For the quarter ending 2025-09-30, FMAO has $3,390,752K in assets. $3,028,972K in debts.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 116,448 | 87,596 | ||
| Federal funds sold | 582 | 635 | ||
| Total cash and cash equivalents | 117,030 | 88,231 | ||
| Interest-bearing time deposits | 1,498 | 1,992 | ||
| Securities - available-for-sale | 422,773 | 431,102 | ||
| Other securities, at cost | 11,509 | 13,994 | ||
| Loans held for sale | 3,003 | 6,359 | ||
| Loans - gross | 2,659,727 | - | ||
| Less net deferred loan fees and costs | -1,452 | - | ||
| Loans after net deferred loan fees and costs | 2,658,275 | - | ||
| Less allowance for credit losses | 27,475 | - | ||
| Plus basis adjustment related to fair value hedges | 1,868 | - | ||
| Loans, net of allowance for credit losses of 27,475 and 25,826 | 2,632,668 | 2,599,917 | ||
| Premises and equipment | 32,321 | 32,885 | ||
| Goodwill | 86,358 | 86,358 | ||
| Loan servicing rights | 5,537 | 5,810 | ||
| Bank owned life insurance | 35,602 | 35,355 | ||
| Other assets | 42,453 | 43,760 | ||
| Total assets | 3,390,752 | 3,345,763 | ||
| Noninterest-bearing | 500,742 | 497,804 | ||
| Now accounts | 920,099 | 899,602 | ||
| Savings | 713,391 | 691,468 | ||
| Time | 617,679 | 621,455 | ||
| Total deposits | 2,751,911 | 2,710,329 | ||
| Securities sold under agreements to repurchase | 22,718 | 27,562 | ||
| Federal home loan bank (fhlb) advances | 187,913 | 188,445 | ||
| Subordinated notes, net of unamortized issuance costs | 34,904 | 34,875 | ||
| Dividend payable | 3,091 | 3,000 | ||
| Accrued expenses and other liabilities | 28,435 | 30,760 | ||
| Total liabilities | 3,028,972 | 2,994,971 | ||
| Common stock - no par value authorized 40,000,000 shares 9/30/25 and 20,000,000 shares 12/31/24 issued 14,564,425 shares 9/30/25 and 12/31/24 outstanding 13,749,827 shares 9/30/25 and 13,699,536 shares 12/31/24 | 135,170 | 135,805 | ||
| Treasury stock - 814,598 shares 9/30/25 and 864,889 shares 12/31/24 | 10,584 | 10,674 | ||
| Retained earnings | 251,181 | 244,870 | ||
| Accumulated other comprehensive loss | -13,987 | -19,209 | ||
| Total stockholders' equity | 361,780 | 350,792 | ||
| Total liabilities and stockholders' equity | 3,390,752 | 3,345,763 | ||
FARMERS & MERCHANTS BANCORP INC (FMAO)
FARMERS & MERCHANTS BANCORP INC (FMAO)