For the quarter ending 2025-09-30, GDOT had -$675,197K decrease in cash & cash equivalents over the period. $3,542K in free cash flow.
| Cash Flow | 2025-09-30 | 2025-06-30 |
|---|---|---|
| Net loss | -30,791 | -21,252 |
| Depreciation and amortization of property, equipment and internal-use software | 16,268 | 31,262 |
| Amortization of intangible assets | 5,200 | 10,399 |
| Provision for uncollectible overdrawn accounts from purchase transactions | 4,637 | 6,610 |
| Provision for loan losses | 4,051 | 15,087 |
| Stock-based compensation | 5,260 | 8,757 |
| Losses in equity method investments | -3,199 | -78,702 |
| Realized loss on available-for-sale investment securities | 0 | 24,779 |
| Amortization of discount on available-for-sale investment securities | 246 | -589 |
| Impairment of long-lived assets | 1,157 | 866 |
| Other | 1,649 | 2,735 |
| Accounts receivable, net | 47,390 | -22,328 |
| Prepaid expenses and other assets | 1,310 | -12,157 |
| Deferred expenses | -55 | -374 |
| Accounts payable and other accrued liabilities | 69,969 | 6,342 |
| Deferred revenue | -161 | -1,983 |
| Income tax receivable/payable | -5,006 | -13,644 |
| Other, net | 409 | -241 |
| Net cash provided by operating activities | 23,326 | 177,701 |
| Purchases of available-for-sale investment securities | 808,763 | 274,820 |
| Proceeds from maturities of available-for-sale securities | 43,072 | 103,283 |
| Proceeds from sales and calls of available-for-sale securities | 354 | 730,447 |
| Payments for property, equipment and internal-use software | 19,784 | 38,912 |
| Net changes in loans | 2,902 | 17,413 |
| Investment in tailfin labs, llc | 0 | 0 |
| Proceeds from other investments | 0 | - |
| Other investing activities | 1,098 | 921 |
| Net cash (used in) provided by investing activities | -789,121 | 501,664 |
| Borrowings on notes payable | 0 | 14,860 |
| Borrowings on revolving line of credit | 0 | 0 |
| Repayments on revolving line of credit | 0 | 0 |
| Proceeds from exercise of options and espp purchases | 1 | 2,633 |
| Taxes paid related to net share settlement of equity awards | 161 | 2,633 |
| Net changes in deposits | 117,703 | 86,303 |
| Net changes in settlement assets and obligations to customers | 26,745 | 59,978 |
| Deferred financing costs | 200 | 423 |
| Net cash provided by financing activities | 90,598 | 40,762 |
| Net increase in unrestricted cash, cash equivalents and restricted cash | -675,197 | 720,127 |
| Cash and cash equivalents at beginning of period | 1,592,435 | - |
| Cash and cash equivalents at end of period | 1,637,365 | - |
GREEN DOT CORP (GDOT)
GREEN DOT CORP (GDOT)