For the quarter ending 2026-03-31.
| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Loans receivable | 19,871 | 20,059* | 20,246 | 19,940 |
| Securities | 1,771 | 1,521* | 2,091 | 2,108 |
| Other interest earning assets | 1,079 | 1,170* | 1,003 | 622 |
| Repurchase agreements | - | - | 392 | 370 |
| Total interest income | 22,721 | 22,749* | 23,340 | 22,670 |
| Deposits | 6,959 | 7,692* | 7,996 | 7,780 |
| Federal funds purchased and repurchase agreements | 272 | 358* | - | - |
| Borrowed funds | 419 | 538* | 509 | 575 |
| Total interest expense | 7,650 | 8,587* | 8,897 | 8,725 |
| Net interest income | 15,071 | 14,162* | 14,443 | 13,945 |
| Provision for (benefit from) credit gaines | 55 | 658* | -301 | -274 |
| Net interest income after provision for credit losses | 15,016 | 13,504* | 14,744 | 14,219 |
| Fees and service charges | 1,295 | 1,198* | 1,463 | 1,330 |
| Wealth management operations | 661 | 551* | 759 | 696 |
| Gain (loss) on sale of real estate | - | - | -56 | 0 |
| Gain (loss) on sale of securities, net | - | -1,534* | 0 | 0 |
| Gain (loss) on tax credit investment | 0 | 56* | 23 | 0 |
| Gain (loss) on sale of loans held-for-sale, net | 257 | 255* | 265 | 378 |
| Bank owned life insurance | 201 | 734* | 210 | 220 |
| Gain (loss) on sale of property and equipment | - | -14* | - | - |
| Other | 3 | -340* | 249 | 59 |
| Total non-interest income | 2,417 | 904* | 2,913 | 2,683 |
| Compensation and benefits | 7,591 | 7,624* | 7,330 | 7,313 |
| Occupancy and equipment | 1,991 | 2,253* | 2,004 | 1,935 |
| Data processing | 1,105 | 1,276* | 1,116 | 1,341 |
| Marketing | 587 | 81* | 257 | 214 |
| Federal deposit insurance premiums | 381 | 415* | 399 | 471 |
| Professional and outside services | 1,169 | 1,136* | 945 | 1,115 |
| Technology | 508 | 428* | 549 | 545 |
| Other | 1,436 | 1,601* | 1,497 | 1,852 |
| Total non-interest expense | 14,768 | 14,812* | 14,097 | 14,786 |
| Income before income tax expense | 2,665 | -404* | 3,560 | 2,116 |
| Income tax expense (benefit) | 423 | -19* | 63 | -35 |
| Net income | 2,242 | -385 | 3,497 | 2,151 |
| Basic EPS | 0.52 | -0.09 | 0.82 | 0.5 |
| Diluted EPS | 0.52 | -0.09 | 0.81 | 0.5 |
| Basic Average Shares | 4,276,530 | 4,269,076 | 4,273,022 | 4,271,952 |
| Diluted Average Shares | 4,302,206 | 4,280,749 | 4,299,007 | 4,296,418 |
Finward Bancorp (FNWD)
Finward Bancorp (FNWD)