GDOT: the balance sheet

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Balance Sheets Overview

Current Ratio
50.13%
Quick Ratio
50.13%
Cash Ratio
29.17%
Debt to Asset Ratio
85.86%
Unit: Thousand (K) dollars
Assets Breakdown
Investment securities available-...
Total current assets
Goodwill and intangible assets
Others
Liabilities Breakdown
Total current liabilities
Retained earnings
Additional paid-in capital
Others

Balance Sheets	2026-03-31	2025-12-31	2025-09-30	2025-06-30
Investment securities available-for-sale, at fair value	NaN	0	0	0
Unrestricted cash and cash equivalents	1,646,382	1,421,690	1,637,321	2,312,518
Restricted cash	31	44	44	44
Settlement assets	879,485	947,497	718,189	679,542
Accounts receivable, net	196,342	197,248	145,822	103,069
Prepaid expenses and other assets	106,924	73,275	55,489	52,377
Income tax receivable	422	589	12,661	7,447
Total current assets	2,829,586	2,640,343	2,569,526	3,154,997
Investment securities available-for-sale, at fair value	2,969,954	2,467,843	2,326,288	1,537,658
Loans to bank customers, net of allowance for credit losses of 21,645 and 21,053 as of march 31, 2026 and december 31, 2025, respectively	47,464	55,700	37,139	34,616
Prepaid expenses and other assets	154,327	154,567	158,887	165,673
Property, equipment, and internal-use software, net	198,978	198,352	200,691	198,134
Operating lease right-of-use assets	999	1,053	2,896	9,426
Deferred expenses	727	789	813	868
Net deferred tax assets	79,585	92,188	90,509	96,155
Goodwill	NaN	301,790	NaN	NaN
Intangible assets, net	NaN	72,611	NaN	NaN
Goodwill and intangible assets	368,995	374,401	380,451	385,937
Total assets	6,650,615	5,985,236	5,767,200	5,583,464

Accounts payable	101,432	114,714	107,098	111,557
Deposits	4,528,541	4,416,294	4,215,340	4,096,701
Obligations to customers	294,643	284,978	247,221	231,229
Settlement obligations	62,048	52,916	53,171	57,261
Amounts due to card issuing banks for overdrawn accounts	NaN	0	0	0
Other accrued liabilities	150,941	153,752	159,133	86,749
Operating lease liabilities	375	325	1,424	2,875
Deferred revenue	4,351	4,224	4,775	4,722
Federal home loan bank advances	500,000	NaN	NaN	NaN
Income tax payable	2,433	2,366	222	359
Total current liabilities	5,644,764	5,029,569	4,788,384	4,591,453
Other accrued liabilities	203	282	402	616
Operating lease liabilities	1,508	1,599	1,683	7,172
Notes payable	63,640	63,541	63,442	63,341
Total liabilities	5,710,115	5,094,991	4,853,911	4,662,582
Class a common stock, 0.001 par value 100,000 shares authorized as of march 31, 2026 and december 31, 2025 56,661 and 55,565 shares issued and outstanding as of march 31, 2026 and december 31, 2025, respectively	57	56	56	55
Additional paid-in capital	427,915	427,477	421,866	416,767
Retained earnings	698,489	644,736	691,559	722,350
Accumulated other comprehensive loss	-185,961	-182,024	-200,192	-218,290
Total stockholders equity	940,500	890,245	913,289	920,882
Total liabilities and stockholders equity	6,650,615	5,985,236	5,767,200	5,583,464

Unit: Thousand (K) dollars (except for numbers of shares and EPS). Numbers labeled with * are estimated quarterly values.

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Balance Sheets

Balance Sheets Overview

Time Plot

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Balance Sheets