GDOT: the balance sheet

MyFinsight

For the year ending 2025-12-31, GDOT has $5,985,236K in assets. $5,094,991K in debts. $1,421,690K in cash and cash equivalents.

Balance Sheets Overview

Current Ratio
52.50%
Quick Ratio
52.50%
Cash Ratio
28.27%
Debt to Asset Ratio
85.13%
Unit: Thousand (K) dollars
Assets Breakdown
Total current assets
Investment securities available-...
Goodwill and intangible assets
Others
Liabilities Breakdown
Total current liabilities
Retained earnings
Additional paid-in capital
Others

Balance Sheets	2025-12-31
Unrestricted cash and cash equivalents	1,421,690
Restricted cash	44
Investment securities available-for-sale, at fair value	0
Settlement assets	947,497
Accounts receivable, net	197,248
Prepaid expenses and other assets	73,275
Income tax receivable	589
Total current assets	2,640,343
Investment securities available-for-sale, at fair value	2,467,843
Loans to bank customers, net of allowance for credit losses of 21,053 and 17,542 as of december 31, 2025 and 2024, respectively	55,700
Prepaid expenses and other assets	154,567
Property, equipment, and internal-use software, net	198,352
Operating lease right-of-use assets	1,053
Deferred expenses	789
Net deferred tax assets	92,188
Goodwill	301,790
Intangible assets, net	72,611
Goodwill and intangible assets	374,401
Total assets	5,985,236

Accounts payable	114,714
Deposits	4,416,294
Obligations to customers	284,978
Settlement obligations	52,916
Amounts due to card issuing banks for overdrawn accounts	0
Other accrued liabilities	153,752
Operating lease liabilities	325
Deferred revenue	4,224
Income tax payable	2,366
Total current liabilities	5,029,569
Other accrued liabilities	282
Operating lease liabilities	1,599
Notes payable	63,541
Total liabilities	5,094,991
Class a common stock, 0.001 par value 100,000 shares authorized as of december 31, 2025 and 2024 55,565 and 54,227 shares issued and outstanding as of december 31, 2025 and 2024, respectively	56
Additional paid-in capital	427,477
Retained earnings	644,736
Accumulated other comprehensive loss	-182,024
Total stockholders equity	890,245
Total liabilities and stockholders equity	5,985,236

Unit: Thousand (K) dollars (except for numbers of shares and EPS).

MyFinsight

Balance Sheets Overview

Time Plot

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Balance Sheets

Balance Sheets Overview

Time Plot

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Balance Sheets