For the quarter ending 2026-03-31.
| Income Statement | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Non-interest income-Insurance Revenue | - | - | - | 0 |
| Non-interest income-Wealth Management Fees | 4,509,000 | 4,519,000 | 4,288,000 | 4,165,000 |
| Non-interest income-Service Chargeon Deposit Accounts | 3,826,000 | 3,956,000 | 3,927,000 | 3,714,000 |
| Non-interest income-Insurance Revenue | - | 0* | 0 | - |
| Non-interest income-Interchange Fee Income | 4,776,000 | 5,033,000* | 5,087,000 | - |
| Company owned life insurance | 637,000 | 647,000 | 630,000 | 703,000 |
| Non-interest income-Interchange Fee Income | - | - | - | 5,057,000 |
| Gain on sale of assets of german american insurance | - | - | 0 | 0 |
| Sale of assets of german american insurance | - | 0* | - | - |
| Other operating income | 1,995,000 | 1,663,000 | 3,308,000 | 2,097,000 |
| Net gains on sales of loans | 1,483,000 | 1,492,000 | 1,189,000 | 997,000 |
| Net gains on securities | 0 | 0* | 0 | 0 |
| Total non-interest income | 17,226,000 | 17,310,000 | 18,429,000 | 16,733,000 |
| Interest and fees on loans | 92,273,000 | 93,785,000 | 93,305,000 | 90,002,000 |
| Interest on federal funds sold and other short-term investments | 312,000 | 2,585,000 | 2,084,000 | 3,932,000 |
| Taxable | 9,671,000 | 9,513,000 | 9,268,000 | 9,139,000 |
| Non-taxable | 3,452,000 | 3,458,000 | 3,440,000 | 3,362,000 |
| Total interest income | 105,708,000 | 109,341,000 | 108,097,000 | 106,435,000 |
| Interest on deposits | 24,698,000 | 28,013,000 | 29,416,000 | 30,635,000 |
| Interest on fhlb advances and other borrowings | 2,159,000 | 2,648,000 | 2,956,000 | 2,645,000 |
| Total interest expense | 26,857,000 | 30,661,000 | 32,372,000 | 33,280,000 |
| Net interest income | 78,851,000 | 78,680,000 | 75,725,000 | 73,155,000 |
| Provision for credit losses | 2,000,000 | 2,225,000 | 700,000 | 1,200,000 |
| Net interest income after provision for credit losses | 76,851,000 | 76,455,000 | 75,025,000 | 71,955,000 |
| Salaries and employee benefits | 28,312,000 | 27,620,000 | 25,444,000 | 26,638,000 |
| Occupancy expense, furniture and equipment expense | 5,336,000 | 4,965,000 | 5,255,000 | 4,751,000 |
| Fdic premiums | 1,001,000 | 953,000 | 1,059,000 | 888,000 |
| Data processing fees | 4,268,000 | 3,823,000 | 4,175,000 | 4,086,000 |
| Professional fees | 1,991,000 | 2,162,000 | 1,960,000 | 2,112,000 |
| Advertising and promotion | 1,616,000 | 1,078,000 | 1,321,000 | 1,300,000 |
| Intangible amortization | 2,471,000 | 2,582,000 | 2,693,000 | 2,803,000 |
| Other operating expenses | 7,373,000 | 6,767,000 | 7,793,000 | 6,939,000 |
| Total non-interest expense | 52,368,000 | 49,950,000 | 49,700,000 | 49,517,000 |
| Income before income taxes | 41,709,000 | 43,815,000 | 43,754,000 | 39,171,000 |
| Income tax expense | 8,557,000 | - | 8,680,000 | 7,810,000 |
| Net income | 33,152,000 | - | 35,074,000 | 31,361,000 |
| Basic EPS | 0.88 | 1.682 | 0.94 | 0.84 |
| Diluted EPS | 0.88 | 1.682 | 0.94 | 0.84 |
| Basic Average Shares | 37,517,833 | 37,532,279 | 37,493,028 | 37,479,342 |
| Diluted Average Shares | 37,517,833 | 37,532,279 | 37,493,028 | 37,479,342 |
GERMAN AMERICAN BANCORP, INC. (GABC)
GERMAN AMERICAN BANCORP, INC. (GABC)