For the quarter ending 2026-03-31, FMAO has $3,485,569K in assets. $3,109,621K in debts.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 172,847 | 97,249 | 116,448 | 87,596 |
| Federal funds sold | 623 | 469 | 582 | 635 |
| Total cash and cash equivalents | 173,470 | 97,718 | 117,030 | 88,231 |
| Interest-bearing time deposits | 1,253 | 1,498 | 1,498 | 1,992 |
| Securities - available-for-sale | 429,623 | 422,072 | 422,773 | 431,102 |
| Other securities, at cost | 12,672 | 13,032 | 11,509 | 13,994 |
| Loans held for sale | 5,579 | 3,934 | 3,003 | 6,359 |
| Loans - gross | 2,682,298 | 2,713,470 | 2,659,727 | - |
| Less net deferred loan fees and costs | 1,436 | -1,511 | -1,452 | - |
| Loans after net deferred loan fees and costs | 2,680,862 | 2,711,959 | 2,658,275 | - |
| Less allowance for credit losses | 27,830 | 27,688 | 27,475 | - |
| Plus basis adjustment related to fair value hedges | 1,103 | 1,719 | 1,868 | - |
| Loans, net of allowance for credit losses of 27,830 and 27,688 | 2,654,135 | 2,685,990 | 2,632,668 | 2,599,917 |
| Premises and equipment (gross) | - | 79,728 | - | - |
| Less accumulated depreciation | - | 47,864 | - | - |
| Premises and equipment | 31,534 | 31,864 | 32,321 | 32,885 |
| Goodwill | 86,358 | 86,358 | 86,358 | 86,358 |
| Loan servicing rights | 4,972 | 5,175 | 5,537 | 5,810 |
| Other real estate owned | 319 | - | - | - |
| Bank owned life insurance | 45,407 | 47,410 | 35,602 | 35,355 |
| Other assets | 40,247 | 39,331 | 42,453 | 43,760 |
| Total assets | 3,485,569 | 3,434,382 | 3,390,752 | 3,345,763 |
| Noninterest-bearing | 520,348 | 527,327 | 500,742 | 497,804 |
| Now accounts | 910,723 | 876,151 | 920,099 | 899,602 |
| Savings | 753,289 | 729,472 | 713,391 | 691,468 |
| Time | 625,302 | 597,785 | 617,679 | 621,455 |
| Total deposits | 2,809,662 | 2,730,735 | 2,751,911 | 2,710,329 |
| Federal funds purchased and securities sold under agreement to repurchase | - | 37,718 | - | - |
| Securities sold under agreements to repurchase | 14,762 | - | 22,718 | 27,562 |
| Federal home loan bank (fhlb) advances | 218,987 | 227,377 | 187,913 | 188,445 |
| Subordinated notes, net of unamortized issuance costs | 34,962 | 34,933 | 34,904 | 34,875 |
| Dividend payable | 3,128 | 3,125 | 3,091 | 3,000 |
| Accrued expenses and other liabilities | 28,120 | 29,632 | 28,435 | 30,760 |
| Total liabilities | 3,109,621 | 3,063,520 | 3,028,972 | 2,994,971 |
| Common stock - no par value authorized 40,000,000 shares 3/31/26 and 12/31/25 issued 14,564,425 shares 3/31/26 and 12/31/25 outstanding 13,768,667 shares 3/31/26 and 13,748,074 shares 12/31/25 | 135,270 | 135,531 | 135,170 | 135,805 |
| Treasury stock - 795,758 shares 3/31/26 and 816,351 shares 12/31/25 | 10,403 | 10,636 | 10,584 | 10,674 |
| Retained earnings | 264,607 | 257,855 | 251,181 | 244,870 |
| Accumulated other comprehensive loss | -13,526 | -11,888 | -13,987 | -19,209 |
| Total stockholders' equity | 375,948 | 370,862 | 361,780 | 350,792 |
| Total liabilities and stockholders' equity | 3,485,569 | 3,434,382 | 3,390,752 | 3,345,763 |
FARMERS & MERCHANTS BANCORP INC (FMAO)
FARMERS & MERCHANTS BANCORP INC (FMAO)