For the quarter ending 2026-03-31, GBCI had $144,140K increase in cash & cash equivalents over the period. $74,350K in free cash flow.
| Cash Flow | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Dividends from subsidiaries | - | 205,000 | - | - |
| Intercompany charges for services | - | 3,469 | - | - |
| Other income | - | 3,847 | - | - |
| Total income | - | 212,316 | - | - |
| Total non-interest expense | - | 33,647 | - | - |
| Income before income tax benefit and equity in undistributed net income of subsidiaries | - | 178,669 | - | - |
| Income tax benefit | - | -3,941 | - | - |
| Income before equity in undistributed net income of subsidiaries | - | 182,610 | - | - |
| Equity in undistributed (distributed) net income of subsidiaries | - | 56,418 | - | - |
| Net income | 82,144 | 63,779 | 67,900 | 107,349 |
| Provision for credit losses | 6,064 | 35,663 | 7,656 | 28,081 |
| Net amortization of debt securities | -2,027 | -1,639 | -2,500 | -5,778 |
| Net amortization of purchase accounting adjustments and deferred loan fees and costs | 5,660 | 4,388 | 1,434 | 2,158 |
| Origination of loans held for sale | 194,651 | 238,153 | 191,822 | 349,991 |
| Proceeds from loans held for sale | 197,292 | 246,230 | 201,919 | 343,897 |
| Gain on sale of loans | 5,108 | 4,594 | 5,027 | 8,584 |
| Gain on sale of securities | - | 0 | 0 | 0 |
| Bank-owned life insurance income, net | 2,260 | 1,416 | 1,206 | 2,339 |
| Stock-based compensation, net of tax benefits | 4,452 | 1,320 | 1,216 | 3,809 |
| Depreciation and amortization | 9,082 | 9,819 | 7,920 | 15,288 |
| Loss (gain) on dispositions of premises and equipment | -445 | -1,918 | -928 | 2,622 |
| (gain) loss on sale and write-downs of other real estate owned, net | 17 | -95 | -30 | -32 |
| Deferred tax (benefit) expense | - | -4,066 | - | - |
| Amortization of core deposit and other intangibles | 4,799 | 5,180 | 3,813 | 6,894 |
| Amortization of investments in variable interest entities | 9,674 | 6,476 | 6,542 | 15,004 |
| Net increase in accrued interest receivable | 2,703 | -10,916 | 11,972 | 2,631 |
| Net decrease (increase) in other assets | -2,361 | 5,484 | -3,322 | 8,055 |
| Net decrease in accrued interest payable | -2,274 | 940 | -239 | -7,537 |
| Net decrease in operating lease liabilities | -1,934 | -2,522 | -1,121 | -2,113 |
| Net decrease in other liabilities | -15,853 | 142 | 21,501 | -1,623 |
| Net cash provided by operating activities | 87,880 | 123,494 | 112,426 | 138,479 |
| Sales of debt securities, available-for-sale | - | 197,883 | 0 | 120,245 |
| Maturities, prepayments and calls of available-for-sale debt securities | 1,405,802 | 1,450,413 | 168,346 | 359,587 |
| Purchases of available-for-sale debt securities | 999,904 | 1,099,376 | 0 | 28,239 |
| Maturities, prepayments and calls of held-to-maturity debt securities | 51,648 | 45,804 | 50,331 | 102,356 |
| Purchases of held-to-maturity debt securities | 0 | 0 | 0 | 13,723 |
| Termination of interest rate swaps | - | 0 | - | - |
| Net (increase) decrease in loans | 103,981 | 36,212 | 260,209 | 198,386 |
| Proceeds from sale of premises and equipment | 1,457 | 266 | 571 | 4,490 |
| Net additions to premises and equipment | 13,530 | 7,019 | 7,651 | 12,178 |
| Proceeds from sale of other real estate owned | 192 | 1,328 | 986 | 649 |
| Proceeds from redemption of equity securities | 21,606 | 21,091 | 16,354 | 30,485 |
| Purchases of equity securities | 365 | -3,700 | 727 | 4,666 |
| Proceeds from bank-owned life insurance | 987 | 1,965 | 847 | 590 |
| Investments in variable interest entities | 11,826 | 14,256 | 10,391 | 25,838 |
| Net cash received from acquisitions | - | 178,884 | 0 | 26,125 |
| Net cash provided by investing activities | 352,086 | 744,471 | -41,543 | 361,497 |
| Net increase in deposits | 150,654 | 13,303 | 242,565 | 3,359 |
| Net increase in securities sold under agreements to repurchase | 1,510 | 58,933 | 28,058 | 198,753 |
| Net decrease in short-term federal home loan bank advances | - | -35,000 | 0 | -13,000 |
| Proceeds from short-term federal reserve bank term funding | - | 0 | - | - |
| Repayments of short-term federal reserve bank term funding | - | 0 | 0 | 0 |
| Proceeds from long-term federal home loan bank advances | - | 0 | 0 | 0 |
| Repayments of long-term federal home loan bank advances | 440,000 | 420,000 | 360,000 | 580,000 |
| Net increase in other borrowed funds | 90 | -18,304 | -2,588 | 304 |
| Principal payments on finance lease liabilities | 1,150 | 1,087 | 1,004 | 1,959 |
| Cash dividends paid | 337 | 85,774 | 39,129 | 37,833 |
| Tax withholding payments for stock-based compensation | 2,195 | 78 | 48 | 2,501 |
| Proceeds from stock option exercises | 1,438 | 1,059 | - | - |
| Net cash used in financing activities | -289,990 | -486,948 | -132,146 | -432,877 |
| Net increase (decrease) in cash and cash equivalents | - | 386,853 | - | - |
| Net increase in cash and cash equivalents | 144,140 | - | -61,263 | 67,099 |
| Cash, cash equivalents at beginning of period | 1,235,261 | 854,244 | 848,408 | - |
| Cash, cash equivalents at end of period | 1,385,237 | 1,235,261 | 854,244 | - |
GLACIER BANCORP, INC. (GBCI)
GLACIER BANCORP, INC. (GBCI)