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Cash Flow Overview

Change in Cash
-$328,558K
Free Cash flow
$111,670K
Unit: Thousand (K) dollars
Positive Cash Flow Breakdown
    • Maturities, prepayments and call...
    • Proceeds from loans held for sal...
    • Net income
    • Others
Negative Cash Flow Breakdown
    • Purchases of available-for-sale ...
    • Net increase in loans
    • Origination of loans held for sa...
    • Others
Cash Flow
2026-06-30
2026-03-31
2025-12-31
2025-09-30
Dividends from subsidiaries
-
-
205,000
-
Intercompany charges for services
-
-
3,469
-
Other income
-
-
3,847
-
Total income
-
-
212,316
-
Total non-interest expense
-
-
33,647
-
Income before income tax benefit and equity in undistributed net income of subsidiaries
-
-
178,669
-
Income tax benefit
-
-
-3,941
-
Income before equity in undistributed net income of subsidiaries
-
-
182,610
-
Equity in undistributed (distributed) net income of subsidiaries
-
-
56,418
-
Net income
97,862
82,144
63,779
67,900
Provision for credit losses
6,355
6,064
35,663
7,656
Net amortization of debt securities
-1,884
-2,027
-1,639
-2,500
Net amortization of purchase accounting adjustments and deferred loan fees and costs
1,509
5,660
4,388
1,434
Origination of loans held for sale
227,131
194,651
238,153
191,822
Proceeds from loans held for sale
228,646
197,292
246,230
201,919
Gain on sale of loans
5,007
5,108
4,594
5,027
Gain on sale of securities
-
-
0
0
Bank-owned life insurance income, net
1,543
2,260
1,416
1,206
Stock-based compensation, net of tax benefits
2,466
4,452
1,320
1,216
Depreciation and amortization
9,789
9,082
9,819
7,920
Gain on dispositions of premises and equipment
2,618
-445
-1,918
-928
(gain) loss on sale and write-downs of other real estate owned, net
53
17
-95
-30
Deferred tax (benefit) expense
-
-
-4,066
-
Amortization of core deposit and other intangibles
4,799
4,799
5,180
3,813
Amortization of investments in variable interest entities
7,323
9,674
6,476
6,542
Net increase in accrued interest receivable
-2,541
2,703
-10,916
11,972
Net increase in other assets
5,419
-2,361
5,484
-3,322
Net decrease in accrued interest payable
-970
-2,274
940
-239
Net decrease in operating lease liabilities
-2,762
-1,934
-2,522
-1,121
Net decrease in other liabilities
6,098
-15,853
142
21,501
Net cash provided by operating activities
120,751
87,880
123,494
112,426
Sales of debt securities, available-for-sale
0
-
197,883
0
Maturities, prepayments and calls of available-for-sale debt securities
1,355,827
1,405,802
1,450,413
168,346
Purchases of available-for-sale debt securities
1,249,491
999,904
1,099,376
0
Maturities, prepayments and calls of held-to-maturity debt securities
53,962
51,648
45,804
50,331
Purchases of held-to-maturity debt securities
0
0
0
0
Termination of interest rate swaps
-
-
0
-
Net increase in loans
334,379
103,981
36,212
260,209
Proceeds from sale of premises and equipment
4,730
1,457
266
571
Net additions to premises and equipment
9,081
13,530
7,019
7,651
Proceeds from sale of other real estate owned
738
192
1,328
986
Proceeds from redemption of equity securities
625
21,606
21,091
16,354
Purchases of equity securities
346
365
-3,700
727
Proceeds from bank-owned life insurance
2,121
987
1,965
847
Investments in variable interest entities
12,071
11,826
14,256
10,391
Net cash received from acquisitions
0
-
178,884
0
Net cash provided by investing activities
-187,365
352,086
744,471
-41,543
Net increase in deposits
-87,876
150,654
13,303
242,565
Net (decrease) increase in securities sold under agreements to repurchase
-133,122
1,510
58,933
28,058
Net decrease in short-term federal home loan bank advances
0
-
-35,000
0
Proceeds from short-term federal reserve bank term funding
-
-
0
-
Repayments of short-term federal reserve bank term funding
-
-
0
0
Proceeds from long-term federal home loan bank advances
-
-
0
0
Repayments of long-term federal home loan bank advances
0
440,000
420,000
360,000
Net increase in other borrowed funds
1,316
90
-18,304
-2,588
Principal payments on finance lease liabilities
1,344
1,150
1,087
1,004
Cash dividends paid
42,949
337
85,774
39,129
Tax withholding payments for stock-based compensation
74
2,195
78
48
Proceeds from stock option exercises
2,105
1,438
1,059
-
Net cash used in financing activities
-261,944
-289,990
-486,948
-132,146
Net increase (decrease) in cash and cash equivalents
-
-
386,853
-
Net (decrease) increase in cash and cash equivalents
-328,558
144,140
-
-61,263
Cash, cash equivalents at beginning of period
1,385,237
1,235,261
854,244
848,408
Cash, cash equivalents at end of period
1,056,679
1,385,237
1,235,261
854,244
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

