Financial insights of FRME

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$27,687K
EPS
$0.45
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Other income-Derivative Hedging	-	-	-	831
Other income-Financial Service Other	-	-	-	401
Other income-Deposit Account	9,037	8,033*	8,921	8,566
Other income-Fiduciary And Trust	9,768	11,261*	8,842	8,831
Other income-Credit Card	5,275	4,882*	5,007	4,932
Other income-Derivative Hedging	564	94*	1,097	-
Other income-Financial Service Other	593	303*	414	-
Net gains and fees on sales of loans	6,511	5,421	4,983	5,849
Earnings on bank-owned life insurance	3,446	1,854	1,667	1,913
Net realized losses on sales of available for sale securities	0	0	0	-1
Gain on branch sale	-	0*	-	-
Net loss on mortgage loans reclassified to held for sale	-29,755	-	-	-
Other income	390	1,259	1,546	-19
Total noninterest income	5,829	33,106	32,477	31,303
And Fee Income Loans And Leases	213,627	203,120	200,406	195,173
And Fee Income Loans And Leases	11,589	10,905	11,173	10,805
Income Securities	7,547	7,736	8,288	8,266
Income Securities	12,597	12,459	12,460	12,516
Deposits with financial institutions	1,244	2,187	1,676	1,892
Federal home loan bank stock	1,965	1,037	1,092	1,083
Total interest income	248,569	237,444	235,095	229,735
Deposits	84,093	88,670	90,821	84,241
Federal funds purchased	590	218	224	965
Securities sold under repurchase agreements	332	405	654	663
Federal home loan bank advances	11,048	8,047	8,638	9,714
Subordinated debentures and other borrowings	1,203	1,040	1,093	1,138
Total interest expense	97,266	98,380	101,430	96,721
Net interest income	151,303	139,064	133,665	133,014
Provision for credit losses	4,900	7,150	4,300	5,600
Net interest income after provision for credit losses	146,403	131,914	129,365	127,414
Salaries and employee benefits	69,443	58,254	57,317	54,527
Net occupancy	8,301	7,283	7,057	6,845
Equipment	7,818	7,681	6,998	6,927
Marketing	1,601	2,324	2,120	1,997
Outside data processing fees	7,190	7,509	6,943	7,107
Printing and office supplies	377	450	311	272
Intangible asset amortization	2,302	1,498	1,499	1,505
Fdic assessments	3,893	2,684	3,526	3,552
Other real estate owned and foreclosure expenses	1,100	775	121	29
Professional and other outside services	14,593	3,774	3,718	3,741
Other expenses	8,527	7,290	6,951	7,096
Total noninterest expense	125,145	99,522	96,561	93,598
Income before income taxes	27,087	65,498	65,281	65,119
Income tax (benefit) expense	-1,069	8,433	8,516	8,287
Net income	28,156	57,065	56,765	56,832
Preferred stock dividends	469	469	468	469
Net income available to common stockholders	27,687	56,596	56,297	56,363

Basic EPS	0.46	0.99	0.98	0.98
Diluted EPS	0.45	0.985	0.98	0.98
Basic Average Shares	60,731,479	57,170,294	57,186,148	57,501,593
Diluted Average Shares	61,008,000	57,441,420	57,448,000	57,772,580

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$27,687K
EPS
$0.45
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$27,687K
EPS
$0.45
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$27,687KEPS$0.45Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$27,687KEPS$0.45Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$27,687K
EPS
$0.45
Unit: Thousand (K) dollars

Net Income
$27,687K
EPS
$0.45
Unit: Thousand (K) dollars