| Income Statement | 2025-09-30 | 2025-06-30 | ||
|---|---|---|---|---|
| Investment securities | 45,348 | 44,148 | ||
| Residential real estate loans | 26,335 | 25,361 | ||
| Commercial loans | 228,363 | 214,816 | ||
| Consumer and other loans | 24,957 | 23,790 | ||
| Total interest income | 325,003 | 308,115 | ||
| Deposits | 67,346 | 65,569 | ||
| Securities sold under agreements to repurchase | 14,706 | 14,109 | ||
| Federal home loan bank advances | 14,271 | 17,806 | ||
| Federal reserve bank term funding | 0 | 0 | ||
| Other borrowed funds | 385 | 400 | ||
| Subordinated debentures | 2,916 | 2,615 | ||
| Total interest expense | 99,624 | 100,499 | ||
| Net interest income | 225,379 | 207,616 | ||
| Provision for credit losses | 7,656 | 20,267 | ||
| Net interest income after provision for credit losses | 217,723 | 187,349 | ||
| Service charges and other fees | 21,460 | 20,405 | ||
| Miscellaneous loan fees and charges | 5,123 | 5,067 | ||
| Gain on sale of loans | 5,027 | 4,273 | ||
| Gain on sale of securities | 0 | 0 | ||
| Other income | 3,742 | 3,199 | ||
| Total non-interest income | 35,352 | 32,944 | ||
| Compensation and employee benefits | 96,498 | 94,355 | ||
| Occupancy and equipment | 13,236 | 12,558 | ||
| Advertising and promotions | 4,620 | 4,394 | ||
| Data processing | 10,634 | 9,883 | ||
| Other real estate owned and foreclosed assets | 63 | 26 | ||
| Regulatory assessments and insurance | 5,799 | 5,847 | ||
| Intangibles amortization | 3,813 | 3,624 | ||
| Other expenses | 33,120 | 24,432 | ||
| Total non-interest expense | 167,783 | 155,119 | ||
| Income before income taxes | 85,292 | 65,174 | ||
| Federal and state income tax expense | 17,392 | 12,393 | ||
| Net income | 67,900 | 52,781 | ||
| Average outstanding shares - basic (in shares) | 118,552,231 | 116,890,776 | ||
| Average outstanding shares - diluted (in shares) | 118,628,434 | 116,918,290 | ||
| Basic earnings per share (in dollars per share) | 0.57 | 0.45 | ||
| Diluted earnings per share (in dollars per share) | 0.57 | 0.45 | ||
GLACIER BANCORP, INC. (GBCI)
GLACIER BANCORP, INC. (GBCI)