For the year ending 2025-12-31, FMAO has $3,434,382K in assets. $3,063,520K in debts.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 97,249 | |||
| Federal funds sold | 469 | |||
| Total cash and cash equivalents | 97,718 | |||
| Interest-bearing time deposits | 1,498 | |||
| Securities - available-for-sale | 422,072 | |||
| Other securities, at cost | 13,032 | |||
| Loans held for sale | 3,934 | |||
| Loans - gross | 2,713,470 | |||
| Less net deferred loan fees and costs | -1,511 | |||
| Loans after net deferred loan fees and costs | 2,711,959 | |||
| Less allowance for credit losses | 27,688 | |||
| Less basis adjustment related to fair value hedges | 1,719 | |||
| Loans, net of allowance for credit losses of 27,688 and 25,826 | 2,685,990 | |||
| Premises and equipment (gross) | 79,728 | |||
| Less accumulated depreciation | 47,864 | |||
| Premises and equipment | 31,864 | |||
| Goodwill | 86,358 | |||
| Loan servicing rights | 5,175 | |||
| Bank owned life insurance | 47,410 | |||
| Other assets | 39,331 | |||
| Total assets | 3,434,382 | |||
| Noninterest-bearing | 527,327 | |||
| Now accounts | 876,151 | |||
| Savings | 729,472 | |||
| Time | 597,785 | |||
| Total deposits | 2,730,735 | |||
| Federal funds purchased and securities sold under agreement to repurchase | 37,718 | |||
| Federal home loan bank (fhlb) advances | 227,377 | |||
| Subordinated notes, net of unamortized issuance costs | 34,933 | |||
| Dividend payable | 3,125 | |||
| Accrued expenses and other liabilities | 29,632 | |||
| Total liabilities | 3,063,520 | |||
| Common stock - no par value authorized 40,000,000 shares 12/31/25 and 20,000,000 shares 12/31/24 issued 14,564,425 shares 12/31/25 and 12/31/24 outstanding 13,748,074 shares 12/31/25 and 13,699,536 shares 12/31/24 | 135,531 | |||
| Treasury stock - 816,351 shares 12/31/25 and 864,889 shares 12/31/24 | 10,636 | |||
| Retained earnings | 257,855 | |||
| Accumulated other comprehensive loss | -11,888 | |||
| Total stockholders' equity | 370,862 | |||
| Total liabilities and stockholders' equity | 3,434,382 | |||
FARMERS & MERCHANTS BANCORP INC (FMAO)
FARMERS & MERCHANTS BANCORP INC (FMAO)