For the year ending 2025-12-31, FMBH made $16,411K in revenue. $91,749K in net income. Net profit margin of 559.07%.
| Income Statement | 2025-12-31 | 2024-12-31 | ||
|---|---|---|---|---|
| Atm / debit card revenue | 16,411 | 22,818 | ||
| Wealth management revenues | 22,941 | - | ||
| Insurance commissions | 32,295 | 28,552 | ||
| Service charges | 12,297 | 12,362 | ||
| Atm / debit card revenue | - | 16,807 | ||
| Securities gains (losses), net | -2,509 | -433 | ||
| Mortgage banking revenue, net | 3,660 | 3,957 | ||
| Bank owned life insurance | 5,475 | 4,728 | ||
| Other income | 2,481 | 7,495 | ||
| Total other income | 93,051 | 96,286 | ||
| Interest and fees on loans | 338,694 | 320,446 | ||
| Taxable | 21,593 | 21,273 | ||
| Exempt from federal income tax | 7,290 | 7,563 | ||
| Interest on certificates of deposit | 103 | 144 | ||
| Interest on federal funds sold | 3 | 53 | ||
| Interest on deposits with other financial institutions | 5,307 | 7,900 | ||
| Total interest income | 372,990 | 357,379 | ||
| Interest on fhlb borrowings | - | 8,673 | ||
| Interest on deposits | 98,327 | 106,919 | ||
| Interest on securities sold under repurchase agreements with customers | 4,490 | 6,448 | ||
| Interest on other borrowings | 8,401 | 1 | ||
| Interest on junior subordinated debentures | 1,817 | 2,156 | ||
| Interest on subordinated debt | 3,790 | 4,454 | ||
| Total interest expense | 116,825 | 128,651 | ||
| Net interest income | 256,165 | 228,728 | ||
| Provision for credit losses | 9,921 | 5,635 | ||
| Net interest income after provision for credit losses | 246,244 | 223,093 | ||
| Salaries and employee benefits | 134,615 | 124,134 | ||
| Net occupancy and equipment expense | 36,579 | 30,407 | ||
| Net other real estate owned expense | 539 | 411 | ||
| Fdic insurance expense | 3,476 | 3,463 | ||
| Amortization of intangible assets | 12,443 | 13,556 | ||
| Stationery and supplies | 1,770 | 1,885 | ||
| Legal and professional | 10,746 | 12,944 | ||
| Atm / debit card expense | 6,945 | 6,384 | ||
| Marketing and donations | 3,348 | 3,418 | ||
| Other expense | 11,786 | 18,381 | ||
| Total other expense | 222,247 | 214,983 | ||
| Income before income taxes | 117,048 | 104,396 | ||
| Income taxes | 25,299 | 25,498 | ||
| Net income | 91,749 | 78,898 | ||
| Basic EPS | 3.84 | 3.31 | ||
| Diluted EPS | 3.83 | 3.3 | ||
| Basic Average Shares | 23,873,495 | 23,800,523 | ||
| Diluted Average Shares | 23,986,508 | 23,895,681 | ||
FIRST MID BANCSHARES, INC. (FMBH)
FIRST MID BANCSHARES, INC. (FMBH)