| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net income | 175,249 | 107,349 |
| Provision for credit losses | 35,737 | 28,081 |
| Net amortization of debt securities | -8,278 | -5,778 |
| Net amortization of purchase accounting adjustments and deferred loan fees and costs | 3,592 | 2,158 |
| Origination of loans held for sale | 541,813 | 349,991 |
| Proceeds from loans held for sale | 545,816 | 343,897 |
| Gain on sale of loans | 13,611 | 8,584 |
| Gain on sale of securities | 0 | 0 |
| Bank-owned life insurance income, net | 3,545 | 2,339 |
| Stock-based compensation, net of tax benefits | 5,025 | 3,809 |
| Depreciation and amortization | 23,208 | 15,288 |
| Loss (gain) on dispositions of premises and equipment | 1,694 | 2,622 |
| Loss (gain) on sale and write-downs of other real estate owned, net | -62 | -32 |
| Amortization of core deposit and other intangibles | 10,707 | 6,894 |
| Amortization of investments in variable interest entities | 21,546 | 15,004 |
| Net increase in accrued interest receivable | 14,603 | 2,631 |
| Net (increase) decrease in other assets | 4,733 | 8,055 |
| Net decrease in accrued interest payable | -7,776 | -7,537 |
| Net decrease in operating lease liabilities | -3,234 | -2,113 |
| Net increase in other liabilities | 19,878 | -1,623 |
| Net cash provided by operating activities | 250,905 | 138,479 |
| Sales of debt securities, available-for-sale | 120,245 | 120,245 |
| Maturities, prepayments and calls of available-for-sale debt securities | 527,933 | 359,587 |
| Purchases of available-for-sale debt securities | 28,239 | 28,239 |
| Maturities, prepayments and calls of held-to-maturity debt securities | 152,687 | 102,356 |
| Purchases of held-to-maturity debt securities | 13,723 | 13,723 |
| Net change in loans | 458,595 | 198,386 |
| Proceeds from sale of premises and equipment | 5,061 | 4,490 |
| Net additions to premises and equipment | 19,829 | 12,178 |
| Proceeds from sale of other real estate owned | 1,635 | 649 |
| Proceeds from redemption of non-marketable equity securities | 46,839 | 30,485 |
| Purchases of non-marketable equity securities | 5,393 | 4,666 |
| Proceeds from bank-owned life insurance | 1,437 | 590 |
| Investments in variable interest entities | 36,229 | 25,838 |
| Net cash received from acquisitions | 26,125 | 26,125 |
| Net cash provided by investing activities | 319,954 | 361,497 |
| Net increase (decrease) in deposits | 245,924 | 3,359 |
| Net increase in securities sold under agreements to repurchase | 226,811 | 198,753 |
| Net (decrease) in short-term federal home loan bank advances | -13,000 | -13,000 |
| Repayments of short-term federal reserve bank term funding | 0 | 0 |
| Proceeds from long-term federal home loan bank advances | 0 | 0 |
| Repayments of long-term federal home loan bank advances | 940,000 | 580,000 |
| Net (decrease) increase in other borrowed funds | -2,284 | 304 |
| Principal payments on finance lease liabilities | 2,963 | 1,959 |
| Cash dividends paid | 76,962 | 37,833 |
| Tax withholding payments for stock-based compensation | 2,549 | 2,501 |
| Net cash used in financing activities | -565,023 | -432,877 |
| Net increase (decrease) in cash and cash equivalents | 5,836 | 67,099 |
| Cash and cash equivalents at beginning of period | 848,408 | - |
| Cash and cash equivalents at end of period | 854,244 | - |
GLACIER BANCORP, INC. (GBCI)
GLACIER BANCORP, INC. (GBCI)