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Balance Sheets Overview

Debt to Asset Ratio
92.27%
Unit: Thousand (K) dollars
Assets Breakdown
    • Cash and due from banks
    • Securities held to maturity, at ...
    • Bank owned life insurance
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Federal home loan bank of atlant...
    • Others
Balance Sheets
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Cash and due from banks
54,323
48,162
46,113
51,666
Federal funds sold and other interest-bearing deposits
1,163
571
566
521
Cash and cash equivalents
55,486
48,733
46,679
52,187
Certificates of deposit in other banks
100
100
100
100
Securities available for sale, at fair value
109,091
112,456
118,730
121,138
Securities held to maturity, at amortized cost less allowance for credit losses of 63 and 79
20,863
21,227
21,055
21,128
Equity security, at fair value
553
551
550
546
Restricted stock, at cost
3,475
3,713
3,693
3,100
Mortgage loans held for sale
694
344
714
0
Loans
641,901
633,567
638,340
627,764
Loans, allowance for credit losses
4,518
4,458
4,361
4,257
Deferred origination fees net of costs
834
811
835
1,050
Loans, less allowance for credit losses of 4,518 and 4,361
636,549
628,298
633,144
622,457
Property, plant and equipment, gross
-
-
16,372
-
Accumulated depreciation and amortization
-
-
9,231
-
Premises and equipment, net
6,987
7,042
7,141
7,222
Accrued interest receivable
2,402
2,467
2,535
2,550
Deferred income taxes, net
6,404
6,510
6,277
6,410
Other real estate owned, net
1,665
1,673
1,673
2,775
Bank owned life insurance
15,555
15,453
15,353
15,640
Goodwill and other intangibles, net
7,014
7,016
7,018
7,020
Other assets
7,374
7,343
7,296
7,359
Total assets
874,212
862,926
871,958
869,632
Noninterest-bearing
126,385
122,965
117,098
116,187
Interest-bearing
598,740
588,331
603,361
617,909
Total deposits
725,125
711,296
720,459
734,096
Securities sold under repurchase agreements
4,559
3,452
4,317
2,458
Federal home loan bank of atlanta advances
57,700
62,700
62,700
50,200
Long-term debt, net of issuance costs
12,060
12,048
12,036
12,024
Accrued interest payable
989
762
1,278
935
Other liabilities
6,185
6,567
6,508
6,756
Total liabilities
806,618
796,825
807,298
806,469
Common stock, par value .01 per share, authorized 5,000,000 shares issued and outstanding 3,262,958 shares in 2026 and 3,229,795 shares in 2025
33
32
32
32
Additional paid-in capital
32,735
32,253
32,148
31,718
Retained earnings
47,766
47,035
45,210
44,602
Accumulated other comprehensive loss
-12,940
-13,219
-12,730
-13,189
Total stockholders' equity
67,594
66,101
64,660
63,163
Total liabilities and stockholders' equity
874,212
862,926
871,958
869,632
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Balance Sheets

Loans$641,901K (3.45%↑ Y/Y)Cash and due frombanks$54,323K (79.39%↑ Y/Y)Federal funds sold andother...$1,163K (16.18%↑ Y/Y)Loans, less allowancefor credit losses of...$636,549K (3.43%↑ Y/Y)Securities available forsale, at fair value$109,091K (-10.16%↓ Y/Y)Cash and cashequivalents$55,486K (77.37%↑ Y/Y)Securities held tomaturity, at amortized...$20,863K (-2.18%↓ Y/Y)Bank owned lifeinsurance$15,555K (0.13%↑ Y/Y)Other assets$7,374K (-9.50%↓ Y/Y)Goodwill and otherintangibles, net$7,014K (-0.11%↓ Y/Y)Premises and equipment,net$6,987K (-3.85%↓ Y/Y)Deferred income taxes,net$6,404K (-10.06%↓ Y/Y)Restricted stock, at cost$3,475K (192.02%↑ Y/Y)Accrued interestreceivable$2,402K (0.59%↑ Y/Y)Other real estateowned, net$1,665K (-39.63%↓ Y/Y)Mortgage loans held forsale$694K (8.27%↑ Y/Y)Equity security, atfair value$553K (3.36%↑ Y/Y)Certificates of deposit inother banks$100K (0.00%↑ Y/Y)Loans, allowance forcredit losses$4,518K Deferred originationfees net of costs$834K (7.34%↑ Y/Y)Total assets$874,212K (3.80%↑ Y/Y)Total liabilities andstockholders' equity$874,212K (3.80%↑ Y/Y)Total liabilities$806,618K (3.15%↑ Y/Y)Total stockholders'equity$67,594K (12.20%↑ Y/Y)Accumulated othercomprehensive loss-$12,940K (14.08%↑ Y/Y)Total deposits$725,125K (-3.17%↓ Y/Y)Federal home loan bank ofatlanta advances$57,700K (477.00%↑ Y/Y)Long-term debt, net ofissuance costs$12,060K (16.10%↑ Y/Y)Other liabilities$6,185K (-11.58%↓ Y/Y)Securities sold underrepurchase agreements$4,559K (-4.46%↓ Y/Y)Accrued interestpayable$989K (7.62%↑ Y/Y)Retained earnings$47,766K (8.62%↑ Y/Y)Additional paid-in capital$32,735K (4.59%↑ Y/Y)Common stock, par value.01 per share,...$33K (3.13%↑ Y/Y)Interest-bearing$598,740K (-4.58%↓ Y/Y)Noninterest-bearing$126,385K (4.11%↑ Y/Y)

Farmers & Merchants Bancshares, Inc. (FMFG)

Farmers & Merchants Bancshares, Inc. (FMFG)