Financial insights of FSBW

MyFinsight

For the quarter ending 2025-09-30, FSBW made $99,244K in revenue. $9,177K in net income. Net profit margin of 9.25%.

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Income Statement	2025-09-30	2025-06-30
Loans receivable, including fees	46,664	45,038
Interest and dividends on investment securities, cash and cash equivalents, and certificates of deposit at other financial institutions	4,309	3,665
Total interest and dividend income	50,973	48,703
Deposits	14,862	14,520
Borrowings	1,935	1,585
Subordinated notes	486	486
Total interest expense	17,283	16,591
Net interest income	33,690	32,112
Provision for credit losses	2,309	2,021
Net interest income after provision for credit losses	31,381	30,091
Service charges and fee income	2,326	2,323
Gain on sale of loans	2,439	1,972
Gain on sale of msrs	0	0
Gain (loss) on sale of investment securities, net	0	0
Earnings on cash surrender value of boli	269	254
Other noninterest income	560	621
Total noninterest income	5,594	5,170
Salaries and benefits	14,415	14,088
Operations	3,974	3,824
Occupancy	1,744	1,780
Data processing	1,784	2,137
Loan costs	746	719
Professional and board fees	1,093	1,155
Federal deposit insurance corporation (fdic) insurance	592	554
Marketing and advertising	259	398
Amortization of core deposit intangible	787	809
(recovery) impairment of msrs	-6	38
Total noninterest expense	25,388	25,502
Income before provision (benefit) for income taxes	11,587	9,759
Provision (benefit) for income taxes	2,410	2,031
Net income	9,177	7,728

Basic earnings per share (in dollars per share)	1.2	1
Basic weighted average common shares outstanding (in shares)	7,488,139	7,580,576
Diluted earnings per share (in dollars per share)	1.18	0.99
Us-gaap_weightedaveragenumberofdilutedsharesoutstanding	7,623,243	7,698,173