Financial insights of FSBW

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Loans receivable, including fees	181,881
Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions	15,365
Total interest and dividend income	197,246
Deposits	57,669
Borrowings	7,229
Subordinated notes	1,942
Total interest expense	66,840
Net interest income	130,406
Provision for credit losses	9,546
Net interest income after provision for credit losses	120,860
Service charges and fee income	9,126
Gain on sale of loans	8,280
Gain on sale of msrs	0
Loss on sale of investment securities, net	0
Earnings on cash surrender value of boli	1,035
Other noninterest income	3,836
Total noninterest income	22,277
Salaries and benefits	57,781
Operations	14,923
Occupancy	7,129
Data processing	7,812
Gain on sale of oreo	0
Loan costs	2,918
Professional and board fees	4,648
Federal deposit insurance corporation (fdic) insurance	2,310
Marketing and advertising	1,250
Acquisition cost	0
Amortization of core deposit intangible	3,192
Impairment (recovery) of msrs	54
Total noninterest expense	102,017
Income before provision for income taxes	41,120
Provision for income taxes	7,774
Net income	33,346

Basic EPS	4.35
Diluted EPS	4.29
Basic Average Shares	7,528,764
Diluted Average Shares	7,643,493