Time Plot

Show the time plot by selecting a row from the table.

Cash Flow

Proceeds from loans heldfor sale$228,646K (-33.51%↓ Y/Y)Net income$97,862K (-8.84%↓ Y/Y)Depreciation andamortization$9,789K (-35.97%↓ Y/Y)Amortization of investmentsin variable...$7,323K (-51.19%↓ Y/Y)Provision for creditlosses$6,355K (-77.37%↓ Y/Y)Net decrease inother liabilities$6,098K (475.72%↑ Y/Y)Amortization of core depositand other...$4,799K (-30.39%↓ Y/Y)Net increase inaccrued interest...-$2,541K (-196.58%↓ Y/Y)Stock-based compensation,net of tax benefits$2,466K (-35.26%↓ Y/Y)Net amortization ofdebt securities-$1,884K (67.39%↑ Y/Y)Net cash provided byoperating activities$120,751K (-12.80%↓ Y/Y)Canceled cashflow$247,012K Net (decrease)increase in cash and cash...-$328,558K (-589.66%↓ Y/Y)Canceled cashflow$120,751K Proceeds from stockoption exercises$2,105K Net increase inother borrowed funds$1,316K (332.89%↑ Y/Y)Maturities, prepayments andcalls of...$1,355,827K (277.05%↑ Y/Y)Maturities, prepayments andcalls of...$53,962K (-47.28%↓ Y/Y)Proceeds from sale ofpremises and equipment$4,730K (5.35%↑ Y/Y)Proceeds from bank-ownedlife insurance$2,121K (259.49%↑ Y/Y)Proceeds from sale ofother real estate...$738K (13.71%↑ Y/Y)Proceeds from redemptionof equity...$625K (-97.95%↓ Y/Y)Origination of loans held forsale$227,131K (-35.10%↓ Y/Y)Net increase inother assets$5,419K (-32.73%↓ Y/Y)Gain on sale of loans$5,007K (-41.67%↓ Y/Y)Net decrease inoperating lease...-$2,762K (-30.71%↓ Y/Y)Gain on dispositionsof premises and...$2,618K (-0.15%↓ Y/Y)Bank-owned life insuranceincome, net$1,543K (-34.03%↓ Y/Y)Net amortization ofpurchase accounting...$1,509K (-30.07%↓ Y/Y)Net decrease inaccrued interest...-$970K (87.13%↑ Y/Y)(gain) loss on sale andwrite-downs of other real...$53K (265.63%↑ Y/Y)Net cash used infinancing activities-$261,944K (39.49%↑ Y/Y)Net cash provided byinvesting activities-$187,365K (-151.83%↓ Y/Y)Canceled cashflow$3,421K Canceled cashflow$1,418,003K Net (decrease)increase in securities...-$133,122K (-166.98%↓ Y/Y)Net increase indeposits-$87,876K (-2716.14%↓ Y/Y)Cash dividends paid$42,949K (13.52%↑ Y/Y)Purchases ofavailable-for-sale debt securities$1,249,491K (4324.70%↑ Y/Y)Principal payments onfinance lease...$1,344K (-31.39%↓ Y/Y)Tax withholdingpayments for stock-based...$74K (-97.04%↓ Y/Y)Net increase inloans$334,379K (68.55%↑ Y/Y)Investments in variableinterest entities$12,071K (-53.28%↓ Y/Y)Net additions topremises and equipment$9,081K (-25.43%↓ Y/Y)Purchases of equitysecurities$346K (-92.58%↓ Y/Y)

GLACIER BANCORP, INC. (GBCI)

GLACIER BANCORP, INC. (GBCI)