y)Total deposits$1,179,910K (11.60%↑ Y/Y)Short-term borrowings$135,604K (4.67%↑ Y/Y)Long-term borrowings$106,000K (0.00%↑ Y/Y)Subordinated debentures$25,000K (0.00%↑ Y/Y)Other liabilities$4,981K (-36.03%↓ Y/Y)Accrued interestpayable$2,517K (8.54%↑ Y/Y)Operating leaseliabilities$1,847K (-3.20%↓ Y/Y)Retained earnings$81,544K (1.13%↑ Y/Y)Surplus$46,717K (3.65%↑ Y/Y)Common stock, par value2.00 per share...$13,108K (1.60%↑ Y/Y)Interest bearing$949,022K (11.09%↑ Y/Y)Non-interest bearing$230,888K (13.75%↑ Y/Y)

FIRST KEYSTONE CORP (FKYS)

FIRST KEYSTONE CORP (FKYS)