For the quarter ending 2025-09-30, GBCI had -$61,263K decrease in cash & cash equivalents over the period. $104,775K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 67,900 | 107,349 |
| Provision for credit losses | 7,656 | 28,081 |
| Net amortization of debt securities | -2,500 | -5,778 |
| Net amortization of purchase accounting adjustments and deferred loan fees and costs | 1,434 | 2,158 |
| Origination of loans held for sale | 191,822 | 349,991 |
| Proceeds from loans held for sale | 201,919 | 343,897 |
| Gain on sale of loans | 5,027 | 8,584 |
| Gain on sale of securities | 0 | 0 |
| Bank-owned life insurance income, net | 1,206 | 2,339 |
| Stock-based compensation, net of tax benefits | 1,216 | 3,809 |
| Depreciation and amortization | 7,920 | 15,288 |
| Loss (gain) on dispositions of premises and equipment | -928 | 2,622 |
| Loss (gain) on sale and write-downs of other real estate owned, net | -30 | -32 |
| Amortization of core deposit and other intangibles | 3,813 | 6,894 |
| Amortization of investments in variable interest entities | 6,542 | 15,004 |
| Net increase in accrued interest receivable | 11,972 | 2,631 |
| Net (increase) decrease in other assets | -3,322 | 8,055 |
| Net decrease in accrued interest payable | -239 | -7,537 |
| Net decrease in operating lease liabilities | -1,121 | -2,113 |
| Net increase in other liabilities | 21,501 | -1,623 |
| Net cash provided by operating activities | 112,426 | 138,479 |
| Sales of debt securities, available-for-sale | 0 | 120,245 |
| Maturities, prepayments and calls of available-for-sale debt securities | 168,346 | 359,587 |
| Purchases of available-for-sale debt securities | 0 | 28,239 |
| Maturities, prepayments and calls of held-to-maturity debt securities | 50,331 | 102,356 |
| Purchases of held-to-maturity debt securities | 0 | 13,723 |
| Net change in loans | 260,209 | 198,386 |
| Proceeds from sale of premises and equipment | 571 | 4,490 |
| Net additions to premises and equipment | 7,651 | 12,178 |
| Proceeds from sale of other real estate owned | 986 | 649 |
| Proceeds from redemption of non-marketable equity securities | 16,354 | 30,485 |
| Purchases of non-marketable equity securities | 727 | 4,666 |
| Proceeds from bank-owned life insurance | 847 | 590 |
| Investments in variable interest entities | 10,391 | 25,838 |
| Net cash received from acquisitions | 0 | 26,125 |
| Net cash provided by investing activities | -41,543 | 361,497 |
| Net increase (decrease) in deposits | 242,565 | 3,359 |
| Net increase in securities sold under agreements to repurchase | 28,058 | 198,753 |
| Net (decrease) in short-term federal home loan bank advances | 0 | -13,000 |
| Repayments of short-term federal reserve bank term funding | 0 | 0 |
| Proceeds from long-term federal home loan bank advances | 0 | 0 |
| Repayments of long-term federal home loan bank advances | 360,000 | 580,000 |
| Net (decrease) increase in other borrowed funds | -2,588 | 304 |
| Principal payments on finance lease liabilities | 1,004 | 1,959 |
| Cash dividends paid | 39,129 | 37,833 |
| Tax withholding payments for stock-based compensation | 48 | 2,501 |
| Net cash used in financing activities | -132,146 | -432,877 |
| Net increase (decrease) in cash and cash equivalents | -61,263 | 67,099 |
| Cash and cash equivalents at beginning of period | 848,408 | - |
| Cash and cash equivalents at end of period | 854,244 | - |
GLACIER BANCORP, INC. (GBCI)
GLACIER BANCORP, INC. (GBCI)