MyFinsight

HomeBlogAbout

MyFinsight

Making company financials insightful for everyone

  • About
  • Blog
  • Privacy Policy
  • Contact

Follow Us

  • X.com
  • Thread
  • Instagram

© 2026 MyFinsight. All rights reserved.

|||

Balance Sheets Overview

Debt to Asset Ratio
91.98%
Unit: Thousand (K) dollars
Assets Breakdown
    • Loans held for investment, net o...
    • Available for sale, at fair valu...
    • Federal funds sold
    • Others
Liabilities Breakdown
    • Interest bearing
    • Noninterest bearing
    • Retained earnings
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-09-30
2025-06-30
Cash and due from banks
20,985
18,337
18,862
20,457
Money market funds and interest-bearing deposits in other banks
1,395
1,045
982
518
Federal funds sold
38,374
66,512
64,091
26,298
Cash and cash equivalents
60,754
85,894
83,935
47,273
Available for sale, at fair value
337,468
350,506
329,423
340,021
Other investments, at cost
2,364
2,304
2,254
2,254
Loans held for sale, at fair value
2,647
3,693
1,288
2,280
Loans held for investment, net of deferred fees and costs
925,267
896,865
872,308
848,773
Less allowance for credit losses
8,085
7,910
7,848
8,312
Other real estate owned
-
-
0
0
Net loans held for investment
917,182
888,955
864,460
840,461
Bank premises and equipment, net
21,851
22,040
21,568
21,776
Interest receivable
5,497
5,210
4,929
5,163
Goodwill
3,082
3,082
3,082
3,082
Bank owned life insurance
24,810
24,600
24,191
23,989
Deferred tax asset, net
6,642
7,134
6,857
8,136
Other assets
14,837
15,533
16,122
17,489
Total assets
1,397,134
1,408,951
1,358,109
1,311,924
Noninterest bearing
294,083
290,343
280,937
278,322
Interest bearing
963,367
984,721
954,404
918,129
Total deposits
1,257,450
1,275,064
1,235,341
1,196,451
Long-term debt
9,926
9,921
7,000
6,996
Other liabilities
17,650
17,395
14,275
13,736
Total liabilities
1,285,026
1,302,380
1,256,616
1,217,183
Common stock, 5 par value, 6,000,000 shares authorized, 3,551,661 (2026) and 3,525,884 (2025) shares issued and outstanding
17,563
17,549
17,451
17,491
Common stock held by deferred compensation trust, at par, 34,970 (2026) and 31,176 (2025) shares
175
-
-
-
Additional paid in capital
11,942
11,705
11,661
11,674
Additional paid in capital attributed to deferred compensation trust
-762
-
-
-
Retained earnings
98,876
94,506
90,241
88,247
Accumulated other comprehensive loss
-15,336
-17,189
-17,860
-22,671
Total shareholders' equity
112,108
106,571
101,493
94,741
Total liabilities and shareholders' equity
1,397,134
1,408,951
1,358,109
1,311,924
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans held forinvestment, net of deferred...$925,267K (9.01%↑ Y/Y)Federal funds sold$38,374K (45.92%↑ Y/Y)Cash and due frombanks$20,985K (2.58%↑ Y/Y)Money market funds andinterest-bearing deposits in...$1,395K (169.31%↑ Y/Y)Net loans held forinvestment$917,182K (9.13%↑ Y/Y)Available for sale, at fairvalue$337,468K (-0.75%↓ Y/Y)Cash and cashequivalents$60,754K (28.52%↑ Y/Y)Bank owned lifeinsurance$24,810K (3.42%↑ Y/Y)Bank premises andequipment, net$21,851K (0.34%↑ Y/Y)Other assets$14,837K (-15.16%↓ Y/Y)Deferred tax asset, net$6,642K (-18.36%↓ Y/Y)Interest receivable$5,497K (6.47%↑ Y/Y)Goodwill$3,082K (0.00%↑ Y/Y)Loans held for sale, atfair value$2,647K (16.10%↑ Y/Y)Other investments, atcost$2,364K (4.88%↑ Y/Y)Less allowance forcredit losses$8,085K (-2.73%↓ Y/Y)Total assets$1,397,134K (6.50%↑ Y/Y)Total liabilities andshareholders' equity$1,397,134K (6.50%↑ Y/Y)Total liabilities$1,285,026K (5.57%↑ Y/Y)Total shareholders'equity$112,108K (18.33%↑ Y/Y)Accumulated othercomprehensive loss-$15,336K (32.35%↑ Y/Y)Additional paid in capitalattributed to deferred...-$762K Common stock held bydeferred compensation...$175K Total deposits$1,257,450K (5.10%↑ Y/Y)Other liabilities$17,650K (28.49%↑ Y/Y)Long-term debt$9,926K (41.88%↑ Y/Y)Retained earnings$98,876K (12.04%↑ Y/Y)Common stock, 5 parvalue, 6,000,000...$17,563K (0.41%↑ Y/Y)Additional paid in capital$11,942K (2.30%↑ Y/Y)Interest bearing$963,367K (4.93%↑ Y/Y)Noninterest bearing$294,083K (5.66%↑ Y/Y)

F&M BANK CORP (FMBM)

F&M BANK CORP (FMBM)