FSEA: the balance sheet

MyFinsight

For the quarter ending 2026-03-31, FSEA has $588,809K in assets. $526,199K in debts.

Balance Sheets	2026-03-31	2025-09-30	2025-06-30
Cash and due from banks	12,788	19,573	6,712
Securities available-for-sale, at fair value	142,659	142,520	144,282
Federal home loan bank stock	2,454	2,431	2,677
Total loans	418,386	433,544	439,497
Less allowance for credit losses on loans	3,427	3,517	3,517
Net loans	414,959	430,027	435,980
Land, building and equipment, net	859	594	644
Bank-owned life insurance	4,895	4,854	4,811
Accrued interest receivable	2,181	2,179	2,154
Other assets	8,014	7,449	7,580
Total assets	588,809	609,627	604,840

Non-interest bearing deposits	71,445	69,569	64,461
Interest bearing deposits	387,552	410,464	407,803
Total deposits	458,997	480,033	472,264
Advances from federal home loan bank	52,308	51,748	58,953
Mortgagors tax escrow	2,005	2,112	634
Deferred compensation liability	2,637	2,629	2,562
Other liabilities	10,252	9,945	9,626
Preferred stock, .01 par value, 10,000,000 shares authorized, none issued	-	-	0
Total liabilities	526,199	546,467	544,039
Common stock, .01 par value, 90,000,000 shares authorized 5,304,812 issued and 4,694,149 outstanding at march 31, 2026 and december 31, 2025	53	53	53
Additional paid-in capital	54,678	54,360	54,205
Retained earnings	23,731	24,326	23,936
Accumulated other comprehensive loss	-5,554	-5,076	-6,864
Treasury stock, at cost 610,663 shares outstanding as of march 31, 2026 and december 31, 2025	6,066	6,020	5,921
Unearned stock compensation	4,232	4,483	4,608
Total stockholders' equity	62,610	63,160	60,801
Total liabilities and stockholders' equity	588,809	609,627	604,840

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.