Financial insights of FMFG

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Other fees and commissions-Deposit Account	693
Other fees and commissions-Financial Service Other	450
Mortgage banking income	157
Bank owned life insurance income	424
Fair value adjustment of equity security	16
Loss on sale of debt securities	0
Gain on settlement of fair value hedge	94
Loss on sale of premises and equipment	0
Gain on sale of sba loans	89
Gain on insurance proceeds, net	53
Total noninterest income	1,976
Us-gaap_interestandfeeincomeloansandleases	36,062
Investment securities - taxable	4,169
Investment securities - tax exempt	623
Federal funds sold and other interest earning assets	1,501
Total interest income	42,355
Deposits	16,460
Securities sold under repurchase agreements	59
Federal home loan bank advances	847
Federal reserve bank advances	0
Long-term debt	599
Total interest expense	17,965
Net interest income	24,390
Provision for credit losses	698
Net interest income after provision for credit losses	23,692
Salaries	8,718
Employee benefits	2,000
Occupancy	1,169
Furniture and equipment	1,611
Professional services	738
Automated teller machine and debit card expenses	660
Federal deposit insurance corporation premiums	578
Postage, delivery, and armored carrier	270
Advertising	249
Other real estate owned expense, net	177
Other	2,125
Total noninterest expense	18,295
Income before income taxes	7,373
Income taxes	1,607
Net income	5,766

Basic EPS	1.81
Diluted EPS	1.81
Basic Average Shares	3,188,030
Diluted Average Shares	3,188,107