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fsb-atm-debit-overdraft-protection-enrollment

FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG)

fsb-atm-debit-overdraft-protection-enrollment

FLAGSTAR BANK, NATIONAL ASSOCIATION (FLG)

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Balance Sheets Overview

Debt to Asset Ratio
90.72%
Unit: Million (M) dollars
Assets Breakdown
    • Total loans and leases held for ...
    • Debt securities available-for-sa...
    • Other assets
    • Others
Liabilities Breakdown
    • Certificates of deposit
    • Interest-bearing checking and mo...
    • Savings accounts
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
416
401
553
-
Cash and cash equivalents
-
-
-
8,484
Interest-earning deposits and other securities with financial institutions
4,692
6,605
5,341
-
Mortgage Backed Securities
-
-
-
1
USTreasury And Government
-
-
-
0
Corporate And Other Bonds Securities
-
-
-
0
Asset Backed Securities
-
-
-
0
Due within one year
-
-
-
1
Due from one to five years
1,533
1,419
1,359
1,345
Due from five to ten years
1,253
1,384
1,467
1,486
Due after ten years
13,767
11,711
12,875
12,220
Debt securities available-for-sale
16,553
14,514
15,701
15,052
Equity investments with readily determinable fair values, at fair value
14
56
65
55
Total securities
-
-
-
15,107
Loans held for sale
208
233
265
535
Loans and leases held for investment, net of deferred loan fees and costs
60,987
60,425
60,732
62,661
Less allowance for credit losses on loans and leases
869
954
1,030
1,071
Total loans and leases held for investment, net
60,118
59,471
59,702
61,590
Federal home loan bank stock and federal reserve bank stock, at cost
-
-
-
1,018
Premises and equipment, net
472
474
477
464
Core deposit and other intangibles
333
356
381
407
Bank-owned life insurance
-
-
-
1,633
Other assets
4,908
5,019
5,027
2,430
Total assets
87,714
87,129
87,512
91,668
Interest-bearing checking and money market accounts
20,477
19,310
18,233
20,045
Savings accounts
14,836
15,005
14,864
14,782
Certificates of deposit
20,477
20,719
20,843
22,369
Non-interest-bearing accounts
11,731
11,798
12,060
11,956
Total deposits
67,521
66,832
66,000
69,152
Wholesale borrowings
-
-
-
12,150
Junior subordinated debentures
-
-
-
584
Subordinated notes
-
-
-
448
Total borrowed funds
-
-
-
13,182
Borrowed funds
10,937
11,186
12,184
-
Other liabilities
1,115
990
1,184
1,225
Total liabilities
79,573
79,008
79,368
83,559
Preferred stock - series b
1
1
1
1
Preferred stock - series a and d
503
503
503
503
Common stock at par 0.01 (916,666,666 and 916,666,666 shares authorized 423,370,093 and 422,931,277 shares issued and 417,018,972 and 415,982,036 shares outstanding, respectively)
4
4
4
4
Paid-in capital in excess of par
9,299
9,288
9,303
9,300
Accumulated deficit
-958
-980
-988
-1,006
Treasury stock, at cost (6,351,121 and 6,949,241 shares, respectively)
161
167
190
198
Accumulated other comprehensive loss, net of tax
-547
-528
-489
-495
Total stockholders equity
8,140
8,120
8,143
8,108
Total liabilities, mezzanine and stockholders equity
87,714
87,129
87,512
91,668
Unit: Million (M) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Loans and leases heldfor investment, net...$60,987M (-4.89%↓ Y/Y)Due after ten years$13,767M (14.66%↑ Y/Y)Due from one to fiveyears$1,533M (19.02%↑ Y/Y)Due from five to tenyears$1,253M (-17.94%↓ Y/Y)Total loans and leasesheld for investment,...$60,118M (-4.60%↓ Y/Y)Debt securitiesavailable-for-sale$16,553M (11.67%↑ Y/Y)Other assets$4,908M (102.56%↑ Y/Y)Interest-earning deposits andother securities with...$4,692M Premises and equipment,net$472M (-0.42%↓ Y/Y)Cash and due frombanks$416M Core deposit andother intangibles$333M (-23.09%↓ Y/Y)Loans held for sale$208M (-34.80%↓ Y/Y)Equity investmentswith readily...$14M (0.00%↑ Y/Y)Less allowance forcredit losses on loans...$869M (-21.43%↓ Y/Y)Total assets$87,714M (-4.90%↓ Y/Y)Total liabilities,mezzanine and...$87,714M (-4.90%↓ Y/Y)Total liabilities$79,573M (-5.43%↓ Y/Y)Total stockholdersequity$8,140M (0.56%↑ Y/Y)Preferred stock - series b$1M (0.00%↑ Y/Y)Accumulated deficit-$958M (-0.10%↓ Y/Y)Accumulated othercomprehensive loss, net of tax-$547M (-0.92%↓ Y/Y)Treasury stock, at cost(6,351,121 and 6,949,241...$161M (-21.08%↓ Y/Y)Total deposits$67,521M (-3.19%↓ Y/Y)Borrowed funds$10,937M Other liabilities$1,115M (-8.31%↓ Y/Y)Paid-in capital inexcess of par$9,299M (0.09%↑ Y/Y)Preferred stock - series aand d$503M (0.00%↑ Y/Y)Common stock at par 0.01(916,666,666 and 916,666,666...$4M (0.00%↑ Y/Y)Certificates of deposit$20,477M (-15.43%↓ Y/Y)Interest-bearing checking andmoney market accounts$20,477M (7.39%↑ Y/Y)Savings accounts$14,836M (2.60%↑ Y/Y)Non-interest-bearing accounts$11,731M (-2.29%↓ Y/Y)