FULT: the cashflow

MyFinsight

For the quarter ending 2025-09-30.

Cash Flow Overview

No enough data to generate the overview

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Cash Flow	2025-09-30	2025-06-30
Net income	292,639	192,185
Provision for credit losses	32,749	22,505
Depreciation and amortization of premises and equipment	21,235	14,286
Net amortization of investment securities premiums	-1,227	-974
Net accretion of loan discounts	37,259	24,574
Investment securities losses, net	-2	-2
Gain on sales of mortgage loans held for sale	6,572	4,287
Proceeds from sales of mortgage loans held for sale	381,870	243,373
Originations of mortgage loans held for sale	369,554	236,749
Intangible amortization	17,097	11,729
Amortization of issuance costs and discounts on long-term borrowings	241	160
Gain on acquisition, net of tax	0	0
Gain on disposal of premises and equipment	841	284
Gain on sale-leaseback transaction	606	606
Stock-based compensation	9,483	5,514
Net change in deferred income tax	2,549	1,766
Net change in accrued salaries and benefits	-9,147	-14,833
Net change in life insurance cash surrender value	13,459	5,502
Other changes, net	108,045	109,675
Total adjustments	-84,128	-99,733
Net cash provided by operating activities	208,511	92,452
Proceeds from sales of afs investment securities	14,966	14,966
Proceeds from principal repayments and maturities of afs investment securities	409,512	270,296
Proceeds from principal repayments and maturities of htm investment securities	67,718	44,319
Purchase of afs investment securities	556,643	492,443
Purchase of htm investment securities	118,967	118,967
Net change in frb and fhlb stock	-3,393	1,941
Net change in loans	-5,456	-32,648
Net purchases of premises and equipment	14,227	13,481
Settlement of bank owned life insurance	2,277	1,385
Proceeds from sale-leaseback transaction	11,323	11,323
Net cash received (paid) for acquisitions	0	0
Net change in tax credit investments	29,376	18,106
Net cash (used in) provided by investing activities	-204,568	-270,001
Net change in demand and savings deposits	453,803	67,301
Net change in time deposits and brokered deposits	-250,746	-58,667
Net change in borrowings	-310,328	-8,308
Net proceeds from common stock	5,865	3,900
Dividends paid	106,089	70,809
Acquisition of treasury stock	46,122	15,075
Net cash used in financing activities	-253,617	-81,658
Net (decrease) increase in cash and cash equivalents	-249,674	-259,207
Cash and cash equivalents at beginning of period	1,063,871	-
Cash and cash equivalents at end of period	814,197	-

Unit: Thousand (K) dollars (except for numbers of shares and EPS)

Time Plot

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FULT: the cashflow