Financial insights of FNWD

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Loans receivable	80,337
Securities	7,819
Other interest earning assets	3,607
Total interest income	91,763
Deposits	31,426
Federal funds purchased and repurchase agreements	1,430
Borrowed funds	2,164
Total interest expense	35,020
Net interest income	56,743
Provision for (benefit from) credit losses	-205
Net interest income after provision for credit losses	56,948
Fees and service charges	5,387
Wealth management operations	2,733
Gain (loss) on tax credit investment	90
Gain (loss) on sale of loans held-for-sale, net	1,219
Gain (loss) on sale of securities, net	-1,577
Bank owned life insurance	1,379
Gain (loss) on sale of property and equipment	-55
Other	122
Total non-interest income	9,298
Compensation and benefits	29,588
Occupancy and equipment	8,161
Data processing	4,961
Marketing	787
Federal deposit insurance premiums	1,720
Professional and outside services	4,226
Technology	2,069
Other	6,624
Total non-interest expense	58,136
Income before income tax expense	8,110
Income tax expense (benefit)	23
Net income	8,087

Basic EPS	1.89
Diluted EPS	1.88
Basic Average Shares	4,271,350
Diluted Average Shares	4,292,058