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The latest financial statement is for the year ending 2025-12-31.

Cash Flow Overview

Free Cash flow
$9,048K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net change in loans receivable
    • Sale of loans originated for sal...
    • Proceeds from borrowed funds
    • Others
Negative Cash Flow Breakdown
    • Repayment of borrowed funds
    • Origination of loans for sale
    • Change in deposits
    • Others

Cash Flow
2025-12-31
Net income
8,087
Origination of loans for sale
40,875
Sale of loans originated for sale
42,275
Depreciation and amortization, net of accretion
6,191
Deferred tax expense (benefit)
-556
Stock based compensation expense
447
Cash payments for lease liabilities
1,603
(gain) loss on sale of securities, net
-1,577
(gain) loss on tax credit investment
90
(gain) loss on sale of loans held-for-sale, net
1,252
(gain) loss on sale of property and equipment
-55
(gain) loss on sale of foreclosed real estate
0
(increase) decrease of cash value of bank owned life insurance
835
(gain) loss on death benefits of bank-owned life insurance
544
(gain) loss on derivatives
-33
Provision for (benefit from) credit losses
-205
Interest receivable
60
Interest payable
-337
Other assets
-3,425
Accrued expenses and other liabilities
-5,832
Total adjustments
1,814
Net cash provided by (used in) operating activities
9,901
Proceeds from maturities and pay downs of securities available-for-sale
11,431
Proceeds from sales of securities available-for-sale
24,519
Net change in loans receivable
-57,654
Purchase of premises and equipment
853
Proceeds from sale of premises and equipment
819
Proceeds from sale of foreclosed real estate
0
Proceeds from death benefits of bank owned life insurance
1,307
Net cash provided by (used in) investing activities
94,877
Change in deposits
-33,595
Proceeds from borrowed funds
40,000
Repayment of borrowed funds
60,000
Net surrender value of restricted stock awards
150
Change in federal funds purchased and repurchase agreements
-413
Dividends paid
1,557
Net cash provided by (used in) financing activities
-55,715
Net change in cash and cash equivalents
49,063
Cash and cash equivalents at beginning of period
70,584
Cash and cash equivalents at end of period
119,647
Unit: Thousand (K) dollars (except for numbers of shares and EPS).

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Sale of loansoriginated for sale$42,275K Depreciation andamortization, net of accretion$6,191K Other assets-$3,425K (gain) loss on sale ofsecurities, net-$1,577K Stock basedcompensation expense$447K (gain) loss on sale ofproperty and equipment-$55K (gain) loss onderivatives-$33K Net change in loansreceivable-$57,654K Proceeds from sales ofsecurities...$24,519K Proceeds from maturitiesand pay downs of...$11,431K Proceeds from deathbenefits of bank owned...$1,307K Net income$8,087K Total adjustments$1,814K Proceeds from sale ofpremises and equipment$819K Canceled cashflow$52,189K Net cash provided by(used in) investing...$94,877K Net cash provided by(used in) operating...$9,901K Canceled cashflow$853K Origination of loans for sale$40,875K Accrued expenses andother liabilities-$5,832K Cash payments forlease liabilities$1,603K (gain) loss on sale ofloans held-for-sale,...$1,252K (increase) decrease of cashvalue of bank owned...$835K Deferred tax expense(benefit)-$556K (gain) loss on deathbenefits of bank-owned...$544K Interest payable-$337K Provision for (benefitfrom) credit losses-$205K (gain) loss on taxcredit investment$90K Interest receivable$60K Net change in cashand cash...$49,063K Canceled cashflow$55,715K Purchase of premises andequipment$853K Proceeds from borrowedfunds$40,000K Net cash provided by(used in) financing...-$55,715K Canceled cashflow$40,000K Repayment of borrowedfunds$60,000K Change in deposits-$33,595K Dividends paid$1,557K Change in federal fundspurchased and repurchase...-$413K Net surrender valueof restricted...$150K

Finward Bancorp (FNWD)

Finward Bancorp (FNWD)