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Income Overview

Net Income
$2,093K
EPS
$0.48
Unit: Thousand (K) dollars
Income Statement
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Loans receivable
20,468
19,871
20,059*
20,246
Securities
1,757
1,771
1,521*
2,091
Other interest earning assets
840
1,079
1,170*
1,003
Total interest income
23,065
22,721
22,749*
23,340
Deposits
7,159
6,959
7,593*
7,996
Repurchase agreements
-
-
-
392
Federal funds purchased and repurchase agreements
233
272
358*
-
Borrowed funds
493
419
637*
509
Total interest expense
7,885
7,650
8,587*
8,897
Net interest income
15,180
15,071
14,162*
14,443
Provision for (benefit from) credit gaines
264
55
658*
-301
Net interest income after provision for credit losses
14,916
15,016
13,504*
14,744
Fees and service charges
1,331
1,295
1,198*
1,463
Wealth management operations
748
661
551*
759
Gain (loss) on tax credit investment
0
0
21*
23
Gain (loss) on sale of loans held-for-sale, net
228
257
255*
265
Gain (loss) on sale of securities, net
-
-
-1,542*
0
Bank owned life insurance
223
201
734*
210
Loss (gain) on sale of property and equipment
-180
-
29*
-56
Other
48
3
-340*
249
Total non-interest income
2,398
2,417
904*
2,913
Compensation and benefits
8,033
7,591
7,624*
7,330
Occupancy and equipment
1,741
1,991
2,253*
2,004
Data processing
1,176
1,105
1,276*
1,116
Marketing
266
587
81*
257
Federal deposit insurance premiums
347
381
415*
399
Professional and outside services
1,221
1,169
1,136*
945
Technology
516
508
428*
549
Other
1,557
1,436
1,601*
1,497
Total non-interest expense
14,857
14,768
14,812*
14,097
Income before income tax expense
2,457
2,665
-404*
3,560
Income tax expense (benefit)
364
423
-19*
63
Net income
2,093
2,242
-385
3,497
Basic EPS
0.49
0.52
-0.09
0.82
Diluted EPS
0.48
0.52
-0.09
0.81
Basic Average Shares
4,280,844
4,276,530
4,269,076
4,273,022
Diluted Average Shares
4,319,052
4,302,206
4,280,749
4,299,007
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Loans receivable$20,468K (2.65%↑ Y/Y)Securities$1,757K (-16.65%↓ Y/Y)Other interestearning assets$840K (35.05%↑ Y/Y)Total interest income$23,065K (1.74%↑ Y/Y)Net interest income$15,180K (8.86%↑ Y/Y)Fees and servicecharges$1,331K (0.08%↑ Y/Y)Wealth managementoperations$748K (7.47%↑ Y/Y)Gain (loss) on sale ofloans held-for-sale,...$228K (-39.68%↓ Y/Y)Bank owned lifeinsurance$223K (1.36%↑ Y/Y)Total interestexpense$7,885K (-9.63%↓ Y/Y)Other$48K (-18.64%↓ Y/Y)Net interest incomeafter provision for...$14,916K (4.90%↑ Y/Y)Total non-interestincome$2,398K (-10.62%↓ Y/Y)Provision for (benefitfrom) credit gaines$264K (196.35%↑ Y/Y)Loss (gain) on sale ofproperty and equipment-$180K Deposits$7,159K (-7.98%↓ Y/Y)Borrowed funds$493K (-14.26%↓ Y/Y)Federal funds purchasedand repurchase...$233K Income before incometax expense$2,457K (16.12%↑ Y/Y)Total non-interestexpense$14,857K (0.48%↑ Y/Y)Net income$2,093K (-2.70%↓ Y/Y)Income tax expense(benefit)$364K (1140.00%↑ Y/Y)Compensation and benefits$8,033K (9.85%↑ Y/Y)Occupancy and equipment$1,741K (-10.03%↓ Y/Y)Other$1,557K (-15.93%↓ Y/Y)Professional and outsideservices$1,221K (9.51%↑ Y/Y)Data processing$1,176K (-12.30%↓ Y/Y)Technology$516K (-5.32%↓ Y/Y)Federal depositinsurance premiums$347K (-26.33%↓ Y/Y)Marketing$266K (24.30%↑ Y/Y)

Finward Bancorp (FNWD)

Finward Bancorp (FNWD)