Financial insights of GABC

MyFinsight

For the year ending 2025-12-31.

Income Statement	2025-12-31
Non-interest income-Wealth Management Fees	16,808
Non-interest income-Service Chargeon Deposit Accounts	15,083
Non-interest income-Insurance Revenue	0
Non-interest income-Interchange Fee Income	19,598
Company owned life insurance	2,555
Sale of assets of german american insurance	0
Other operating income	8,758
Net gains on sales of loans	4,510
Net gains (losses) on securities	0
Total non-interest income	67,312
Interest and fees on loans	358,597
Interest on federal funds sold and other short-term investments	10,817
Taxable	37,041
Non-taxable	13,634
Total interest income	420,089
Interest on deposits	115,092
Interest on fhlb advances and other borrowings	10,865
Total interest expense	125,957
Net interest income	294,132
Provision for credit losses	19,425
Net interest income after provision for credit losses	274,707
Salaries and employee benefits	107,742
Occupancy, furniture and equipment expense	19,634
Fdic premiums	3,800
Data processing fees	17,579
Professional fees	10,418
Advertising and promotion	5,153
Intangible amortization	10,148
Other operating expenses	27,475
Total non-interest expense	201,949
Income before income taxes	140,070

Basic EPS	3.06
Diluted EPS	3.06
Basic Average Shares	36,796,342
Diluted Average Shares	36,796,342