FLAGSTAR FINANCIAL, INC. (FLG)
2025-06-30 | 2025-03-31 | 2024-09-30 | 2024-06-30 | |
|---|---|---|---|---|
| Preferred stock dividends | 8 | 8 | 9 | 10 |
| Income tax (benefit) | -11 | -21 | -55 | -101 |
| Net (loss) on securities | - | - | - | - |
| Net return on mortgage servicing rights | - | - | 34 | 19 |
| Net return on mortgage servicing rights | - | - | - | - |
| Net gain on loan sales and securitizations | 6 | 13 | 5 | 18 |
| Fee income | 22 | 22 | 42 | 41 |
| Bank-owned life insurance | 10 | 10 | 10 | 12 |
| Other | 38 | 31 | 30 | 29 |
| Net loan administration income | 1 | 4 | -8 | -5 |
| Bargain purchase gain | - | - | - | - |
| Total non-interest income | 77 | 80 | 113 | 114 |
| Occupancy and equipment | 53 | 55 | 59 | 52 |
| Compensation and benefits | 237 | 244 | 316 | 312 |
| General and administrative | 133 | 147 | 188 | 183 |
| Fdic insurance | 49 | 50 | 98 | 91 |
| Total operating expense | 472 | 496 | 661 | 638 |
| Merger-related expenses | 14 | 8 | 18 | 34 |
| Intangible asset amortization | 27 | 28 | 37 | 33 |
| Total non-interest expense | 513 | 532 | 716 | 705 |
| Provision for credit losses | 64 | 79 | 242 | 390 |
| Certificates of deposit | 287 | 308 | 372 | 337 |
| Savings accounts | 110 | 111 | 110 | 64 |
| Borrowed funds | 165 | 168 | 324 | 376 |
| Interest-bearing checking and money market accounts | 162 | 167 | 218 | 214 |
| Total interest expense | 724 | 754 | 1,024 | 991 |
| Loans and leases | 840 | 860 | 1,061 | 1,167 |
| Securities and money market investments | 303 | 304 | 473 | 381 |
| Total interest income | 1,143 | 1,164 | 1,534 | 1,548 |
| Net interest income | 419 | 410 | 510 | 557 |
| Net interest income after provision for credit loan losses | 355 | 331 | 268 | 167 |
| (loss) before income taxes | -81 | -121 | -335 | -424 |
| Net (loss) | -70 | -100 | -280 | -323 |
| Net (loss) attributable to common stockholders | -78 | -108 | -289 | -333 |
| Basic (loss) per common share (in usd per share) | -0.19 | -0.26 | -0.79 | -1.14 |
| Diluted (loss) per common share (in usd per share) | -0.19 | -0.26 | -0.79 | -1.14 |
| Total shares for diluted earnings per common share computation (in shares) | 415,125,228 | 414,824,158 | 366,637,882 | 293,122,116 |
| Weighted average common shares outstanding (in shares) | 415,125,228 | 414,824,158 | 366,637,882 | 293,122,116 |