Financial insights of FRMEP

MyFinsight

For the quarter ending 2026-03-31.

Income Overview

Net Income
$27,687K
EPS
$0.45
Unit: Thousand (K) dollars

Income Statement	2026-03-31	2025-12-31	2025-09-30
Other income-Deposit Account	9,037	7,500*	8,921
Other income-Fiduciary And Trust	9,768	8,966*	8,842
Other income-Credit Card	5,275	4,769*	5,007
Other income-Derivative Hedging	564	94*	1,097
Other income-Financial Service Other	593	303*	414
Net gains and fees on sales of loans	6,511	6,326*	4,983
Earnings on bank-owned life insurance	3,446	2,612*	1,667
Net realized losses on sales of available for sale securities	0	-8*	0
Gain on branch sale	-	0*	-
Net loss on mortgage loans reclassified to held for sale	-29,755	-	-
Other income	390	-1,059*	1,546
Total noninterest income	5,829	29,503*	32,477
And Fee Income Loans And Leases	213,627	185,209*	200,406
And Fee Income Loans And Leases	11,589	9,896*	11,173
Income Securities	7,547	7,798*	8,288
Income Securities	12,597	12,572*	12,460
Deposits with financial institutions	1,244	3,099*	1,676
Federal home loan bank stock	1,965	933*	1,092
Total interest income	248,569	219,507*	235,095
Deposits	84,093	71,816*	90,821
Federal funds purchased	590	1,547*	224
Securities sold under repurchase agreements	332	502*	654
Federal home loan bank advances	11,048	9,849*	8,638
Subordinated debentures and other borrowings	1,203	775*	1,093
Total interest expense	97,266	84,489*	101,430
Net interest income	151,303	135,018*	133,665
Provision for credit losses	4,900	8,350*	4,300
Net interest income after provision for credit losses	146,403	126,668*	129,365
Salaries and employee benefits	69,443	53,129*	57,317
Net occupancy	8,301	7,230*	7,057
Equipment	7,818	7,620*	6,998
Marketing	1,601	1,434*	2,120
Outside data processing fees	7,190	6,659*	6,943
Printing and office supplies	377	447*	311
Intangible asset amortization	2,302	1,531*	1,499
Fdic assessments	3,893	2,832*	3,526
Other real estate owned and foreclosure expenses	1,100	1,162*	121
Professional and other outside services	14,593	3,340*	3,718
Other expenses	8,527	7,516*	6,951
Total noninterest expense	125,145	92,900*	96,561
Income before income taxes	27,087	63,271*	65,281
Income tax (benefit) expense	-1,069	7,565*	8,516
Net income	28,156	55,706*	56,765
Preferred stock dividends	469	471*	468
Net income available to common stockholders	27,687	55,235	56,297

Basic EPS	0.46	0.957	0.98
Diluted EPS	0.45	0.952	0.98
Basic Average Shares	60,731,479	57,727,396	57,186,148
Diluted Average Shares	61,008,000	58,004,000	57,448,000

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

MyFinsight

Income Overview

Net Income
$27,687K
EPS
$0.45
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

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Income Overview

Net Income
$27,687K
EPS
$0.45
Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

DownloadDownload image

Income Overview

Net Income$27,687KEPS$0.45Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Income Overview

Net Income$27,687KEPS$0.45Unit: Thousand (K) dollars

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

Net Income
$27,687K
EPS
$0.45
Unit: Thousand (K) dollars

Net Income
$27,687K
EPS
$0.45
Unit: Thousand (K) dollars