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Income Statement
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Balance Sheet
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Income Overview
Net Income
$10,522K
EPS
$0.62
Unit: Thousand (K) dollars
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Page 1
Quarterly
123
Page 1
Income Statement
2026-03-31
2025-12-31
2025-09-30
2025-06-30
Loans
22,100
22,413
21,973
19,996*
Investment securities - tax exempt
5,543
5,422
5,266
4,912*
Investment securities - taxable
4,578
4,752
3,910
3,644*
Interest-bearing deposits and federal funds sold
357
910
474
876*
Total interest income
32,578
33,497
31,623
29,427*
Interest on deposits
11,975
13,925
13,363
13,765*
Interest on borrowings
417
513
740
632*
Total interest expense
12,392
14,438
14,103
14,396*
Net interest income
20,186
19,059
17,520
15,031*
Provision for credit losses
451
199
1,257
329*
Net interest income after provision for credit losses
19,735
18,860
16,263
14,702*
Service charges on deposit accounts
1,185
1,306
1,298
1,218*
Debit card fees
1,178
1,103
1,100
1,096*
Investment services
298
271
277
272*
E-commerce fees
34
29
27
28*
Bank-owned life insurance
708
674
652
636*
Net loss on sale of securities available-for-sale
-
-576
-
-166*
Other operating income
296
349
632
725*
Total noninterest income
3,699
3,156
3,986
3,808*
Salaries and employee benefits
6,783
6,223
6,156
6,104*
Occupancy expense
823
656
653
657*
Equipment and furniture expense
173
214
205
198*
Service and data processing fees
833
781
787
733*
Computer software, supplies and support
543
558
440
408*
Advertising and promotion
111
147
100
122*
Fdic insurance premiums
373
370
367
343*
Legal and professional fees
280
479
406
338*
Other
1,356
1,031
947
941*
Total noninterest expense
11,275
10,459
10,061
9,843*
Income before provision for income taxes
12,159
11,557
10,188
8,667*
Provision for income taxes
1,637
1,265
1,318
882*
Net income
10,522
10,292
8,870
7,785
Basic EPS
0.62
0.6
0.52
0.457
Diluted EPS
0.62
0.6
0.52
0.457
Basic Average Shares
17,026,828
17,026,828
17,026,828
17,026,828
Diluted Average Shares
17,026,828
17,026,828
17,026,828
17,026,828
Page 1
Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.
Page 1
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Time Plot
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Income Statement
Loans
$22,100K
Investment securities - tax
exempt
$5,543K
Investment securities -
taxable
$4,578K
Interest-bearing deposits and
federal funds sold
$357K
Total interest income
$32,578K
Net interest income
$20,186K
Service charges on
deposit accounts
$1,185K
Debit card fees
$1,178K
Bank-owned life insurance
$708K
Investment services
$298K
Other operating
income
$296K
E-commerce fees
$34K
Total interest
expense
$12,392K
Net interest income
after provision for...
$19,735K
Total noninterest
income
$3,699K
Provision for credit
losses
$451K
Interest on deposits
$11,975K
Interest on borrowings
$417K
Income before
provision for income taxes
$12,159K
Total noninterest
expense
$11,275K
Net income
$10,522K
Provision for income taxes
$1,637K
Salaries and employee
benefits
$6,783K
Other
$1,356K
Service and data
processing fees
$833K
Occupancy expense
$823K
Computer software,
supplies and support
$543K
Fdic insurance
premiums
$373K
Legal and
professional fees
$280K
Equipment and furniture
expense
$173K
Advertising and promotion
$111K
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GREENE COUNTY BANCORP INC (GCBC)
GREENE COUNTY BANCORP INC (GCBC)