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For the quarter ending 2026-03-31, FRME has $21,072,521K in assets. $18,399,956K in debts.

Balance Sheets Overview

Debt to Asset Ratio
87.32%
Unit: Thousand (K) dollars
Assets Breakdown
    • Net loans
    • Investment securities held to ma...
    • Investment securities available ...
    • Others
Liabilities Breakdown
    • Interest-bearing
    • Noninterest-bearing
    • Retained earnings
    • Others

Balance Sheets
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Cash and due from banks
98,083 84,158 88,079 81,567
Interest-bearing deposits
175,354 196,300 168,706 223,343
Investment securities available for sale
1,372,417 1,407,102 1,386,903 1,358,130
Allowance for credit losses
0 0 0 -
Amortized cost
1,937,730 1,971,784 1,995,733 -
Allowance for credit losses
245 245 245 -
Investment securities held to maturity, net of allowance for credit losses of 245 and 245 (fair value of 1,660,935 and 1,718,287)
1,937,485 1,971,539 1,995,488 2,022,826
Loans held for sale
401,839 20,079 23,190 28,783
Loans
15,261,889 13,791,707 13,591,174 13,296,759
Less allowance for credit losses - loans
212,520 195,597 194,468 195,316
Net loans
15,049,369 13,596,110 13,396,706 13,101,443
Premises and equipment
146,013 121,058 121,771 122,808
Federal home loan bank stock
70,835 47,245 47,264 47,290
Interest receivable
97,026 93,374 89,102 93,258
Goodwill
782,789 712,002 712,002 712,002
Other intangibles
41,678 13,800 15,298 16,797
Cash surrender value of life insurance
371,238 308,438 306,583 305,695
Other real estate owned
1,264 658 1,270 177
Tax asset, deferred and receivable
116,814 78,664 89,758 97,749
Other assets
410,317 374,574 369,509 380,909
Total assets
21,072,521 19,025,101 18,811,629 18,592,777
Noninterest-bearing
3,748,279 2,137,262 2,100,570 2,197,416
Interest-bearing
12,737,338 13,157,593 12,769,409 12,600,162
Total deposits
16,485,617 15,294,855 14,869,979 14,797,578
Federal funds purchased
170,000 40,000 199,370 85,000
Securities sold under repurchase agreements
89,458 103,755 122,226 114,758
Federal home loan bank advances
1,299,192 798,549 798,626 898,702
Subordinated debentures and other borrowings
86,345 57,630 57,632 62,617
Total borrowings
1,644,995 999,934 1,177,854 1,161,077
Interest payable
18,890 18,235 18,240 16,174
Other liabilities
250,454 245,410 333,154 269,996
Total liabilities
18,399,956 16,558,434 16,399,227 16,244,825
Preferred stock value-Cumulative Preferred Stock
125 125 125 125
Preferred stock value-Series APreferred Stock
25,000 25,000 25,000 25,000
Common stock, 0.125 stated value authorized - 100,000,000 shares issued and outstanding - 0 and 56,951,939 shares
7,813 7,119 7,149 7,159
Additional paid-in capital
1,369,879 1,150,816 1,158,026 1,163,170
Retained earnings
1,418,609 1,413,742 1,377,966 1,342,473
Accumulated other comprehensive loss
-148,861 -130,135 -155,864 -189,975
Total stockholders' equity
2,672,565 2,466,667 2,412,402 2,347,952
Total liabilities and stockholders' equity
21,072,521 19,025,101 18,811,629 18,592,777
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

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Balance Sheets

Loans$15,261,889K Amortized cost$1,937,730K Net loans$15,049,369K Investment securities heldto maturity, net of...$1,937,485K Investment securitiesavailable for sale$1,372,417K Goodwill$782,789K Other assets$410,317K Loans held for sale$401,839K Cash surrender valueof life insurance$371,238K Interest-bearing deposits$175,354K Premises and equipment$146,013K Tax asset, deferredand receivable$116,814K Cash and due frombanks$98,083K Interest receivable$97,026K Federal home loan bankstock$70,835K Other intangibles$41,678K Other real estateowned$1,264K Less allowance forcredit losses - loans$212,520K Allowance for creditlosses$245K Total assets$21,072,521K Total liabilities andstockholders' equity$21,072,521K Total liabilities$18,399,956K Total stockholders'equity$2,672,565K Accumulated othercomprehensive loss-$148,861K Total deposits$16,485,617K Total borrowings$1,644,995K Other liabilities$250,454K Interest payable$18,890K Retained earnings$1,418,609K Additional paid-in capital$1,369,879K Preferred stockvalue-Series APreferred...$25,000K Common stock, 0.125stated value...$7,813K Preferred stockvalue-Cumulative Preferred Stock$125K Interest-bearing$12,737,338K Noninterest-bearing$3,748,279K Federal home loan bankadvances$1,299,192K Federal funds purchased$170,000K Securities sold underrepurchase agreements$89,458K Subordinated debentures andother borrowings$86,345K

FIRST MERCHANTS CORP (FRME)

FIRST MERCHANTS CORP (FRME)