Financial insights of FNWD

MyFinsight

For the quarter ending 2025-09-30, FNWD made $49,002K in revenue. $3,497K in net income. Net profit margin of 7.14%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Loans receivable	20,246	19,940
Securities	2,091	2,108
Other interest earning assets	1,003	622
Total interest income	23,340	22,670
Deposits	7,996	7,780
Repurchase agreements	392	370
Borrowed funds	509	575
Total interest expense	8,897	8,725
Net interest income	14,443	13,945
Provision for (benefit from) credit losses	-301	-274
Net interest income after provision for credit losses	14,744	14,219
Fees and service charges	1,463	1,330
Wealth management operations	759	696
Gain (loss) on tax credit investment	23	0
Gain (loss) on sale of loans held-for-sale, net	265	378
Gain (loss) on sale of securities, net	0	0
Increase (decrease) in cash value of bank owned life insurance	210	220
Gain (loss) on sale of real estate	-56	0
Other	249	59
Total non-interest income	2,913	2,683
Compensation and benefits	7,330	7,313
Occupancy and equipment	2,004	1,935
Data processing	1,116	1,341
Marketing	257	214
Federal deposit insurance premiums	399	471
Professional and outside services	945	1,115
Technology	549	545
Other	1,497	1,852
Total non-interest expense	14,097	14,786
Income before income tax expense	3,560	2,116
Income tax expense (benefit)	63	-35
Net income	3,497	2,151

Basic (in dollars per share)	0.82	0.5
Diluted (in dollars per share)	0.81	0.5
Weighted average common shares outstandingbasic (in shares)	4,273,022	4,271,952
Weighted average common shares outstandingdiluted (in shares)	4,299,007	4,296,418