fsbw: the income statement

MyFinsight

FS Bancorp, Inc. (FSBW)

For the quarter ending 2025-06-30, FSBW made $53,873K in revenue. $7,728K in net income. Net profit margin of 14.34%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

	2025-06-30
Provision for income taxes	2,031
Other noninterest income	621
Gain on sale of loans	1,972
Service charges and fee income	2,323
Gain (loss) on sale of investment securities, net	-
Earnings on cash surrender value of boli	254
Gain on sale of msrs	-
Total noninterest income	5,170
Operations	3,824
Professional and board fees	1,155
Occupancy	1,780
Impairment (recovery) of msrs	38
Marketing and advertising	398
Loan costs	719
Salaries and benefits	14,088
Data processing	2,137
Federal deposit insurance corporation (fdic) insurance	554
Amortization of core deposit intangible	809
Total noninterest expense	25,502
Provision for credit losses	2,021
Subordinated notes	486
Borrowings	1,585
Deposits	14,520
Total interest expense	16,591
Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions	3,665
Loans receivable, including fees	45,038
Total interest and dividend income	48,703
Net interest income	32,112
Net interest income after provision for credit losses	30,091
Income before provision for income taxes	9,759
Net income	7,728

Basic earnings per share (in dollars per share)	1
Basic weighted average common shares outstanding (in shares)	7,580,576
Diluted earnings per share (in dollars per share)	0.99
Us-gaap_weightedaveragenumberofdilutedsharesoutstanding	7,698,173

Unit: Thousand (K) dollars (except for numbers of shares and EPS)