For the year ending 2025-12-31, GBCI had $386,853K increase in cash & cash equivalents over the period. $347,551K in free cash flow.
| Cash Flow | 2025-12-31 |
|---|---|
| Dividends from subsidiaries | 205,000 |
| Intercompany charges for services | 3,469 |
| Other income | 3,847 |
| Total income | 212,316 |
| Total non-interest expense | 33,647 |
| Income before income tax benefit and equity in undistributed net income of subsidiaries | 178,669 |
| Income tax benefit | -3,941 |
| Income before equity in undistributed net income of subsidiaries | 182,610 |
| Equity in undistributed (distributed) net income of subsidiaries | 56,418 |
| Net income | 239,028 |
| Provision for credit losses | 71,400 |
| Net amortization of debt securities | -9,917 |
| Net amortization of purchase accounting adjustments and deferred loan fees and costs | 7,980 |
| Origination of loans held for sale | 779,966 |
| Proceeds from loans held for sale | 792,046 |
| Gain on sale of loans | 18,205 |
| Gain on sale of securities | 0 |
| Bank-owned life insurance income, net | 4,961 |
| Stock-based compensation, net of tax benefits | 6,345 |
| Depreciation and amortization | 33,027 |
| Loss (gain) on dispositions of premises and equipment | -224 |
| Loss (gain) on sale and write-downs of other real estate owned, net | -157 |
| Deferred tax (benefit) expense | -4,066 |
| Amortization of core deposit and other intangibles | 15,887 |
| Amortization of investments in variable interest entities | 28,022 |
| Net (increase) decrease in accrued interest receivable | 3,687 |
| Net (increase) decrease in other assets | 10,217 |
| Net (decrease) increase in accrued interest payable | -6,836 |
| Net decrease in operating lease liabilities | -5,756 |
| Net increase (decrease) in other liabilities | 20,020 |
| Net cash provided by operating activities | 374,399 |
| Sales of debt securities, available-for-sale | 318,128 |
| Maturities, prepayments and calls of available-for-sale debt securities | 1,978,346 |
| Purchases of available-for-sale debt securities | 1,127,615 |
| Maturities, prepayments and calls of held-to-maturity debt securities | 198,491 |
| Purchases of held-to-maturity debt securities | 13,723 |
| Termination of interest rate swaps | 0 |
| Net change in loans | 494,807 |
| Proceeds from sale of premises and equipment | 5,327 |
| Net additions to premises and equipment | 26,848 |
| Proceeds from sale of other real estate owned | 2,963 |
| Proceeds from redemption of equity securities | 67,930 |
| Purchases of equity securities | 1,693 |
| Proceeds from bank-owned life insurance | 3,402 |
| Investments in variable interest entities | 50,485 |
| Net cash received from acquisitions | 205,009 |
| Net cash provided by (used in) investing activities | 1,064,425 |
| Net increase (decrease) in deposits | 259,227 |
| Net increase in securities sold under agreements to repurchase | 285,744 |
| Net decrease in short-term federal home loan bank advances | -48,000 |
| Proceeds from short-term federal reserve bank term funding | 0 |
| Repayments of short-term federal reserve bank term funding | 0 |
| Proceeds from long-term federal home loan bank advances | 0 |
| Repayments of long-term federal home loan bank advances | 1,360,000 |
| Net (decrease) increase in other borrowed funds | -20,588 |
| Principal payments on finance lease liabilities | 4,050 |
| Cash dividends paid | 162,736 |
| Tax withholding payments for stock-based compensation | 2,627 |
| Proceeds from stock option exercises | 1,059 |
| Net cash (used in) provided by financing activities | -1,051,971 |
| Net increase (decrease) in cash and cash equivalents | 386,853 |
| Cash, cash equivalents at beginning of period | 848,408 |
| Cash, cash equivalents at end of period | 1,235,261 |
GLACIER BANCORP, INC. (GBCI)
GLACIER BANCORP, INC. (GBCI)