Forbright, Inc. (FRBT) Cash Flow Statement

Cash Flow Overview

Change in Cash

$186,001K

Free Cash flow

-$99,943K

Unit: Thousand (K) dollars

Positive Cash Flow Breakdown

Negative Cash Flow Breakdown

Cash Flow

2026-06-30

Net income

15,754

Depreciation and intangible asset amortization

4,788

Provision for credit losses

9,372

Accretion of net discounts on investment securities, net

3,048

Amortization of deferred fees and costs on loans, net

12,693

Increase in loans originated for sale, net

85,284

Gains on sales of loans and investment securities, net

218

Stock-based compensation

7,262

Deferred income taxes

11,179

Other

6,681

Accrued interest receivable

-8,710

Other assets

20,242

Other liabilities

-4,764

Net cash used in operating activities

-62,503

Net increase in loans held for investment, at amortized cost

369,399

Net decrease in loans held for investment, at fair value

1,953

Purchase of investment securities available-for-sale

247,521

Proceeds, maturities, prepayments and calls of securities available-for-sale

282,665

Proceeds, maturities, prepayments and calls of securities held-to-maturity

200

Acquisition of corporate headquarters

37,440

Proceeds from sales of other real estate owned

3,160

(purchase of)/proceeds from federal home loan bank of atlanta stock, net

473

Other

4,806

Net cash used in investing activities

-371,661

Net increase in deposits

487,920

Repayment of subordinated debt

Proceeds from other borrowings

Repayments of other borrowings

Gross proceeds from issuance of common stock

142,200

Payment of offering costs

9,605

Proceeds from exercise of stock options under employee stock plans

552

Shares withheld for tax withholding and exercise of stock options and restricted shares

902

Net cash provided by financing activities

620,165

Net increase/(decrease) in cash, cash equivalents and restricted cash

186,001

Beginning cash, cash equivalents and restricted cash

648,715

Ending cash, cash equivalents and restricted cash

834,716

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow Overview

Change in Cash

$186,001K

Free Cash flow

-$99,943K

Unit: Thousand (K) dollars

Positive Cash Flow Breakdown

Negative Cash Flow Breakdown

Cash Flow

2026-06-30

Net income

15,754

Depreciation and intangible asset amortization

4,788

Provision for credit losses

9,372

Accretion of net discounts on investment securities, net

3,048

Amortization of deferred fees and costs on loans, net

12,693

Increase in loans originated for sale, net

85,284

Gains on sales of loans and investment securities, net

218

Stock-based compensation

7,262

Deferred income taxes

11,179

Other

6,681

Accrued interest receivable

-8,710

Other assets

20,242

Other liabilities

-4,764

Net cash used in operating activities

-62,503

Net increase in loans held for investment, at amortized cost

369,399

Net decrease in loans held for investment, at fair value

1,953

Purchase of investment securities available-for-sale

247,521

Proceeds, maturities, prepayments and calls of securities available-for-sale

282,665

Proceeds, maturities, prepayments and calls of securities held-to-maturity

200

Acquisition of corporate headquarters

37,440

Proceeds from sales of other real estate owned

3,160

(purchase of)/proceeds from federal home loan bank of atlanta stock, net

473

Other

4,806

Net cash used in investing activities

-371,661

Net increase in deposits

487,920

Repayment of subordinated debt

Proceeds from other borrowings

Repayments of other borrowings

Gross proceeds from issuance of common stock

142,200

Payment of offering costs

9,605

Proceeds from exercise of stock options under employee stock plans

552

Shares withheld for tax withholding and exercise of stock options and restricted shares

902

Net cash provided by financing activities

620,165

Net increase/(decrease) in cash, cash equivalents and restricted cash

186,001

Beginning cash, cash equivalents and restricted cash

648,715

Ending cash, cash equivalents and restricted cash

834,716

Time Plot

Show the time plot by selecting a row from the table.