| Cash Flow | 2026-06-30 |
|---|---|
| Net income | 15,754 |
| Depreciation and intangible asset amortization | 4,788 |
| Provision for credit losses | 9,372 |
| Accretion of net discounts on investment securities, net | 3,048 |
| Amortization of deferred fees and costs on loans, net | 12,693 |
| Increase in loans originated for sale, net | 85,284 |
| Gains on sales of loans and investment securities, net | 218 |
| Stock-based compensation | 7,262 |
| Deferred income taxes | 11,179 |
| Other | 6,681 |
| Accrued interest receivable | -8,710 |
| Other assets | 20,242 |
| Other liabilities | -4,764 |
| Net cash used in operating activities | -62,503 |
| Net increase in loans held for investment, at amortized cost | 369,399 |
| Net decrease in loans held for investment, at fair value | 1,953 |
| Purchase of investment securities available-for-sale | 247,521 |
| Proceeds, maturities, prepayments and calls of securities available-for-sale | 282,665 |
| Proceeds, maturities, prepayments and calls of securities held-to-maturity | 200 |
| Acquisition of corporate headquarters | 37,440 |
| Proceeds from sales of other real estate owned | 3,160 |
| (purchase of)/proceeds from federal home loan bank of atlanta stock, net | 473 |
| Other | 4,806 |
| Net cash used in investing activities | -371,661 |
| Net increase in deposits | 487,920 |
| Repayment of subordinated debt | 0 |
| Proceeds from other borrowings | 0 |
| Repayments of other borrowings | 0 |
| Gross proceeds from issuance of common stock | 142,200 |
| Payment of offering costs | 9,605 |
| Proceeds from exercise of stock options under employee stock plans | 552 |
| Shares withheld for tax withholding and exercise of stock options and restricted shares | 902 |
| Net cash provided by financing activities | 620,165 |
| Net increase/(decrease) in cash, cash equivalents and restricted cash | 186,001 |
| Beginning cash, cash equivalents and restricted cash | 648,715 |
| Ending cash, cash equivalents and restricted cash | 834,716 |
Forbright, Inc. (FRBT)
Forbright, Inc. (FRBT)