For the quarter ending 2025-09-30, FMBH made $207,892K in revenue. $22,462K in net income. Net profit margin of 10.80%.
| Income Statement | 2025-09-30 | 2025-06-30 | 2024-12-31 | 2024-09-30 |
|---|---|---|---|---|
| Exempt from federal income tax | - | - | 1,891 | - |
| Taxable | - | - | 5,318 | - |
| Interest and fees on loans | 87,020 | 84,784 | 79,557 | 81,775 |
| Interest on investment securities | 7,659 | 6,895 | - | 7,036 |
| Interest on certificates of deposit | 23 | 28 | 35 | 39 |
| Interest on federal funds sold | 1 | 0 | 8 | 28 |
| Interest on deposits with other financial institutions | 1,432 | 1,694 | 1,865 | 2,304 |
| Total interest income | 96,135 | 93,401 | 88,732 | 91,182 |
| Interest on fhlb borrowings | - | 2,043 | 2,160 | 2,194 |
| Interest on deposits | 25,179 | 24,964 | 26,193 | 28,341 |
| Interest on securities sold under agreements to repurchase | 1,105 | 1,218 | 1,668 | 1,444 |
| Interest on other borrowings | 2,186 | 0 | 0 | 1 |
| Interest on junior subordinated debentures | 452 | 464 | 530 | 567 |
| Interest on subordinated debentures | 850 | 849 | 1,121 | 1,092 |
| Total interest expense | 29,772 | 29,538 | 31,671 | 33,639 |
| Net interest income | 66,363 | 63,863 | 57,062 | 57,543 |
| Provision for credit losses | 3,353 | 2,567 | 1,456 | 1,266 |
| Net interest income after provision for credit losses | 63,010 | 61,296 | 55,605 | 56,277 |
| Wealth management revenues | 5,145 | 5,394 | - | - |
| Insurance commissions | 7,089 | 7,840 | 7,516 | 6,003 |
| Service charges | 3,240 | 2,995 | 3,080 | 3,121 |
| Atm / debit card revenue | - | - | 4,180 | 4,267 |
| Investment securities losses, net | -1,930 | 0 | -52 | -277 |
| Mortgage banking revenue, net | 1,255 | 1,070 | 949 | 1,109 |
| Atm/debit card revenue | 4,182 | 4,636 | 5,667 | 5,816 |
| Bank owned life insurance | 1,255 | 1,206 | 1,177 | 1,196 |
| Other | 2,673 | 452 | 1,902 | 1,788 |
| Total other income | 22,909 | 23,593 | 24,421 | 23,023 |
| Salaries and employee benefits | 33,570 | 33,623 | 30,856 | 31,565 |
| Net occupancy and equipment expense | 9,196 | 7,869 | 7,451 | 8,055 |
| Net other real estate owned expense | 217 | 75 | 101 | 107 |
| Fdic insurance | 874 | 873 | 878 | 829 |
| Amortization of intangible assets | 3,128 | 3,121 | 3,384 | 3,405 |
| Stationery and supplies | 411 | 367 | 468 | 482 |
| Legal and professional | 2,454 | 2,757 | 3,457 | 2,573 |
| Atm/debit card | 2,052 | 1,144 | 1,505 | 1,869 |
| Marketing and donations | 959 | 777 | 861 | 836 |
| Other | 4,285 | 4,156 | 4,723 | 4,212 |
| Total other expense | 57,146 | 54,762 | 53,683 | 53,933 |
| Income before income taxes | 28,773 | 30,127 | 26,343 | 25,367 |
| Income taxes | 6,311 | 6,689 | 6,538 | 5,885 |
| Net income | 22,462 | 23,438 | 19,805 | 19,482 |
| Diluted weighted average common shares outstanding | 23,997,198 | 23,988,974 | -36,988.667 | 24,006,647 |
| Earnings per share, basic, total | 0.94 | 0.98 | 0.833 | 0.81 |
| Earnings per share, diluted, total | 0.94 | 0.98 | 0.83 | 0.81 |
| Weighted average number of shares outstanding, basic, total | 23,876,020 | 23,867,592 | -34,858.667 | 23,905,099 |
FIRST MID BANCSHARES, INC. (FMBH)
FIRST MID BANCSHARES, INC. (FMBH)