For the year ending 2025-12-31, FSBW has $3,196,847K in assets. $2,889,153K in debts. $28,219K in cash and cash equivalents.
| Balance Sheets | 2025-12-31 | |||
|---|---|---|---|---|
| Cash and due from banks | 13,504 | |||
| Interest-bearing deposits at other financial institutions | 14,715 | |||
| Total cash and cash equivalents | 28,219 | |||
| Certificates of deposit at other financial institutions | 0 | |||
| Securities available-for-sale, at fair value (amortized cost of 310,097 and 310,272, net of allowance for credit losses of 0 and 0, respectively) | 288,667 | |||
| Securities held-to-maturity, at amortized cost (fair value of 34,396 and 8,144, net of allowance for credit losses of 277 and 45, respectively) | 33,224 | |||
| Loans held for sale, at fair value | 43,705 | |||
| Financing receivable, gross | 2,655,109 | |||
| Acl on loans | 31,937 | |||
| Loans receivable, net of allowance for credit losses of 31,937 and 31,870 (includes loans of 13,183 and 12,728, at fair value, respectively) | 2,623,172 | |||
| Interest receivable | 14,614 | |||
| Premises and equipment, gross | 68,818 | |||
| Less accumulated depreciation and amortization | 24,753 | |||
| Premises and equipment, net | 44,065 | |||
| Long-lived assets held for sale | 3,258 | |||
| Operating lease right-of-use (rou) assets | 5,789 | |||
| Federal home loan bank (fhlb) stock, at cost | 7,971 | |||
| Deferred tax asset, net | 6,993 | |||
| Bank owned life insurance (boli), net | 36,249 | |||
| Mortgage servicing rights (msrs), held at the lower of cost or fair value | 8,608 | |||
| Goodwill | 3,592 | |||
| Core deposit intangible, net | 10,518 | |||
| Other assets | 38,203 | |||
| Total assets | 3,196,847 | |||
| Noninterest-bearing accounts | 658,123 | |||
| Interest-bearing accounts | 2,015,519 | |||
| Total deposits | 2,673,642 | |||
| Borrowings | 129,305 | |||
| Principal amount | 50,000 | |||
| Unamortized debt issuance costs | 339 | |||
| Total subordinated notes less unamortized debt issuance costs | 49,661 | |||
| Operating lease liabilities | 5,889 | |||
| Other liabilities | 30,656 | |||
| Total liabilities | 2,889,153 | |||
| Preferred stock, .01 par value 5,000,000 shares authorized none issued or outstanding | 0 | |||
| Common stock, .01 par value 45,000,000 shares authorized 7,507,519 and 7,833,014 shares issued and outstanding at december 31, 2025 and december 31, 2024, respectively | 75 | |||
| Additional paid-in capital | 43,251 | |||
| Retained earnings | 280,197 | |||
| Accumulated other comprehensive loss, net of tax | -15,829 | |||
| Total stockholders equity | 307,694 | |||
| Total liabilities and stockholders equity | 3,196,847 | |||
FS Bancorp, Inc. (FSBW)
FS Bancorp, Inc. (FSBW)