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Finward Bancorp (FNWD)

For the quarter ending 2025-06-30, FNWD made $25,044K in revenue. $2,151K in net income. Net profit margin of 8.59%.

Overview

Revenue
$25,044K
Net Income
$2,151K
Net Profit Margin
8.59%
EPS
$0.5
Unit: Thousand (K) dollars
Revenue Breakdown
    • Loans receivable
    • Securities
    • Fees and service charges
    • Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)
2025-06-30
Income tax expense (benefit)-35
Other59
Increase in cash value of bank owned life insurance220
Wealth management operations696
Gain on sale of real estate-
Loss on sale of securities, net-
Gain on tax credit investment-
Gain on sale of loans held-for-sale, net378
Fees and service charges1,330
Total non-interest income2,683
Professional and outside services1,115
Other1,852
Occupancy and equipment1,935
Marketing214
Compensation and benefits7,313
Federal deposit insurance premiums471
Technology545
Data processing1,341
Total non-interest expense14,786
Repurchase agreements370
Deposits7,780
Borrowed funds575
Total interest expense8,725
Other interest earning assets622
Loans receivable19,940
Securities2,108
Total interest income22,670
Net interest income13,945
Provision for (benefit from) credit losses-274
Net interest income after provision for credit losses14,219
Income before income tax expense2,116
Net income2,151
Basic (in dollars per share)0.5
Diluted (in dollars per share)0.5
Weighted average common shares outstandingbasic (in shares)4,271,952
Weighted average common shares outstandingdiluted (in shares)4,296,418
Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement

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Securities$2,108K Loans receivable$19,940K Other interestearning assets$622K Total interest income$22,670K Provision for (benefitfrom) credit losses-$274K Net interest income$13,945K Fees and servicecharges$1,330K Gain on sale of loansheld-for-sale, net$378K Wealth managementoperations$696K Increase in cash value ofbank owned life...$220K Other$59K Total interestexpense$8,725K Net interest incomeafter provision for...$14,219K Total non-interestincome$2,683K Borrowed funds$575K Deposits$7,780K Repurchase agreements$370K Income before incometax expense$2,116K Income tax expense(benefit)-$35K Total non-interestexpense$14,786K Net income$2,151K Data processing$1,341K Technology$545K Federal depositinsurance premiums$471K Compensation and benefits$7,313K Marketing$214K Occupancy and equipment$1,935K Other$1,852K Professional and outsideservices$1,115K