For the quarter ending 2025-09-30, FSBW has $3,208,825K in assets. $2,908,314K in debts. $61,280K in cash and cash equivalents.
| Balance Sheets | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Cash and due from banks | 12,391 | 15,168 | ||
| Interest-bearing deposits at other financial institutions | 48,889 | 18,027 | ||
| Total cash and cash equivalents | 61,280 | 33,195 | ||
| Certificates of deposit at other financial institutions | 0 | 248 | ||
| Securities available-for-sale, at fair value (amortized cost of 335,152 and 310,272, net of allowance for credit losses of 0 and 0, respectively) | 311,695 | 302,692 | ||
| Securities held-to-maturity, at amortized cost (fair value of 32,142 and 8,144, net of allowance for credit losses of 220 and 45, respectively) | 31,386 | 31,562 | ||
| Loans held for sale, at fair value | 38,579 | 53,630 | ||
| Financing receivable, gross | 2,629,657 | - | ||
| Acl on loans | 30,056 | - | ||
| Loans receivable, net of allowance for credit losses of 30,056 and 31,870 (includes loans of 12,571 and 12,728, at fair value, respectively) | 2,599,601 | 2,582,272 | ||
| Accrued interest receivable | 15,122 | 14,270 | ||
| Premises and equipment, net | 32,444 | 30,098 | ||
| Operating lease right-of-use (rou) assets | 6,832 | 7,969 | ||
| Federal home loan bank (fhlb) stock, at cost | 7,975 | 11,579 | ||
| Deferred tax asset, net | 6,767 | 7,782 | ||
| Bank owned life insurance (boli), net | 38,531 | 38,262 | ||
| Mortgage servicing rights (msrs), held at the lower of cost or fair value-Mortgage Servicing Rights | 8,506 | 8,652 | ||
| Goodwill | 3,592 | 3,592 | ||
| Core deposit intangible, net | 11,284 | 12,071 | ||
| Other assets | 35,231 | 38,139 | ||
| Total assets | 3,208,825 | 3,176,013 | ||
| Noninterest-bearing accounts | 665,852 | 654,069 | ||
| Interest-bearing accounts | 2,020,640 | 1,899,306 | ||
| Total deposits | 2,686,492 | 2,553,375 | ||
| Borrowings | 129,305 | 234,305 | ||
| Principal amount | 50,000 | 50,000 | ||
| Unamortized debt issuance costs | 356 | 373 | ||
| Total subordinated notes less unamortized debt issuance costs | 49,644 | 49,627 | ||
| Operating lease liabilities | 6,993 | 8,138 | ||
| Other liabilities | 35,880 | 33,365 | ||
| Total liabilities | 2,908,314 | 2,878,810 | ||
| Preferred stock, .01 par value 5,000,000 shares authorized none issued or outstanding | 0 | 0 | ||
| Common stock, .01 par value 45,000,000 shares authorized 7,535,330 and 7,833,014 shares issued and outstanding at september 30, 2025 and december 31, 2024, respectively | 75 | 76 | ||
| Additional paid-in capital | 43,907 | 48,418 | ||
| Retained earnings | 273,882 | 268,509 | ||
| Accumulated other comprehensive loss, net of tax | -17,353 | -19,800 | ||
| Total stockholders equity | 300,511 | 297,203 | ||
| Total liabilities and stockholders equity | 3,208,825 | 3,176,013 | ||
FS Bancorp, Inc. (FSBW)
FS Bancorp, Inc. (FSBW)