For the year ending 2025-12-31, FMBH had $133,704K increase in cash & cash equivalents over the period. $124,028K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Net income | 91,749 |
| Provision for credit losses | 9,921 |
| Depreciation, amortization and accretion, net | 19,771 |
| Change in cash surrender value of bank owned life insurance | 4,988 |
| Gain on cash surrender value of bank owned life insurance | 487 |
| Stock-based compensation expense | 2,643 |
| Operating lease payments | 3,309 |
| Loss (gain) on sale of investment securities, net | -2,509 |
| Loss (gain) on sale of other real property owned, net | -325 |
| Loss (gain) on sale of premises and equipment | 1,890 |
| Gain on sale of loans held for sale, net | 3,962 |
| Loss (gain) on repayment of subordinated debentures | -589 |
| Gain on repayment of other borrowings | 85 |
| Deferred income taxes | -2,338 |
| Increase in accrued interest receivable | 1,310 |
| Increase in accrued interest payable | 2,263 |
| Origination of loans held for sale | 166,179 |
| Proceeds from sale of loans held for sale | 171,552 |
| Decrease (increase) in other assets | -10,566 |
| (decrease) increase in other liabilities | 3,534 |
| Net cash provided by operating activities | 130,874 |
| Proceeds from maturities of certificates of deposit investments | 2,660 |
| Purchase of certificates of deposit investments | -900 |
| Proceeds from sales of investment securities available-for-sale | 51,694 |
| Proceeds from maturities of investment securities available-for-sale | 117,617 |
| Proceeds from maturities of investment securities held-to-maturity | 0 |
| Purchase of investment securities available-for-sale | 132,065 |
| Purchase of held-to-maturity investment securities | 64 |
| Net increase in loans | 345,710 |
| Purchases of premises and equipment | 6,846 |
| Proceeds from sale of premises and equipment | 11,179 |
| Proceeds from sales of other real property owned, net | 811 |
| Proceeds from bank owned life insurance death benefit | 1,414 |
| Net cash (used in) provided by acquisition | -2,415 |
| Net cash (used in) provided by investing activities | -302,625 |
| Net increase (decrease) in deposits | 338,177 |
| Decrease in repurchase agreements | -7,406 |
| Proceeds from other borrowings | 200,000 |
| Repayment of other borrowings | 172,435 |
| Proceeds from short-term debt | 4,000 |
| Repayment of short-term debt | 4,000 |
| Repayment of subordinated debentures | 29,882 |
| Proceeds from issuance of common stock | 1,120 |
| Purchase of treasury stock | 724 |
| Dividends paid on common stock | 23,395 |
| Net cash (used in) provided by financing activities | 305,455 |
| Increase (decrease) in cash and cash equivalents | 133,704 |
| Cash and cash equivalents at beginning of period | 121,216 |
| Cash and cash equivalents at end of period | 254,920 |
FIRST MID BANCSHARES, INC. (FMBH)
FIRST MID BANCSHARES, INC. (FMBH)