| Balance Sheets | 2025-09-30 | |||
|---|---|---|---|---|
| Cash and due from banks | 27,373 | |||
| Interest-bearing deposits | 127,194 | |||
| Total cash and cash equivalents | 154,567 | |||
| Long-term certificates of deposit | 1,425 | |||
| Securities available-for-sale, at fair value | 350,073 | |||
| Unrealized gains | 14,859 | |||
| Total, unrealized losses | 40,687 | |||
| Fair value, total securities held-to-maturity | 761,903 | |||
| Balance at beginning of period | 599 | |||
| Securities held-to-maturity, at amortized cost, net of allowance for credit losses of 599 and 548 at september 30, 2025 and june 30, 2025 | 787,132 | |||
| Equity securities, at fair value | 391 | |||
| Federal home loan bank stock, at cost | 2,311 | |||
| Loans receivable | 1,670,847 | |||
| Allowance for credit losses on loans | 21,292 | |||
| Net loans receivable | 1,649,555 | |||
| Premises and equipment, net | 15,355 | |||
| Bank-owned life insurance | 60,447 | |||
| Accrued interest receivable | 17,321 | |||
| Prepaid expenses and other assets | 19,968 | |||
| Total assets | 3,058,545 | |||
| Noninterest-bearing deposits | 122,871 | |||
| Interest-bearing deposits | 2,600,316 | |||
| Total deposits | 2,723,187 | |||
| Borrowings, long-term | 4,189 | |||
| Subordinated notes payable, net | 49,904 | |||
| Accrued expenses and other liabilities | 33,089 | |||
| Total liabilities | 2,810,369 | |||
| Preferred stock, authorized - 1,000,000 shares issued - none | 0 | |||
| Common stock, par value 0.10 per share authorized - 36,000,000 shares issued 17,222,680 shares at september 30, 2025 and june 30, 2025 outstanding 17,026,828 shares at september 30, 2025, and june 30, 2025 | 1,722 | |||
| Additional paid-in capital | 10,156 | |||
| Retained earnings | 249,492 | |||
| Accumulated other comprehensive loss | -12,286 | |||
| Treasury stock, at cost 195,852 shares at september 30, 2025 and june 30, 2025 | 908 | |||
| Total shareholders equity | 248,176 | |||
| Total liabilities and shareholders equity | 3,058,545 | |||
GREENE COUNTY BANCORP INC (GCBC)
GREENE COUNTY BANCORP INC (GCBC)