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Cash Flow Overview

Free Cash flow
-$202K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Net proceeds from short-term fhl...
    • Proceeds from principal payments...
    • Treasury stock purchases
    • Others
Negative Cash Flow Breakdown
    • Payments on long-term fhlb advan...
    • Net increase (decrease) in now, ...
    • Loan originations and principal ...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-09-30
2025-06-30
Net loss
249
250
390
-1,148
Esop expense
58
-79
44
84
Gain on sale of loans
-
-
100
9
Stock based compensation
189
-469
237
469
Depreciation and amortization
83
-155
79
160
Net amortization of bond premium
62
-290
114
290
Proceeds from loans sold
-
-
2,072
778
Origination of loans sold
-
-
1,972
769
(release) provision for credit losses
-6
-58
3
47
Increase in bank-owned life insurance
-23
66
-43
-43
Decrease (increase) in deferred costs on loans
86
71
14
-70
Deferred tax benefit
-267
987
-661
-64
Decrease (increase) in accrued interest receivable
-112
-3
25
51
(increase) decrease in other assets
1,524
11
-112
-149
Increase in deferred compensation liability
196
-267
67
170
Increase in other liabilities
583
-584
330
429
Net cash provided by operating activities
-202
-536
661
422
Proceeds from principal payments received on securities available-for-sale
9,773
-3,497
4,518
7,609
Purchase of securities available-for-sale
-
-
431
31,706
Purchase of property and equipment
0
291
21
34
Loan purchases
0
-3,296
275
3,318
Loan originations and principal collections, net
-3,539
-7,735
6,234
2,961
Net loan charge offs
-
-
-1
-
Net redemption of federal home loan bank stock
-
-
67
-
Net redemption (purchases) of federal home loan bank stock
-403
-156
-
179
Net cash provided (used) by investing activities
6,637
23,819
10,272
-24,667
Principal payments on finance lease
-
-
15
28
Net increase (decrease) in now, demand deposits, money market and savings accounts
-3,642
5,615
13,295
-8,653
Net (decrease) increase in time deposits
-1,155
-43,216
-5,526
26,709
Decrease in mortgagors' escrow accounts
-1,431
-264
1,478
-20
Principal payments on finance lease
16
15
-
-
Treasury stock purchases
915
-
-99
-836
Net proceeds from short-term fhlb advances
-17,060
-
-
-7,205
Proceeds from long-term fhlb advances
476
-
-
-
Payments on long-term fhlb advances
24,480
-
0
520
Net cash (used) provided by financing activities
-13,727
-36,382
1,928
23,857
Net change in cash and cash equivalents
-7,292
-13,099
12,861
-388
Cash and cash equivalents at beginning of period
19,573
19,573
7,100
-
Cash and cash equivalents at end of period
5,496
12,788
19,573
-
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from principalpayments received on...$9,773K (28.44%↑ Y/Y)Net redemption(purchases) of federal home...-$403K (-325.14%↓ Y/Y)Net cash provided(used) by investing...$6,637K (126.91%↑ Y/Y)Canceled cashflow$3,539K Net change in cashand cash...-$7,292K (-1779.38%↓ Y/Y)Canceled cashflow$6,637K Net proceeds fromshort-term fhlb advances-$17,060K (-136.78%↓ Y/Y)Treasury stock purchases$915K (209.45%↑ Y/Y)Proceeds from long-termfhlb advances$476K Increase in otherliabilities$583K (35.90%↑ Y/Y)Net loss$249K (121.69%↑ Y/Y)Increase in deferredcompensation liability$196K (15.29%↑ Y/Y)Stock basedcompensation$189K (-59.70%↓ Y/Y)Decrease (increase) inaccrued interest...-$112K (-319.61%↓ Y/Y)Decrease (increase) indeferred costs on loans$86K (222.86%↑ Y/Y)Depreciation andamortization$83K (-48.13%↓ Y/Y)Net amortization ofbond premium$62K (-78.62%↓ Y/Y)Esop expense$58K (-30.95%↓ Y/Y)Loan originationsand principal...-$3,539K (-219.52%↓ Y/Y)Net cash (used)provided by financing...-$13,727K (-157.54%↓ Y/Y)Canceled cashflow$18,451K Net cash provided byoperating activities-$202K (-147.87%↓ Y/Y)Canceled cashflow$1,618K Payments on long-termfhlb advances$24,480K (4607.69%↑ Y/Y)Net increase(decrease) in now, demand...-$3,642K (57.91%↑ Y/Y)something is missing-$1,454K Decrease in mortgagors'escrow accounts-$1,431K (-7055.00%↓ Y/Y)Net (decrease)increase in time deposits-$1,155K (-104.32%↓ Y/Y)Principal payments onfinance lease$16K (-42.86%↓ Y/Y)(increase) decrease inother assets$1,524K (1122.82%↑ Y/Y)Deferred tax benefit-$267K (-317.19%↓ Y/Y)Increase in bank-ownedlife insurance-$23K (46.51%↑ Y/Y)(release) provision forcredit losses-$6K (-112.77%↓ Y/Y)

First Seacoast Bancorp, Inc. (FSEA)

First Seacoast Bancorp, Inc. (FSEA)