For the quarter ending 2025-12-31, GCBC has $3,146,995K in assets. $2,888,727K in debts.
| Balance Sheets | 2025-12-31 | 2025-09-30 | 2025-06-30 | |
|---|---|---|---|---|
| Cash and due from banks | 8,802 | 27,373 | 12,788 | |
| Interest-bearing deposits | 115,286 | 127,194 | 170,290 | |
| Total cash and cash equivalents | 124,088 | 154,567 | 183,078 | |
| Long-term certificates of deposit | 1,225 | 1,425 | 1,425 | |
| Securities available-for-sale, at fair value | 411,590 | 350,073 | 356,062 | |
| Unrealized gains | 15,010 | 14,859 | 10,381 | |
| Total, unrealized losses | 37,031 | 40,687 | 48,942 | |
| Fair value, total securities held-to-maturity | 788,889 | 761,903 | 738,134 | |
| Amortized cost, total securities held-to-maturity | - | - | 776,695 | |
| Balance at beginning of period | 616 | 599 | 548 | |
| Securities held-to-maturity, at amortized cost, net of allowance for credit losses of 616 and 548 at december 31, 2025 and june 30, 2025 | 810,294 | 787,132 | 776,147 | |
| Equity securities, at fair value | 398 | 391 | 402 | |
| Federal home loan bank stock, at cost | 10,224 | 2,311 | 5,504 | |
| Loans receivable | 1,687,184 | 1,670,847 | 1,627,406 | |
| Allowance for credit losses on loans | 21,334 | 21,292 | 20,146 | |
| Net loans receivable | 1,665,850 | 1,649,555 | 1,607,260 | |
| Premises and equipment, net | 15,285 | 15,355 | 15,232 | |
| Bank-owned life insurance | 67,466 | 60,447 | 59,795 | |
| Accrued interest receivable | 17,985 | 17,321 | 16,381 | |
| Prepaid expenses and other assets | 22,590 | 19,968 | 19,323 | |
| Total assets | 3,146,995 | 3,058,545 | 3,040,609 | |
| Noninterest-bearing deposits | 105,171 | 122,871 | 110,163 | |
| Interest-bearing deposits | 2,535,869 | 2,600,316 | 2,529,672 | |
| Total deposits | 2,641,040 | 2,723,187 | 2,639,835 | |
| Borrowings, short-term | 180,000 | - | 74,000 | |
| Borrowings, long-term | 4,189 | 4,189 | 4,189 | |
| Subordinated notes payable, net | 29,929 | 49,904 | 49,867 | |
| Accrued expenses and other liabilities | 33,569 | 33,089 | 33,881 | |
| Total liabilities | 2,888,727 | 2,810,369 | 2,801,772 | |
| Preferred stock, authorized - 1,000,000 shares issued - none | 0 | 0 | 0 | |
| Common stock, par value 0.10 per share authorized - 36,000,000 shares issued 17,222,680 shares at december 31, 2025 and june 30, 2025 outstanding 17,026,828 shares at december 31, 2025, and june 30, 2025 | 1,722 | 1,722 | 1,722 | |
| Additional paid-in capital | 10,156 | 10,156 | 10,156 | |
| Retained earnings | 258,999 | 249,492 | 241,403 | |
| Accumulated other comprehensive loss | -11,701 | -12,286 | -13,536 | |
| Treasury stock, at cost 195,852 shares at december 31, 2025 and june 30, 2025 | 908 | 908 | 908 | |
| Total shareholders equity | 258,268 | 248,176 | 238,837 | |
| Total liabilities and shareholders equity | 3,146,995 | 3,058,545 | 3,040,609 | |
GREENE COUNTY BANCORP INC (GCBC)
GREENE COUNTY BANCORP INC (GCBC)