Financial insights of FRMEP

MyFinsight

For the quarter ending 2025-09-30, FRMEP made $465,563K in revenue. $56,297K in net income. Net profit margin of 12.09%.

Income Overview

Revenue
$465,563K
Net Income
$56,297K
Net Profit Margin
12.09%
EPS
$0.98
Unit: Thousand (K) dollars
Revenue Breakdown
Taxable
Deposits
Salaries and employee benefits
Others

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30
Taxable	200,406
Tax exempt	11,173
Taxable	8,288
Tax exempt	12,460
Deposits with financial institutions	1,676
Federal home loan bank stock	1,092
Total interest income	235,095
Deposits	90,821
Federal funds purchased	224
Securities sold under repurchase agreements	654
Federal home loan bank advances	8,638
Subordinated debentures and other borrowings	1,093
Total interest expense	101,430
Net interest income	133,665
Provision for credit losses	4,300
Net interest income after provision for credit losses	129,365
Other income-Deposit Account	8,921
Other income-Fiduciary And Trust	8,842
Other income-Credit Card	5,007
Net gains and fees on sales of loans	4,983
Other income-Derivative Hedging	1,097
Other income-Financial Service Other	414
Earnings on bank-owned life insurance	1,667
Net realized losses on sales of available for sale securities	0
Other income	1,546
Total noninterest income	32,477
Salaries and employee benefits	57,317
Net occupancy	7,057
Equipment	6,998
Marketing	2,120
Outside data processing fees	6,943
Printing and office supplies	311
Intangible asset amortization	1,499
Fdic assessments	3,526
Other real estate owned and foreclosure expenses	121
Professional and other outside services	3,718
Other expenses	6,951
Total noninterest expenses	96,561
Income before income tax	65,281
Income tax expense	8,516
Net income	56,765
Preferred stock dividends	468
Net income available to common stockholders	56,297

Average diluted common shares outstanding (in shares)	57,448,000
Basic net income available to common stockholders (in dollars per share)	0.98
Diluted net income available to common stockholders (in dollars per share)	0.98
Net income available to common stockholders (in shares)	57,186,148

MyFinsight

Income Overview

Revenue
$465,563K
Net Income
$56,297K
Net Profit Margin
12.09%
EPS
$0.98
Unit: Thousand (K) dollars
Revenue Breakdown
Taxable
Deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue
$465,563K
Net Income
$56,297K
Net Profit Margin
12.09%
EPS
$0.98
Unit: Thousand (K) dollars
Revenue Breakdown
Taxable
Deposits
Salaries and employee benefits
Others

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Revenue$465,563KNet Income$56,297KNet Profit Margin12.09%EPS$0.98Unit: Thousand (K) dollarsRevenue BreakdownTaxableDepositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Revenue$465,563KNet Income$56,297KNet Profit Margin12.09%EPS$0.98Unit: Thousand (K) dollarsRevenue BreakdownTaxableDepositsSalaries and employee benefitsOthers

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Revenue
$465,563K
Net Income
$56,297K
Net Profit Margin
12.09%
EPS
$0.98
Unit: Thousand (K) dollars
Revenue Breakdown
Taxable
Deposits
Salaries and employee benefits
Others

Revenue
$465,563K
Net Income
$56,297K
Net Profit Margin
12.09%
EPS
$0.98
Unit: Thousand (K) dollars
Revenue Breakdown
Taxable
Deposits
Salaries and employee benefits
Others