FMBM: the balance sheet

MyFinsight

For the quarter ending 2025-09-30, FMBM has $1,358,109K in assets. $1,256,616K in debts.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Balance Sheets	2025-09-30	2025-06-30
Cash and due from banks	18,862	20,457
Money market funds and interest-bearing deposits in other banks	982	518
Federal funds sold	64,091	26,298
Cash and cash equivalents	83,935	47,273
Securities available for sale, at fair value	329,423	340,021
Other investments	2,254	2,254
Loans held for sale, at fair value	1,288	2,280
Loans held for investment, net of deferred fees and costs	872,308	848,773
Less allowance for credit losses	7,848	8,312
Net loans held for investment	864,460	840,461
Bank premises and equipment, net	21,568	21,776
Other real estate owned	0	0
Interest receivable	4,929	5,163
Goodwill	3,082	3,082
Bank owned life insurance	24,191	23,989
Deferred tax asset, net	6,857	8,136
Other assets	16,122	17,489
Total assets	1,358,109	1,311,924

Noninterest bearing	280,937	278,322
Interest bearing	954,404	918,129
Total deposits	1,235,341	1,196,451
Long-term debt	7,000	6,996
Other liabilities	14,275	13,736
Total liabilities	1,256,616	1,217,183
Common stock, 5 par value, 6,000,000 shares authorized, 3,559,084 (2025) and 3,525,649 (2024) shares issued and outstanding	17,451	17,491
Additional paid in capital	11,661	11,674
Retained earnings	90,241	88,247
Accumulated other comprehensive loss	-17,860	-22,671
Total shareholders' equity	101,493	94,741
Total liabilities and shareholders' equity	1,358,109	1,311,924

Unit: Thousand (K) dollars