Financial insights of FULT

MyFinsight

For the year ending 2025-12-31, FULT made $276,768K in revenue. $381,361K in net income. Net profit margin of 137.79%.

Income Statement	2025-12-31	2024-12-31
Non-interest income before investment securities gains	276,768	259,018
Business combination, bargain purchase, gain (loss) recognized, amount	-	36,996
Investment securities (losses) gains, net	-2	-20,283
Total non-interest income	276,766	275,731
Loans, including fees	1,395,992	1,394,969
Investment securities	187,152	136,650
Other interest income	33,730	50,577
Total interest income	1,616,874	1,582,196
Deposits	514,693	521,859
Federal funds purchased	13	2,881
Fhlb advances	24,535	37,793
Senior debt and subordinated debt	18,404	20,255
Other borrowings and interest-bearing liabilities	22,882	39,083
Total interest expense	580,527	621,871
Net interest income	1,036,347	960,325
Provision for credit losses	35,698	71,636
Net interest income after provision for credit losses	1,000,649	888,689
Salaries and employee benefits	443,546	432,821
Data processing and software	75,091	77,882
Net occupancy	68,125	69,359
Other outside services	49,902	60,586
Intangible amortization	22,462	17,830
Fdic insurance	20,178	23,829
Equipment	16,176	17,850
Marketing	9,288	8,958
Professional fees	5,493	10,857
Acquisition-related expenses	1,182	37,635
Other	80,386	62,184
Total non-interest expense	791,829	819,791
Income before income taxes	485,586	344,629
Income taxes	93,977	55,886
Net income	391,609	288,743
Preferred stock dividends	10,248	10,248
Net income available to common shareholders	381,361	278,495

Basic EPS	2.1	1.59
Diluted EPS	2.08	1.57
Basic Average Shares	181,621,000	175,523,000
Diluted Average Shares	183,289,000	177,223,000