The latest financial statement is for the quarter ending 2025-09-30.
| Cash Flow | 2025-09-30 |
|---|---|
| Net income | 168,936 |
| Provision for credit losses | 14,100 |
| Depreciation and amortization | 23,718 |
| Change in deferred taxes | -2,095 |
| Share-based compensation | 4,916 |
| Loans originated for sale | 358,898 |
| Proceeds from sales of loans held for sale | 366,363 |
| Gains on sales of loans held for sale | 11,992 |
| Net losses on sales and redemptions of securities available for sale | -8 |
| Increase in cash surrender value of life insurance | 4,667 |
| Gains on life insurance benefits | 1,092 |
| Change in interest receivable | -2,727 |
| Change in interest payable | 2,138 |
| Other adjustments | 1,228 |
| Net cash provided by operating activities | 202,934 |
| Net change in interest-bearing deposits | 130,185 |
| Purchase of securities available for sale | 10,609 |
| Proceeds from sales of securities available for sale | 0 |
| Securities available for sale | 47,991 |
| Securities held to maturity | 76,183 |
| Purchases of federal home loan bank stock | 5,644 |
| Redemptions of federal home loan bank stock | 70 |
| Payment of capital calls to qualified affordable housing investments | 34,969 |
| Net change in loans | 681,224 |
| Proceeds from the sale of other real estate owned | 6,072 |
| Proceeds from life insurance benefits | 4,082 |
| Proceeds from portfolio loan sale-Mortgage Loan | 0 |
| Proceeds from portfolio loan sale-Commercial Loan | 0 |
| Other adjustments | 5,203 |
| Net cash used by investing activities | -473,066 |
| Demand and savings deposits | 307,586 |
| Certificates of deposit and other time deposits | 40,767 |
| Proceeds from borrowings | 854,091 |
| Repayment of borrowings | 834,422 |
| Cash dividends on preferred stock | 1,406 |
| Cash dividends on common stock | 62,092 |
| Stock issued under employee benefit plans | 480 |
| Stock issued under dividend reinvestment and stock purchase plans | 1,737 |
| Stock options exercised | 330 |
| Repurchase of common stock | 36,476 |
| Net cash provided (used) by financing activities | 270,595 |
| Net change in cash and cash equivalents | 463 |
| Cash and cash equivalents at beginning of period | 87,616 |
| Cash and cash equivalents at end of period | 88,079 |
FIRST MERCHANTS CORP (FRMEP)
FIRST MERCHANTS CORP (FRMEP)