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The latest financial statement is for the quarter ending 2026-03-31.

Cash Flow Overview

Free Cash flow
$35,978K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Proceeds from maturities, calls,...
    • Proceeds from sales of loans hel...
    • Net income
    • Others
Negative Cash Flow Breakdown
    • Purchase of securities available...
    • Loans originated for sale
    • Change in short-term borrowings
    • Others

Cash Flow
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Sale of assets of german american insurance
-0 0 0
Net income
33,152 35,683 35,074 41,878
Loss (gain) on securities, net
-0 0 0
Net (accretion) amortization on securities
444 396 397 892
Depreciation and amortization
4,884 5,000 5,164 8,550
Loans originated for sale
59,654 45,925 51,836 73,416
Proceeds from sales of loans held-for-sale
53,148 48,877 57,289 70,161
Provision for credit losses
2,000 2,225 700 16,500
Gain on sale of loans, net
1,483 1,109 1,572 1,829
Gain on sales of other real estate and repossessed assets
-22 -31 0 -
Gain on debt extinguishment
--283 975 -
Loss on disposition of premises and equipment
20 73 -82 45
Loss (gain) on disposition of land
-0 45 -
Increase in cash surrender value of company owned life insurance
625 651 642 922
Equity based compensation
499 807 787 1,280
Interest receivable and other assets
-2,070 -453 -4,926 -2,013
Interest payable and other liabilities
3,495 -2,536 3,248 1,566
Net cash from operating activities
37,044 42,669 51,803 64,844
Purchase of loans
-0 --
Proceeds from maturities, calls, and redemptions ofsecurities available-for-sale
178,598 136,842 162,167 266,786
Proceeds from sales of loans held for investment
-0 -16,052 18,443
Proceeds from sale of land and building
-75 --
Proceeds from sales of securities available-for-sale
0 999 500 205,376
Proceeds from sale of german american insurance assets
-0 0 0
Purchase of securities available-for-sale
200,124 154,713 176,517 289,086
Proceeds from redemption of federal home loan bank stock
179 168 110 3,449
Loans made to customers, net of payments received
-24,522 97,248 23,773 115,164
Proceeds from sales of other real estate
46 17 0 -
Property and equipment expenditures
1,066 1,653 1,658 2,004
Proceeds from sales of land and buildings
270 -0 75
Acquisition of heartland bancorp
0 0 0 22,665
Net cash from investing activities
2,500 -115,588 -55,223 110,540
Change in deposits
-8,855 -24,793 59,846 -104,815
Change in short-term borrowings
-13,491 11,576 8,987 -37,500
Advances in long-term debt
0 0 25,000 0
Repayments of long-term debt
71 40,306 24,091 81
Dividends paid
11,582 10,824 10,822 21,632
Net cash from financing activities
-33,999 -64,347 58,920 -164,028
Net change in cash and cash equivalents
5,545 -137,266 55,500 11,356
Cash and cash equivalents at beginning of year
118,382 255,648 188,792 -
Cash and cash equivalents at end of period
123,927 118,382 255,648 -
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from sales ofloans held-for-sale$53,148K Proceeds frommaturities, calls, and...$178,598K Net income$33,152K Depreciation andamortization$4,884K Interest payable andother liabilities$3,495K Interest receivable andother assets-$2,070K Provision for creditlosses$2,000K Equity basedcompensation$499K Gain on sales of otherreal estate and...-$22K Loans made tocustomers, net of payments...-$24,522K Proceeds from sales ofland and buildings$270K Proceeds from redemptionof federal home...$179K Proceeds from sales ofother real estate$46K Net cash fromoperating activities$37,044K Net cash frominvesting activities$2,500K Canceled cashflow$62,226K Canceled cashflow$201,190K Net change in cashand cash...$5,545K Canceled cashflow$33,999K Loans originated forsale$59,654K Gain on sale of loans,net$1,483K Increase in cashsurrender value of company...$625K Net (accretion)amortization on securities$444K Loss on dispositionof premises and...$20K Purchase of securitiesavailable-for-sale$200,124K Property and equipmentexpenditures$1,066K Net cash fromfinancing activities-$33,999K Change in short-termborrowings-$13,491K Dividends paid$11,582K Change in deposits-$8,855K Repayments of long-termdebt$71K

GERMAN AMERICAN BANCORP, INC. (GABC)

GERMAN AMERICAN BANCORP, INC. (GABC)