| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net (loss) income | -758 | -1,148 |
| Esop expense | 128 | 84 |
| Stock based compensation | 706 | 469 |
| Depreciation and amortization | 239 | 160 |
| Net amortization of bond premium | 404 | 290 |
| Provision (release) for credit losses | 50 | 47 |
| Gain on sale of loans | 109 | 9 |
| Proceeds from loans sold | 2,850 | 778 |
| Origination of loans sold | 2,741 | 769 |
| Increase in bank-owned life insurance | -86 | -43 |
| Increase in deferred costs on loans | -56 | -70 |
| Deferred tax benefit | -725 | -64 |
| Increase in accrued interest receivable | 76 | 51 |
| (increase) decrease in other assets | -261 | -149 |
| Increase in deferred compensation liability | 237 | 170 |
| Increase (decrease) in other liabilities | 759 | 429 |
| Net cash (used) provided by operating activities | 1,083 | 422 |
| Net (purchase) redemption of federal home loan bank stock | - | 179 |
| Proceeds from maturities and principal payments received on securities available-for-sale | 12,127 | 7,609 |
| Purchase of securities available-for-sale | 32,137 | 31,706 |
| Purchase of property and equipment | 55 | 34 |
| Loan purchases | 3,593 | 3,318 |
| Loan originations and principal collections, net | 9,195 | 2,961 |
| Net loan charge offs | -1 | - |
| Net redemption of federal home loan bank stock | 67 | - |
| Net proceeds (payments) from short-term fhlb advances-Federal Home Loan Bank Advances | - | -7,205 |
| Net cash used by investing activities | -14,395 | -24,667 |
| Net increase in now, demand deposits, money market and savings accounts | 4,642 | -8,653 |
| Net increase in time deposits | 21,183 | 26,709 |
| Increase in mortgagors' escrow accounts | 1,458 | -20 |
| Principal payments on finance lease | 43 | 28 |
| Treasury stock purchases | -935 | -836 |
| Payments on long-term fhlb advances-Federal Home Loan Bank Advances | 520 | 520 |
| Net cash provided by financing activities | 25,785 | 23,857 |
| Net change in cash and cash equivalents | 12,473 | -388 |
| Cash and cash equivalents at beginning of period | 7,100 | - |
| Cash and cash equivalents at end of period | 19,573 | - |
First Seacoast Bancorp, Inc. (FSEA)
First Seacoast Bancorp, Inc. (FSEA)