For the quarter ending 2026-03-31, GCBC has $3,181,155K in assets. $2,913,562K in debts.
| Balance Sheets | 2026-03-31 | 2025-12-31 | 2025-09-30 | 2025-06-30 |
|---|---|---|---|---|
| Cash and due from banks | 10,509 | 8,802 | 27,373 | 12,788 |
| Interest-bearing deposits | 128,941 | 115,286 | 127,194 | 170,290 |
| Total cash and cash equivalents | 139,450 | 124,088 | 154,567 | 183,078 |
| Long-term certificates of deposit | 1,225 | 1,225 | 1,425 | 1,425 |
| Securities available-for-sale, at fair value | 370,201 | 411,590 | 350,073 | 356,062 |
| Unrealized gains | 11,724 | 15,010 | 14,859 | 10,381 |
| Total, unrealized losses | 41,510 | 37,031 | 40,687 | 48,942 |
| Fair value, total securities held-to-maturity | 785,078 | 788,889 | 761,903 | 738,134 |
| Amortized cost, total securities held-to-maturity | - | - | - | 776,695 |
| Balance at beginning of period | 550 | 616 | 599 | 548 |
| Securities held-to-maturity, at amortized cost, net of allowance for credit losses of 550 and 548 at march 31, 2026 and june 30, 2025 | 814,314 | 810,294 | 787,132 | 776,147 |
| Equity securities, at fair value | 355 | 398 | 391 | 402 |
| Federal home loan bank stock, at cost | 5,549 | 10,224 | 2,311 | 5,504 |
| Loans receivable | 1,747,703 | 1,687,184 | 1,670,847 | 1,627,406 |
| Allowance for credit losses on loans | 21,778 | 21,334 | 21,292 | 20,146 |
| Net loans receivable | 1,725,925 | 1,665,850 | 1,649,555 | 1,607,260 |
| Premises and equipment, net | 15,018 | 15,285 | 15,355 | 15,232 |
| Bank-owned life insurance | 68,174 | 67,466 | 60,447 | 59,795 |
| Accrued interest receivable | 20,070 | 17,985 | 17,321 | 16,381 |
| Prepaid expenses and other assets | 20,874 | 22,590 | 19,968 | 19,323 |
| Total assets | 3,181,155 | 3,146,995 | 3,058,545 | 3,040,609 |
| Noninterest-bearing deposits | 109,085 | 105,171 | 122,871 | 110,163 |
| Interest-bearing deposits | 2,663,469 | 2,535,869 | 2,600,316 | 2,529,672 |
| Total deposits | 2,772,554 | 2,641,040 | 2,723,187 | 2,639,835 |
| Borrowings, short-term | 73,200 | 180,000 | - | 74,000 |
| Borrowings, long-term | 4,189 | 4,189 | 4,189 | 4,189 |
| Subordinated notes payable, net | 29,954 | 29,929 | 49,904 | 49,867 |
| Accrued expenses and other liabilities | 33,665 | 33,569 | 33,089 | 33,881 |
| Total liabilities | 2,913,562 | 2,888,727 | 2,810,369 | 2,801,772 |
| Preferred stock, authorized - 1,000,000 shares issued - none | 0 | 0 | 0 | 0 |
| Common stock, par value 0.10 per share authorized - 36,000,000 shares issued 17,222,680 shares at march 31, 2026 and june 30, 2025 outstanding 17,026,828 shares at march 31, 2026, and june 30, 2025 | 1,722 | 1,722 | 1,722 | 1,722 |
| Additional paid-in capital | 10,156 | 10,156 | 10,156 | 10,156 |
| Retained earnings | 267,819 | 258,999 | 249,492 | 241,403 |
| Accumulated other comprehensive loss | -11,196 | -11,701 | -12,286 | -13,536 |
| Treasury stock, at cost 195,852 shares at march 31, 2026 and june 30, 2025 | 908 | 908 | 908 | 908 |
| Total shareholders equity | 267,593 | 258,268 | 248,176 | 238,837 |
| Total liabilities and shareholders equity | 3,181,155 | 3,146,995 | 3,058,545 | 3,040,609 |
GREENE COUNTY BANCORP INC (GCBC)
GREENE COUNTY BANCORP INC (GCBC)