Financial insights of FSBW

MyFinsight

Home Blog About

|||

Income Overview

Net Income

$7,936K

EPS

$1.04

Unit: Thousand (K) dollars

Income Statement

2026-06-30

2026-03-31

2025-12-31

2025-09-30

Loans receivable, including fees

46,202

46,012

44,329*

46,664

Interest and dividends on investment securities, cash and cash equivalents, and interest-bearing deposits at other financial institutions

3,460

3,321

3,404*

4,309

Total interest and dividend income

49,662

49,333

47,733*

50,973

Deposits

13,908

14,713

13,596*

14,862

Borrowings

2,197

1,384

1,949*

1,935

Subordinated notes

909

691

484*

486

Total interest expense

17,014

16,788

16,029*

17,283

Net interest income

32,648

32,545

31,704*

33,690

Provision for credit losses

2,641

2,529

3,051*

2,309

Net interest income after provision for credit losses

30,007

30,016

28,653*

31,381

Service charges and fee income

2,281

2,073

2,153*

2,326

Gain on sale of loans

2,581

2,384

1,664*

2,439

Gain on sale of msrs

-

0*

0

Gain (loss) on sale of investment securities, net

-

0

Loss on sale of investment securities, net

-

0*

-

Earnings on cash surrender value of boli

263

259

251*

269

Other noninterest income

1,025

685

2,065*

560

Total noninterest income

6,150

5,401

6,131*

5,594

Salaries and benefits

15,570

14,854

15,027*

14,415

Operations

2,699

3,380

3,226*

3,974

Occupancy

1,938

1,876

1,843*

1,744

Data processing

1,826

1,594

1,931*

1,784

Gain on sale of oreo

-

0*

-

Loan costs

900

882

721*

746

Professional and board fees

1,060

1,014

1,276*

1,093

Federal deposit insurance corporation (fdic) insurance

531

627

591*

592

Marketing and advertising

445

309

265*

259

Acquisition costs

417

295

0*

-

Amortization of core deposit intangible

722

744

798*

787

(recovery) impairment of msrs

-4

-55

6*

-6

Total noninterest expense

26,104

25,520

25,682*

25,388

Income before provision for income taxes

10,053

9,897

9,102*

11,587

Provision for income taxes

2,117

2,067

1,113*

2,410

Net income

7,936

7,830

7,989

9,177

Basic EPS

1.06

1.04

1.063

1.2

Diluted EPS

1.04

1.02

1.05

1.18

Basic Average Shares

7,340,326

7,402,375

7,517,577

7,488,139

Diluted Average Shares

7,483,199

7,531,291

7,609,063

7,623,243

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

MyFinsight

Making company financials insightful for everyone

About
Blog
Privacy Policy
Contact

Income Overview

Net Income

$7,936K

EPS

$1.04

Unit: Thousand (K) dollars

Income Statement

2026-06-30

2026-03-31

2025-12-31

2025-09-30

Loans receivable, including fees

46,202

46,012

44,329*

46,664

Interest and dividends on investment securities, cash and cash equivalents, and interest-bearing deposits at other financial institutions

3,460

3,321

3,404*

4,309

Total interest and dividend income

49,662

49,333

47,733*

50,973

Deposits

13,908

14,713

13,596*

14,862

Borrowings

2,197

1,384

1,949*

1,935

Subordinated notes

909

691

484*

486

Total interest expense

17,014

16,788

16,029*

17,283

Net interest income

32,648

32,545

31,704*

33,690

Provision for credit losses

2,641

2,529

3,051*

2,309

Net interest income after provision for credit losses

30,007

30,016

28,653*

31,381

Service charges and fee income

2,281

2,073

2,153*

2,326

Gain on sale of loans

2,581

2,384

1,664*

2,439

Gain on sale of msrs

-

0*

0

Gain (loss) on sale of investment securities, net

-

0

Loss on sale of investment securities, net

-

0*

-

Earnings on cash surrender value of boli

263

259

251*

269

Other noninterest income

1,025

685

2,065*

560

Total noninterest income

6,150

5,401

6,131*

5,594

Salaries and benefits

15,570

14,854

15,027*

14,415

Operations

2,699

3,380

3,226*

3,974

Occupancy

1,938

1,876

1,843*

1,744

Data processing

1,826

1,594

1,931*

1,784

Gain on sale of oreo

-

0*

-

Loan costs

900

882

721*

746

Professional and board fees

1,060

1,014

1,276*

1,093

Federal deposit insurance corporation (fdic) insurance

531

627

591*

592

Marketing and advertising

445

309

265*

259

Acquisition costs

417

295

0*

-

Amortization of core deposit intangible

722

744

798*

787

(recovery) impairment of msrs

-4

-55

6*

-6

Total noninterest expense

26,104

25,520

25,682*

25,388

Income before provision for income taxes

10,053

9,897

9,102*

11,587

Provision for income taxes

2,117

2,067

1,113*

2,410

Net income

7,936

7,830

7,989

9,177

Basic EPS

1.06

1.04

1.063

1.2

Diluted EPS

1.04

1.02

1.05

1.18

Basic Average Shares

7,340,326

7,402,375

7,517,577

7,488,139

Diluted Average Shares

7,483,199

7,531,291

7,609,063

7,623,243

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Income Statement

FS Bancorp, Inc. (FSBW)